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New Hampshire Collections Questions & Answers
Q: How to avoid paying a defaulted car loan I cosigned?
I cosigned a car loan, and the primary borrower has defaulted. Despite communicating with the lender about options to remove myself and exploring refinancing, the loan company is now suing me due to the default. This has severely impacted my credit score and financial status. How can I legally get... View More 
Barry W. Kaufman
answered on Jun 3, 2025
answered on Jun 3, 2025
Other than filing bankruptcy, you can't. You co-signed, which means you accepted full responsibility for every payment to the lender, regardless of any agreement that you had with the other signer. You are on the hook at much as the other signer, and they don't have to come after him if... View More
Q: What are the legal options to sue an individual for non-repayment of a personal loan in excess of $20,000.00
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William J. Amann
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answered on Jan 7, 2023
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answered on Jan 7, 2023
A suit can be brought in state district or superior court given the $20,000 amount. There could be other factors, such as whether a federal question is involved but I doubt it given your description.
Q: Can not identify New Hampshire small claims rule 4.1(D)(3) and 4.1(D)(3)(d) used by attorney filing complaint.
I received a complaint from a debt buyer lawsuit.
In the statement of consumer debt it states:
In accordance with Small Claims Rule 4.1(D)(3), the undersigned submits this Statement:
This also is used further down:
Interest, charges, and fees calculated as set forth... View More
Joseph Kelly Levasseur
answered on Mar 15, 2018
answered on Mar 15, 2018
I looked over the rules and I don't see them in there either. You can file a motion to dismiss for failure to state a claim for which relief can be granted and state the same reasons you stated here. He might be using old rules that have been updated and no one ever called him on it. The... View More
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