Q: How would the new bill Govenor Newsom signed for Waterfowl effect our property if Mallard ducklings did damage to our p
On June 16, 2023, 1 mother Mallard and her 10 ducklings came into our yard because their is a swimming pool. We opened the gate and let them into the swimming pool, because they would die if they did not find water. Given some thought, we let them stay and drained the water and did many things to help with their recovery into the enviornoment. And, as we did research we found that Govenor Newsom signed some bills to help bring back the numbers that have drascially decreased. Would our home insurance help cover cost of the damage the Mallard ducklings have done? In other words, would the insurance company help pay for the cost of the pool damage since it is a new law to help in the recovery of Mallard ducks?
Thank you for any information, and where I could go to find out more about the new bill.
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A:
The new bill signed by Governor Newsom to help waterfowl, including Mallard ducks, does not automatically entitle you to insurance coverage for any damage caused by the ducklings to your property. Home insurance policies typically cover specific perils, and damage caused by animals may or may not be included depending on the policy's terms and conditions. It is essential to review your home insurance policy to understand what types of damages are covered and whether animal-related damages, such as those caused by Mallard ducklings, are included.
To find out more about the new bill and its specific provisions, you can refer to the official California Legislative Information website (leginfo.legislature.ca.gov) or consult with a local environmental or wildlife expert who can provide you with more details on how the law may impact waterfowl recovery efforts in California.
James L. Arrasmith
Founder and Chief Legal Counsel of The Law Offices of James L. Arrasmith
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