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My parents died intestate with their home in foreclosure status. I have been told I am not responsible for the loan itself, however, I was served with an Owner for Joiner as Defendant because I am listed on the deed. When I went to inquire about purchasing my home, this came back against me. Is... View More 
answered on Jun 30, 2020
You are not legally responsible for the debt. However, if you wish to inherit or retain the property, you will have to pay off that debt.
I'm confused because I never discussed bankruptcy and never filed for bankruptcy I don't understand why that would be the data source so I'm trying to find out if I do actually have some kind of warrant out that's legitimate
answered on Apr 2, 2020
Bankruptcy Courts do not issue warrants: they are not criminal courts.
Check with the clerk of the bankruptcy courts in SC and see if they have anything on file for you.
is jointly owned by one debtor and another person not named in the filing, is that vehicle exempt from being collected?
answered on Mar 20, 2020
No, it is still listed as an asset. You own 1/2. If you use your exemptions to protect your interest, you may be able to protect it.
answered on Mar 10, 2020
You don’t even have to file a motion. All those things are already exempt from discharge under the Code!!!
vehicle used as the collateral even though the customer was making payments thru the courts and now want to continue to make payments
answered on Mar 2, 2020
If the lien was avoided, no. If the lien was not avoided, then yes.
I don't know what to do filled out paperwork is said to put down all debts no room on the form in Tennessee it's a felony not to list all your debts. I don't want to go I found I don't want to go and I don't know what to do. If I don't go I can have a felony cuz the... View More
If debtor doesn't pay amount specified in chapter 13, will the claim be refused?
answered on Feb 3, 2020
If the debtor doesn’t pay the claim as set out in the Chapter 13 plan, the case will likely be dismissed.
bankruptcy was discharged over 10 years ago and now bills have started to come in again demanding payment. can they do this after the matter had been written off
answered on Jan 22, 2020
Depends on whether the 2nd mortgage lien was avoided. If it was, then no. If it wasn’t, then they can move against the property but they cannot get a money judgment against the debtors.
Initially said they wanted for unsecured credit cards. We said okay. Now they want it all. House was in discharge and has been foreclosed on.
answered on Dec 3, 2019
If the claim was pending when you filed and did not exempt it out, then the trustee has a right to make a claim on it. As for how much, probably the amount of your debt, plus the Trustee's Counsel and Trustee's Commission. Talk to your lawyer
Now am being told that I owe 5000 in deferred principal by a mortgage servicing company . How is this possible? Never missed any mortgage payments during the bankruptcy program or since.
answered on Sep 4, 2019
You need to ask for documentation and proof where you agreed to the deferral.
The company is an LLC and manufacturers RV's and was going to file Chapter 7 bankruptcy but I'm now being told they will not do so. It as also been brought to my attention that the owner has personally lost his home, vehicles and is living with a relative. The latest news is that a major... View More
answered on Aug 2, 2019
Unless you have some written agreement memorializing your $10,000 "investment" you may be in big trouble. Situations like this do not end well for small investors like you. If you are retired, stop "investing" in these kinds of "money-making get rich quick" schemes.
Wife passed in Aug 2018...now Considering Bankruptcy to settle medical bills from Leukemia
Low income -now unemployed
58yr old widow in Poor health now struggling to find work compatible with health conditions.
answered on Mar 11, 2019
The estate of a deceased spouse can now claim an exemption for a property used as a residence prior to the spouse's death. What is unclear is how long that exemption can be claimed and how much the exemption actually is worth. The statute that was passed used the original exemption amount.... View More
This is for a bankruptcy that was cleared approximately 2010 to 2012 in Greenville County SC
answered on Mar 5, 2019
Go online to pacer.gov, create yourself an account, and then you will be able to download all of the documents you are seeking.
This was for a motion to reopen a chapter 7 due to debt left off during the original filing.
In SC, what happens if I don't respond to this? Or, I cannot reach a payment agreement with the debt collector? I have military retirement, military disability and my normal pay from my job. I own no property in the county in which I was served. Thank you.
answered on Jun 21, 2018
If they sue you and you don’t respond, they get a judgment against you for everything theywant. Your military retirement and disability are exempt from seizure, but your normal pays not and can be garnished. Contact a local attorney to negotiate a payment arrangement for you.
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