Lawyers, Answer Questions  & Get Points Log In
Questions Answered by Malissa L. Walden
2 Answers | Asked in Bankruptcy for South Carolina on
Q: Can a creditor demand return of merchandise which was bought 6 months before filing after the bankruptcy is discharged?

I bought a mattress in October of 2020 from a furniture store, and financed it. I filed Chapter 7 bankruptcy approximately 6 months later, and it was discharged in April 2021. Now the creditor is demanding the merchandise back or they will take court action. I thought I was done after the... Read more »

Malissa L. Walden
Malissa L. Walden answered on May 11, 2021

Look to see if this creditor was a secured creditor and had a security interest in the property OR if you had a lease agreement with them. Either way you should have stated your intention regarding the debt and asset. You may be liable under a lease agreement post-bankruptcy if you assumed its... Read more »

View More Answers

3 Answers | Asked in Bankruptcy, Contracts and Banking for Kentucky on
Q: Son totalled his truck, insurance expired, owes 26K to bank. Junk yard won't take vehicle. Bankruptcy solve problem?
Malissa L. Walden
Malissa L. Walden answered on May 7, 2021

Many bankruptcy attorneys offer free consultations. He should speak with one to verify that this is his best option and cover all issues he is facing. (If there are any issues with injury, intoxication, fines, etc.)

View More Answers

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.