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My daughter is buying a house on contract which still has a mortgage. The contract was signed by both and a notary. The house has a furnace which isn't even a home furnace,it's an apartment furnace. And it has stopped working. My daughter says that she is paying the homeowners insurance... View More 
answered on Nov 9, 2016
You ask if your daughter is responsible for repairs to the furnace of the home she is buying on contract. Given the limited information provided, it would appear that the contract (i.e. Articles of Agreement for Deed a/k/a Rent to Own) is not completed. If so then the home does not belong to your... View More
I am currently gathering all of my information to file bankruptcy. Yesterday, I received a phone call from a lawyer trying to collect a past debt. She says the motion will be filed to serve me tomorrow unless I pay what is due. I do not have the money to pay this by tomorrow. She threatened wage... View More
answered on Nov 9, 2016
As soon as you file your Bankruptcy case, all collection action stops. So whether this threat and ensuing motion is a "problem" depends on how soon you plan to file. That in turn depends on how soon you can afford to file; whether pro se (without counsel) or via an Attorney.
In... View More
I own a house in Illinois that I was selling on contact because I was moving to Oklahoma. The buyer hasn't made payment in quite sometime nor has he paid the taxes as agreed. I have been told he vacated the premises some months ago. Is there anything I need to do to allow a person acting on my... View More
answered on Nov 8, 2016
You state that you are selling the house under a contract (i.e. Articles of Agreement for Deed a/k/a Lease to Own). The lessee/buyer has not followed through and now abandoned the property. You wish to know if there are any steps you should take before exercising control of the property.... View More
We have a retail business in a building with hundreds of parking spots. We were allotted 6 spaces (which is next to nothing in a retail business). The landlord started renting out INDIVIDUAL spots for long term use, which already made the business look cheap and run-down, but he decided to rent... View More
answered on Oct 10, 2016
You state that your landlord is renting out spots in front of your retail establishment and that you believe that action will have an affect on the viability of your business. You are located in Glenview (Cook County).
Neither Cook County nor the Village of Glenview has specific... View More
They recently lost financing from the government. Did not receive proper training or promised education. Did not receive job placement. Just want to know if CIS can be held accountable for the repayment of the government student loan for failure to follow through on their end of a contract.
answered on Sep 13, 2016
If your educational institution obligated itself to give proper training and deliver job placement, but did neither, then yes, you have a case. Of course, it is highly unlikely that the educational institution would put such obligations in writing. It is far more likely that you would have to... View More
illinois corporation is dissolving. They are a service company in a specialised industry working for commercial and residential customers. They extend a 3-year or 5-year guarantee on products and services respectively to their customer base. Do they have to maintain some way of servicing any... View More
answered on Sep 12, 2016
A warranty is essentially an insurance policy, so you should find out if the issuer of the warranty actually has an insurance policy that you can take advantage of in the event you need follow up. In general, warranties can also be purchased - in fairness the dissolving company should purchase such... View More
I paid closing cost and put $4000 worth of fencing up and $6000 shed. She wants me to move out. Can I sew for the money I invested.
answered on Sep 8, 2016
Based on your question, you should be able to sue for your investment and place a lien on the property (potentially a more effective way to go). Speak with a knowledgable local Attorney about how to make this happen.
My ex-girlfriend and I signed a lease in June. She moved out and is threatening to use certain evidence from over a year ago of domestic abuse to get an order of protection and get off the lease. She says the Center for Prevention of Abuse is going to help her. I don't know what to do. She has... View More
answered on Sep 5, 2016
There are a number of parts to your question but the short answer is that your girlfriend is entitled to seek the Order of Protection, and receiving such an order is a valid reason to be absent from the property and, presumably, not have to pay rent for a period of time, but that is not the same as... View More
My boyfriend moved me from WI while going through a messy divorce. He just passed away 8/12/1016. We had a cohabitation agreement. How long before the estate can kick me and my kids out?
answered on Sep 5, 2016
In short, the answer depends on the terms of your Cohabitation Agreement, as well as State and local laws relating to how much notice is required to evict a tenant (f that is even applicable in this case). As a baseline, generally an unwritten tenancy is deemed to be "at suffrage" and... View More
answered on May 31, 2011
The 2004 amendments to the U.S. Bankruptcy Code - collectively, the BAPCPA - were designed to make it more difficult for consumers to seek relief in bankruptcy. One way the BAPCA achieved its goal was by extending the minimum required period between bankruptcy discharges. It used to be that you had... View More
answered on May 31, 2011
To claim sums due from a Debtor in Bankruptcy: (1) Download a Claim Form from the website of the Bankruptcy Court; (2) Fill in the request information and attach proof of your claim such as a Judgment, Lien, or Invoice; and (3) File the Claim and attachments with the Clerk of the Bankruptcy Court.... View More
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