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I wrote an NSF chk for over $1500 a couple months ago and deposited in another of my bank accounts, thinking one bank would approve the overdraft. The chk cleared, I used the funds and then it bounced. I had the intention to pay but couldn’t receive the funds I was expecting. So I tried to make a... View More 
answered on Apr 3, 2019
Intentionally writing a worthless check in the amount you did is a felony in most if not all states in America. Since you did not accept the bank's offer to allow partial payments toward resolving the issue, the bank pressing the charges does not have to do anything more.
Advice: Your... View More
answered on Jan 3, 2019
Try reposting your question. It looks like the second part of it was cut off.
Tim Akpinar
answered on Dec 14, 2018
The amount of interest a service provider can charge is usually based on state law. Interest on loans may be lower than interest on services or goods sold. Check with a lawyer in your area. Some offer free consultations. Take them up on it.
This credit issue was with my ex husband over 10 years ago and he had gambling issues and took advantage of my credit at the end of our marriage. At that time I didn't know, moved away, and was not aware of any cases against me until years later when I try to purchase a home.
answered on Nov 7, 2018
Depending on your divorce settlement agreement, you may get some relief in the divorce court. Depending on your financial situation, you might be able to negotiate a settlement of the amount. Also depending on your financial situation, you might be eligible to file bankruptcy and discharge the... View More
answered on Jun 14, 2018
Ask this question to a consumer law or landlord/tenant attorney for details, but the answer is no.
Co worker needed a car, I let her test drive the car and when she agreed to buy it. I told her make monthly payments as much as you can since I was selling it for $2,000. She was going through a hard time. Now that I don't work with her she been ignoring my calls, text and when I go in person.... View More
answered on Jun 7, 2018
If the car is registered to you, you are responsible to the tolls incurred. Did you sell the car or not? Did you execute any documentation regarding the sale? If you have a Bill of Sale, or a contract that proves the date you sold the car, you can show the contract to the North Texas Toll... View More
How can she find out if perhaps her name is on any insurance policy or bank accounts or any policies as she did not contest her divorce or return to texas because of his physically violent behavior.He was living in Bastrop,Texas when he passed away January 2 of this year. He had no family and she... View More
answered on Apr 27, 2018
While your girlfriend can contact a life insurance company directly, the insurance company is only obliged to speak to someone who is named as the beneficiary and presents a death certificate. Similarly, she can present a death certificate to a bank and ask whether there was an account "pay... View More
My traffic ticket was sold to a debt collection agency. I called the debt collection agency and asked about the amount owed and I was told 421 dollar's, so I payed it in full. I called the dmv and was told I would have a surcharge and to call the county so it would not hit my record. I called... View More
answered on Mar 1, 2018
You are going to have to have someone investigate your specific situation to discover the specific facts, but paying a collection agency means you have entered a plea of guilty on the matter and convictions will be reported to the DPS. Call an attorney first.
Loaned my truck (reg/insured) to a friend in Oct 2017. She moved in Nov. Dec 26 2017 asked vehicle be returned within 4 days. Has ignored phone calls/ texts demanding my Truck back. This morning I called sheriffs dept. Deputy dispatched to me. I gave exact location of my truck (A bar). Only... View More
answered on Jan 16, 2018
It sounds like law enforcement's position is that since, back in October, your friend had your EFFECTIVE CONSENT to possess the property (truck) then it doesn't become theft when you later withdraw your consent. By mentioning the demand letter, it seems like they are saying that this is... View More
Do i need a lawyer
I am the sole administrator of the estate. The only asset(s) passed on was a condo and a few thousand dollars. The cash sum may or may not be enough to cover the debt after other more pertinent estate debts are paid such as HOA fees. I've requested the debt collection agency to send a debt... View More
answered on Oct 20, 2017
Your probate attorney should be the one to answer this question. Creditors claims must meet certain standards to be considered valid and just because someone says that person owes money doesn't make it true. Again, your attorney should be able to answer this question. Best wishes.
answered on Oct 6, 2017
This isn't an easy answer. If there were medicaid payments made, the State may have a claim to part of the estate; however, if both spouses were living in the home, medicaid cannot recover until after the 2nd spouse dies.
I suggest you contact a local probate attorney so that you can... View More
My mother and sister were both killed instantly by an intoxicated driver and left behind my 2sisters(17 & 18) and my niece(2) and I will be taking custody of Lynsy 17sister. My sister who passed away work has sent me her last paycheck but made it out to me, but I have been informed that her... View More
answered on Jun 6, 2017
No. Texas requires that debts be paid first and that they be paid in a certain order. Contact a local probate attorney to make sure you manage your sister's estate properly.
My friend missed a court date for a misdemeanor because he was in jail in another town, after he finish time in that county they brought him to nolan for the charge of accident involving damage. Insurance paid the damages to the other driver and Lawyer has paper from the insurance as proof. He has... View More
answered on Aug 16, 2016
Has to work though his lawyer or get another.Something is missing--perhaps your friend heard but didn't want to. There's a criminal charge likely pending--no one gets pretrial detention for no insurance or other issues.
I gave the insurance in the vehicle and thought I was ok, come to find out the insurance car was from the previous owner of that vehicle, now I owe $10k in damages with no way to pay, what could happen to me
I've moved since the accedent ,I've been laid off and have medical bills... View More
answered on Jun 30, 2016
Who says you owe 10k?Did the girlfriend have newer insurance?Did the old owner's insurance still cover the car?Usually both owner and driver have responsibility.Don't see you being arrested, but issue is can they put a hold on your license.
You need to do a bit more work, and... View More
Plaintiff’s complaint: Braun... provided irrigation services... has refused to pay the invoice... many attempts to collect via phone and email...
No quote was provided and calls me to tell work was completed. Installed two zone valves and invoice was for $409! However sprinklers were... View More
answered on Apr 5, 2016
The internet reviews will get you no where. If they did bad work, that is mostly on you as the person who hired them. That said, I would counterclaim as to breach of contract in that the work performed was not of the quality contracted for, in that he breached implied warranties. I would also look... View More
Have been put out for collection by HOA over a automatic payment that did not process. HOA sent all correspondence to an old address even tho they had a document saying that all correspondence was to go to the new address. 204 dollars has turned into problem with damage to credit because of no... View More
answered on Mar 1, 2016
While an attorney will have to review the details of your situation, it sounds like you have a viable claim to challenge the collection actions and credit reporting of the alleged debt. Federal and state laws protect consumers from wrongful collection and credit reporting practices.
I... View More
answered on Mar 1, 2016
Generally, if a creditor files suit against you and you do not respond, they can obtain a default judgment against you. Once the creditor has the judgment, they can use it to freeze your bank account, garnish your wages, or execute the judgment against property you own.
You will likely have... View More
Also, once a creditor charges off the account and sells the debt to a collection agency, can collection agency sue for judgment?
answered on Mar 1, 2016
They probably could still garnish your wages eventually, but it may be a longer process. To garnish wages on a credit card debt, the creditor would first need to sue you and acquire a judgment against you. If the judgment is in Texas, the creditor would then need to apply for local enforcement of... View More
I had asked tem to leave once before i pulled gun
answered on Oct 13, 2015
It is not clear what you mean by "heckled". Did this person threaten to hurt you? Unless you were reasonably acting to protect yourself from what could reasonably be interpreted as a threat to you of imminent bodily harm, for you to pull a gun could be regarded as an assault with a... View More
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