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Puerto Rico Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure, Real Estate Law, Appeals / Appellate Law and Constitutional Law for Puerto Rico on
Q: My grandparents house got took by Puerto Rico's government while trying to sign it over is this possible?

My mother has the paperwork from my grandfather to get over to her name. What could we do?

James L. Arrasmith
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answered on Aug 31, 2024

If your grandparents' house was taken by the Puerto Rican government while you were in the process of transferring ownership, it may have been due to a legal action like eminent domain or foreclosure. You should first confirm the exact reason why the property was taken, as this will determine... View More

2 Answers | Asked in Foreclosure for Puerto Rico on
Q: Can someone help me find foreclosure records for a property in Puerto Rico
Rafael  Pagan-Colon
Rafael Pagan-Colon
answered on Jul 6, 2023

My first stop would be with the Property Registry. Request a registry certification with tract history for the property. You'll need the lot ("finca") number and the demarcation (where the property is located), and it'll let you know if the property has been foreclosed and... View More

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2 Answers | Asked in Estate Planning and Foreclosure for Puerto Rico on
Q: Are heirs responsible for a parents debt in Puerto Rico?

My father who was a resident of Puerto Rico passed away. He had a house where the mortgage was more than the value of the house. The house is going into foreclosure and will likely not bring much money. Am I responsible for that debt or does the debt stop with the value of the estate?

Rafael  Pagan-Colon
Rafael Pagan-Colon
answered on Jul 6, 2023

The Rule of Law in Puerto Rico for hereditary estates is that the heirs, having accepted their inheritance, subrogate themselves in the deceased place regarding the estate's assets and liabilities. If an estate is more debt than assets, the heirs may repudiate their inheritance. Be advised... View More

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1 Answer | Asked in Foreclosure for Puerto Rico on
Q: How can I obtain a copy of a foreclosure letter of a home that was foreclosed Ive tried contacting the bank lender

bank hasnt been able to help. I need this letter asap. The home is located in Puerto rico

Nelson Jose Francisco Alvarez-Aponte
Nelson Jose Francisco Alvarez-Aponte
answered on Jun 9, 2019

Hello and thank you for using JUSTIA. A foreclouser letter is sent by the financial institution. The foreclosure process is done by a financial institution against the borrower in the Superior Court of the location of the Property. As part of the claim, the foreclosure letter needs to be included... View More

1 Answer | Asked in Foreclosure and Real Estate Law for Puerto Rico on
Q: In P.R., can a bank foreclosing on a dead mother's home go after the children if they don't want any part of the home?

The bank is saying the five living sister's are responsible for the bank note even though no one lives there or wants the home.

Nelson Jose Francisco Alvarez-Aponte
Nelson Jose Francisco Alvarez-Aponte
answered on Jun 11, 2018

Good evening and thank you for using JUSTIA. Yes the bank can file suit against all the inheritors. However the inheritors can contact the bank and inform them that the inheritors do not accept the inheritance thus they will not be responsible for the note. The bank will then inform you on how to... View More

1 Answer | Asked in Foreclosure for Puerto Rico on
Q: Do I need a lawyer to get my mortgage loan modified?
Naomi Jusino
Naomi Jusino
answered on Jan 11, 2017

No, you can work the modification directly with the financial institution.

But we strongly recommend that before you sign the papers, consult with a lawyer to make sure you are in the right path.

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