Although most of the time the answer to your question would probably be "NO", you are dealing with an unusual situation. Because Bank of America purchased all of the assets of Countrywide as part of a regulated FDIC transaction, Federal Law allows Bank of America to step into the shoes... View More

Not in the normal course of events. The original loan documentation provides for the recording of a Deed of Trust, which reference the actual Note. The Note itself is not normally recorded. If the payment terms are modified, it is unlikely that there would be a filing with the county recorder.... View More

It actually is pretty self-explanatory. Anyone can make a mistake, and the clerk sometimes processes a discharge when it should not have been done. It does not necessarily mean the Debtor is not entitled to ultimately get his discharge. It may just mean that the Trustee has not completed some... View More

Many if not most bankruptcy lawyers do carry some form of E and O Insurance. The Business and Professions Code, and the California State Bar regulate the cirumstances and whether such insurance is required. You should feel absolutely free to ask your lawyer this question. And you should have... View More

Your question is a little unclear. I take it that "mainstay business solutions" is a company who has filed bankruptcy, and owes you money? If so, when they file bankruptcy the automatic stay normally prevents you from suing them. However, depending on the facts (why they owe you the... View More

Filing bankrukptcy normally creates an automatic stay to stop foreclosure proceedings (among other things). But it is not retroactive! If the bank already sold your house an hour earlier through a foreclsoure sale, the bankruptcy does not void that earlier sale. It is alway important that you... View More

This is not a "form" which is usually used in California. It implies an outdated procedure, by which Defendants were asked to waive their rights and consent to a judgment, often in advance. The typical procedure in California would be to enter into a Stipulated Judgment. The Debtor... View More

Plaintiff is left with a couple of different options, two of which are most common. First, the plaintiff can re-serve the complaint, which will make the motion to quash futile. Or else, if the plaintiff believes that service was proper, the plaintiff can oppose the motion to quash. When... View More

Of course you can. You do not need an attorney to file your bankruptcy for you. The US Bankruptcy Courts provide a lot of information to guide individuals who wish to file bankruptcy. I recommend you go to the US Bankruptcy District Court website for where you live. Here are the websites for... View More

I didn't quite understand the question. Did you obtain the default judgment and now someone is looking to vacate it? If so, I would recommend contacting a litigation attorney who has experience handling default judgments. In any event, the California Courts list out all the forms at... View More

Of course. The Central District Bankruptcy Court, which includes riverside, makes many forms available on the internet. Go to www.cacb.uscourts.gov. From there, click on the Forms/Rules/General Orders link on the right. Then click on Local Bankruptcy Rules & Forms. From there, scroll down... View More

Most consumers in California file for Chapter 7 or 13 bankruptcy. You can learn about both through Google. Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, you need to complete an extensive petition that lists out all your assets, debts, current income and expenses. The petition... View More

Your ability to keep an automobile in a Chapter 7 depends primarily on the amount of equity which you have in the car (fair market value above and beyond the amount owed). Although there are two sets of exemptions available in California, if the car is "worth far less than the payments I am... View More

Regardless of whether you are the actual or potential defendant, or the plaintiff in a potential adversary action, you need to act quickly. There are very strict time limits imposed in most adversary actions. If you fail to act, you may forever lose important rights. And it is critical that you... View More