Birmingham, AL asked in Consumer Law, Employment Law, Contracts and Collections for Alabama

Q: My wages are being garnished by employment for old credit card debt. If I quit my job and work as a 1099 what can happen

This is in Alabama and the bank is capital one for one judgement for around $1,200 which is being garnished as a regular employee and I have another judgment for $2,000 something that can’t be garnished because I’m already being garnished I never went to court for this. If I was as a 1099 or self employed what can happen? Also, would I be able to work an arrangement without lawyers or court involved to just pay them $100 per month until it’s paid off or are they gonna find some other way to take money from since I would be self employed ?

1 Lawyer Answer

Bruce Alexander Minnick

Answered
  • Collections Lawyer
  • Tallahassee, FL

A: Changing your employment status from regular employee to 1099 independent contractor will NOT stop or prevent a judgment creditor from seizing part of your paycheck. In fact, changing status will INCREASE the amount of the paycheck--which should bring a smile to your judgment creditor's ugly face.

3 users found this answer helpful

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