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Texas Collections Questions & Answers
1 Answer | Asked in Collections for Texas on
Q: If my car is registered in my name through the DMV can anyone put a lien on it?
Robert Jason De Groot
Robert Jason De Groot
answered on Sep 8, 2015

Why do you ask this specific question? Generally, no.

1 Answer | Asked in Collections for Texas on
Q: I had a default judgment 18 months ago for a credit card I did not pay, but they did not contact me anymore, what this

Means? What do I have to do? Thanks for your time

David B. Levin
David B. Levin
answered on Sep 2, 2015

A judgment in Texas is typically valid for ten years and can be renewed. There are a few options for addressing a judgment when the creditor is not attempting to collect. For example, some people simply wait until they hear from the creditor or a collection agency. This may buy time, but also may... View More

1 Answer | Asked in Collections for Texas on
Q: My mom has a judgemenu against her for a past case. She settled for a lesser amount, however they never filed the

Settlement paperwork, now they are trying to collect again, we have records of the transaction. Do they have any legal right to pursue her, if so what are my possible courses of action? I feel like this is extreme negligence on their part, because not only are they saying they never received... View More

David B. Levin
David B. Levin
answered on Aug 24, 2015

This isn't a question that can be answered in this type of forum. There are too many variables and not enough information. However, it would be a good idea to take your documentation to a consumer lawyer for review. Depending upon exactly what occurred, whether the debt has been sold, whether... View More

1 Answer | Asked in Collections for Texas on
Q: can a person go to jail for a $2200 loan?
David B. Levin
David B. Levin
answered on Jul 22, 2015

A civil debt (such as as credit card debt, medical bill, etc.) is a civil matter. That's not a criminal issue, and a debt collector who falsely threatens to have a debtor arrested is in violation of the Fair Debt Collection Practices Act and may be liable for damages.

That said,...
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1 Answer | Asked in Collections for Texas on
Q: If a muniment of title was done and completed in 2011 and a claim from creditor came in after the fact what can they do?

Real Estate was the only asset passed to only surviving son. Does the creditor have any right to the real estate as is or if the real estate is later sold?

Nancy Hui
Nancy Hui
answered on Dec 1, 2014

There are important facts that you didn't disclose. What type of debt is the creditor coming after? Is it secured or unsecured? If secured, was it secured by the real property? How long ago was the debt accrued? Depending on the answer the approach may be different. Your best bet is to discuss... View More

1 Answer | Asked in Collections for Texas on
Q: I have a final court ordered judgment for collection completed in Las Vegas need to enforce, can it be done in PA?
Rachel Lea Hunter
Rachel Lea Hunter
answered on Jun 29, 2013

Does the debtor own property in Pennsylvania? If so, then the Las Vegas, Nevada judgment can be registered in Pennsylvania or any other state in which the debtor works or owns property. Once it is domesticated (that is a fancy term for registered) then it can be enforced like any other... View More

2 Answers | Asked in Collections for Texas on
Q: Husband was awarded his vehicle in our divorce but the loan was in both our names and he let the vehicle go back.

Am I responsible for the balance on the loan that is owed to the Financial Institution. I have a collection company calling me to pay balance on loan.

Rachel Lea Hunter
Rachel Lea Hunter
answered on May 6, 2013

Yes, if your name is on the loan. Did the divorce decree require the ex-husband to refinance solely in his name? If so, you can go after him if you make the payments, but as between you and the car lender, if your name is still on it then you are equally liable for the whole balance.

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