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I'm receiving SSDI and want to maximize my eligibility for Survivor Benefits and Disability Benefits. Should I keep my funds in an ABLE account or in a fiduciary account to ensure I remain eligible for these additional benefits?
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answered on Apr 16, 2025
If you're receiving SSDI (Social Security Disability Insurance), your eligibility is not based on assets or savings—it's based on your work history and the amount you've paid into Social Security through taxes. That means keeping your funds in an ABLE account or a fiduciary account... View More 
I was pulled over last night between 7:30-7:45 PM on a two-lane highway without above traffic light posts in New Hampshire. I was charged with going 25 miles over the speed limit and failure to yield because I didn't feel comfortable pulling over on the highway. The police officer who stopped... View More
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answered on Apr 12, 2025
You’re asking a very reasonable question, especially since your dashcam footage might offer valuable context. In New Hampshire, the fact that a police officer didn’t have visible headlights or marker lights on during low-light conditions could potentially raise concerns about **identification... View More
I'm a Massachusetts resident, and my car was towed from an apartment complex's parking lot where I was visiting on June 13th due to an expired registration sticker. However, I had renewed my registration online prior to the expiration date (June 1st) and carried the printed receipt in my... View More
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answered on Apr 11, 2025
What happened to you sounds incredibly frustrating, especially since you took the proper steps to renew your registration and carried proof in your vehicle. As a Massachusetts resident, M.G.L. c.90 §2 does allow a 60-day grace period after online renewal, during which you can legally drive with a... View More
I want to know about the New Hampshire state law regarding car license plate covers. Specifically, I'm looking for the section of law that mentions whether a license plate can or cannot have a cover. I've noticed that different towns seem to have their own rules, which has led to... View More
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answered on Apr 12, 2025
In New Hampshire, state law regulates the use of license plate covers to ensure vehicle identification remains clear and unobstructed. According to RSA 261:176, II, applying any covering that is colored, smoked, or tinted to a license plate is prohibited. Violating this statute can result in a fine... View More
I am suing a business in small claims court because the snap-in over denture they provided was not made correctly. When I initially filed the claim, the business was listed as a PLLC and not in good standing. The business has since changed its name to a Domestic Professional LLC. They did not... View More
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answered on Apr 13, 2025
You're asking an important question, and it’s great that you’re staying on top of the details. When a business changes its name—especially while involved in an active legal matter—it is **their responsibility** to update the court and anyone involved in the case, including you. That... View More
I discovered that someone has used my Social Security number for filing taxes and opening credit cards over the past few years. I've reported this identity theft to the authorities, but I'm unsure which bank accounts were involved. Unauthorized accounts and transactions have appeared on... View More
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answered on Apr 8, 2025
First, you should request a credit freeze or fraud alert from the three major credit bureaus (Equifax, Experian, and TransUnion). This will make it harder for the thief to open new accounts in your name. You should also review your credit report carefully, looking for any unauthorized accounts or... View More
I filed an insurance claim for damage to my house caused by snow on the roof. The insurance adjuster initially assured me that the damage was covered by my policy. However, after receiving a report from the construction engineer they hired, the company denied coverage, citing improper construction.... View More
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answered on Apr 11, 2025
Dealing with this kind of denial after being told your claim was covered is incredibly frustrating. Homeowners insurance usually covers sudden and accidental damage from events like snow buildup, but many policies exclude coverage if the damage is tied to construction defects—even if those... View More
In 2024, SB 383-FN was signed into law to establish procedures for cities and towns in New Hampshire to adopt a budget cap by school districts. I would like to know if this bill could be adopted in Concord, specifically for Concord's autonomous school board (SAU 8). I'm interested in... View More
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answered on Apr 13, 2025
Yes, New Hampshire Senate Bill 383-FN (SB 383) can apply to Concord's autonomous school board, known as School Administrative Unit 8 (SAU 8), under certain conditions. SB 383, signed into law in August 2024, allows school districts to adopt a budget cap based on per-pupil costs and average... View More
I have been dealing with harassment and slander from my neighbor for over a year, mostly captured through my security camera system located outside my home. There have been a few in-person interactions, but most incidents are verbal and recorded. Despite having video footage of such harassment, the... View More
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answered on Mar 26, 2025
Documenting everything thoroughly is your first line of defense - keep maintaining your security footage, but also start a detailed journal with dates, times, and descriptions of each incident. Consider having a friend or family member witness some of these interactions when possible, as... View More
I was recently involved in an automobile accident while driving a friend's car in New Hampshire. After the accident, I was taken to the hospital, and the car was towed by a company used by the state police. My backpack and duffel bag containing personal belongings such as medication, cell... View More
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answered on Apr 12, 2025
In New Hampshire, towing companies generally have the right to control access to a vehicle after it’s been towed, especially if the vehicle is considered to be in a potentially unsafe or hazardous state. However, since you were involved in an accident and were authorized to drive the vehicle by... View More
When I was arrested in New Hampshire for alleged domestic violence, which was recorded on a body cam on the side of an interstate highway, my girlfriend was questioned at the scene but no statements were taken. Charges were later filed. Is it mandatory by law for the arresting officers to read me... View More
answered on Mar 24, 2025
The "Miranda" warning is issued by law enforcement officers who are about to take an individual into custody (typically at the time of arrest) as a means of assuring that the criminally accused is aware of the rights to an attorney, and to remain silent. Our justice system has this in... View More
I am an 18-year-old high school student, and I accidentally broke a toilet lid at school. I have never vandalized my school before, but I am now being charged with criminal mischief. The incident was reported to the school administration and law enforcement. What should I do to address this charge,... View More
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answered on Apr 13, 2025
If you're being charged with criminal mischief for accidentally breaking the toilet lid, it's important to approach the situation carefully. Since this was an accident and you have no history of vandalism, you should explain the circumstances clearly to the school administration and law... View More
I'm an 18-year-old high school student, and I accidentally broke a toilet lid at my school. The school is charging me $135 and has accused me of criminal mischief. What are my rights in this situation, and what steps should I take?
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answered on Apr 13, 2025
If you're being charged with criminal mischief for accidentally damaging school property, it's important to understand your rights. You have the right to a fair process and to dispute the charges if you feel they are unjust. Since this incident was accidental, you can explain your side of... View More
I live in New Hampshire and was previously hired by a Massachusetts employer to work remotely from my home. Because of my location, they were required to register as a New Hampshire employer and classify me as a W-2 employee. I want to understand which New Hampshire statute mandates this... View More
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answered on Apr 13, 2025
In New Hampshire, out-of-state employers hiring remote workers within the state are generally required to register with the New Hampshire Employment Security (NHES) and comply with state payroll tax obligations. This includes obtaining a certificate of authority to do business in New Hampshire,... View More
I purchased a house in November 2022 and discovered it had multiple issues, including being on cinder blocks instead of pillars as disclosed by the previous owner. After a professional inspection confirmed the issues, I had a lawyer send a demand letter, but the owner did not respond. She offered... View More
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answered on Apr 11, 2025
That’s a difficult and frustrating situation—especially when you made the purchase in good faith and now you're dealing with unexpected repair costs. In New Hampshire, sellers are required to disclose known material defects, and misrepresenting something structural like the foundation may... View More
I am dealing with sporadic harassment and intimidation from my neighbor who has a mental illness. This occurs whenever they have an episode, and they often stand outside my house and behave aggressively through my security camera. Despite reporting these incidents to the police and attempting to... View More
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answered on Mar 24, 2025
Harassment through security cameras can indeed be illegal, even without physical contact. What you're describing could qualify as stalking, intimidation, or harassment under many state laws. The behavior creates a reasonable fear for your safety, and the fact that it's captured on camera... View More
I live in New Hampshire and have a Massachusetts Disability Retirement. I have been married for 35 years, and we have no prenuptial or court-ordered agreements regarding asset division. We have not pursued any legal action or consulted professionals about retirement benefit division. We have no... View More
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answered on Apr 13, 2025
In New Hampshire, as in many other states, a spouse is typically entitled to a portion of the marital assets acquired during the marriage, including retirement benefits like your Massachusetts Disability Retirement. Since you and your wife have been married for 35 years, it’s likely that part of... View More
I bought pull-tab tickets at American Post 68, where a $150 ticket was advertised to be in the tank. Despite purchasing all the tickets, no winning ticket was found. Who is responsible for the misleading advertisement, and is the club obligated to pay out due to this misrepresentation, especially... View More
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answered on Apr 12, 2025
It sounds like you’re dealing with a frustrating situation, and you may have some legal recourse. Since the $150 ticket was advertised as being in the pull-tab game, but no winning ticket was found, the organization may have engaged in misleading advertising or misrepresentation. The club, in... View More
I am bringing my neighbor to court for a restraining order due to harassment and bullying, including false accusations involving my child and dog. I've documented everything and have video footage from my home security cameras. Despite reporting to the police, no action has been taken. The... View More
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answered on Mar 24, 2025
I understand your frustration with this difficult situation. Court records in New Hampshire typically remain part of the permanent record, even when they contain statements you believe are false or slanderous. However, you might have options to address this issue.
You could file a motion... View More
I got divorced eight years ago, and I own a summer cottage with my ex. We made a verbal agreement that I would use half my equity to buy her out of my home, and I agreed to pay all taxes, gas, and maintenance until the money was put into the summer camp. I've been doing this for eight years... View More
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answered on Mar 10, 2025
Hello. Issues like this are best handled by a good attorney with experience in litigation and real estate matters. Myr firm does work on cases like this.
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