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Also not really any equity the home if was to sell. Usda done a moratorium to defer payments it is back to where I am making payments but I am a few behind credit report shows loans in forbearance
answered on Apr 29, 2022
When you file for bankruptcy any property you own will be classified as exempt property or non-exempt property.
Exempt property is safe during the bankruptcy.
Non-exempt property can be sold for the benefit of your creditors.
Each state is allowed to decide what exemptions... View More 
I bought a mattress in October of 2020 from a furniture store, and financed it. I filed Chapter 7 bankruptcy approximately 6 months later, and it was discharged in April 2021. Now the creditor is demanding the merchandise back or they will take court action. I thought I was done after the... View More
answered on May 11, 2021
Look to see if this creditor was a secured creditor and had a security interest in the property OR if you had a lease agreement with them. Either way you should have stated your intention regarding the debt and asset. You may be liable under a lease agreement post-bankruptcy if you assumed its... View More
answered on May 7, 2021
Many bankruptcy attorneys offer free consultations. He should speak with one to verify that this is his best option and cover all issues he is facing. (If there are any issues with injury, intoxication, fines, etc.)
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