Neville Bedford's answer If you don't qualify for legal aid and cannot afford a lawyer, you must comport with the court rules and procedures and defend yourself. the Summons will tell you how long you have to file your answer with the court to avoid being defaulted. The judges will likely frown on your inability to know the law, raise appropriate defenses, follow proper procedure, and file counterclaim motions, if any are viable to your case. Good luck.
Neville Bedford's answer If you do not appear, answer, nor defend the case, you will likely be defaulted. The judgement creditor may wait until you are employed or have other resources before asking the court to enforce the judgement. If your current condition continues and you have no assets, you may be "judgment proof" meaning that even though they have a judgement against you, you have no ability to pay. If you have other debts and have been out of work for some time, it may be worth your while to meet with an...
Neville Bedford's answer That depends on where the contract you wrote says you may sue. (Of course you wrote a contract for a loan of that magnitude). Also, when you meet with and retain an attorney to assist you, you will have a good idea of where his assets are, that you may seize if you are successful in your action. They will then advise you of the costs in involved, the likely possibilities.
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