answered on Jan 22, 2016
Typically no. As long as you keep paying for your home and cars, you can keep them. Its important to find a bankruptcy attorney in your area that can help you
answered on Jan 22, 2016
That depends on a couple of factors. How much, and when they started contributing. Let me know if you still have questions.
A little over a year ago, I requested a loan modification agreement while I was employed full-time. January 2015, I lost my job and filed for unemployment where I collected for 6 months until my benefits ran out. Unfortunately, I still have no job. There was a 3 month trial period, which my sons... View More 
answered on Jan 22, 2016
That is a tough one. It is true that you can qualify for a modification once every 12 months, HOWEVER, if there is a change is circumstances, then you could always apply again. I would call the bank and find out what your options are. If you still need help, feel free to call me.
answered on Jan 22, 2016
Yes you can. Depending on your state exemptions, you can exempt any anticipated tax returns. I would call a local attorney to help you through the process and make sure that is the case for your district.
Just want to no what we I'll happen if I can't pay any more
answered on Jan 22, 2016
If you filed bankruptcy and you included your 2nd MTG in it, then you are not financially obligated to pay it. However, this can impact your home. You should call your bankruptcy attorney to help you.
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