Lawyers, Answer Questions  & Get Points Log In
Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure and Landlord - Tenant for California on
Q: we ne help fast we dont have much time we got a unlawful detianer and they sold our house wrongfull i lived here for 20

we did to know how to fill and appial and sueing the bank

James L. Arrasmith
James L. Arrasmith PRO label
answered on Sep 24, 2022

I highly advise that you speak to a qualified attorney as soon as possible to preserve your rights.

0 Answers | Asked in Consumer Law, Foreclosure, Real Estate Law and Contracts for Mississippi on
Q: Can mortgage lender at the beginning of my loan modification probationary period misinforming of the payment amount

My mortgage lender Freedom Mortgage approved us for a loan modification at the end of July we signed our loan modification paperwork on August 10, 2020 to seven days before our house was to be sold the sale date was on like the 21st so maybe 10 days moving forward they sent us the paperwork stating... Read more »

0 Answers | Asked in Foreclosure for Minnesota on
Q: I have an issue. I am in redemption period and I was on last month and company was going to buy me off cash for keys.

Paid up front 3000 and promised through contract 7000 on move out. 1 month state puts lein on house and shows uo at door special administrator gives me 10 days to get out and with nothing. Now same special administrator had promised 5000 and keeps changing wording and has told me already had a... Read more »

2 Answers | Asked in Foreclosure and Real Estate Law for Pennsylvania on
Q: PA LAW: Can proper service of a valid Act 91 Notice be deemed if it is not sent to the Last Known Address?

35 Pa. Stat. § 1680.403c(a) “Any mortgagee who desires to foreclose upon a mortgage shall send to such mortgagor at this or her last known address the notice provided in subsection”

12 Pa. Code § 31.203(a)(6)(i) "The notice shall be sent to the last known address of all... Read more »

W. J. Winterstein Jr.
W. J. Winterstein Jr.
answered on Sep 20, 2022

Every Mortgage doc I've ever read deals with "Notices", and every one says that sending a notice to the mortgaged property is sufficient for all purposes.

That said, lots of Mortgages also speak to the borrower's power to change the "notice address". That...
Read more »

View More Answers

0 Answers | Asked in Foreclosure and Real Estate Law for Texas on
Q: mortgage lender (in a deed of trust) have to send you a default letter stating your options to prevent foreclosure first

Our house is thru a deed of trust and it is set to foreclose without sending us a warning letter and no options to reconcile.Is this legal.we only received a letter stating it was filed for forclosure .we want to have the option of paying amount due to stop it but the lender refuses to communicate... Read more »

0 Answers | Asked in Foreclosure and Real Estate Law for Maine on
Q: How long us the redemption period regarding a house foreclosed on and sold by a municipality in June 2014? 5 or 15yr?

This issue is holding up the sale of a house I bought in 2020. The title company for the buyer (the new buyer) says the person who lost the house has 15 years but I think it is 5 years, Title 36, Chapter 105, sub chapter 9, article 2... 946B-2 says the redemption period expires after the... Read more »

1 Answer | Asked in Foreclosure, Real Estate Law and Tax Law for Michigan on
Q: i bought a lot from the county that had been seized for back taxes.

The lot was own by the hoa, not the developer who was out of the picture. Since it was the hoa that lost the property I feel they have no claims to my property that I purchased in good faith. They claim I have to be in their hoa which I want no part of.

Kenneth V Zichi
Kenneth V Zichi
answered on Sep 19, 2022

If the lot is included in the HOA and the HOA properly recorded that fact and the HOA still exists, you're likely 'out of luck'. If you didn't want to be part of a HOA you shouldn't have bought the property. Now, as a MEMBER of the HOA you can probably take steps to... Read more »

1 Answer | Asked in Contracts, Family Law, Foreclosure and Real Estate Law for Missouri on
Q: Does he have any rights to my house? Should I file a lien and how much does that cost?

My house was getting foreclosed on. My dad and brother came together and got me enough money to not lose it. I am in the process now of getting my ex to sign the deed papers to get his name of it so I can make sure he is not entitled to anything nor has any say so. My kids father has not lived... Read more »

Jennifer Sheila Kornblum
Jennifer Sheila Kornblum
answered on Sep 16, 2022

There are a lot of moving parts here and a lot at stake. Respectfully, with all the people and assets involved this is not an issue that can be resolved in an online forum. I strongly advise you to seek the advice of an attorney to sort it all out.

1 Answer | Asked in Foreclosure and Civil Rights for Michigan on
Q: Bondsman stole car and didn’t take off balance now house is going to auction for 6490 by September 29 on a zero charge

Inowed 2000 for a 20000 bond that I put. Y house up for the charge was dropped shortly after I bonded out but I owed the 2000 still about a month after I got out w no contact the bondsman came and took my 2008 Jeep Patriot 4x4 he said that he would notify me of the remainder balance after he sold... Read more »

Brent T. Geers
Brent T. Geers
answered on Sep 16, 2022

Get a lawyer as soon as possible regarding the house auction. There should be a court file number, and documents may indicate a lawyer who represents the bondsman, whom you should contact regarding payment.

As to the car, it's likely as part of the bond contract, you signed over title...
Read more »

0 Answers | Asked in Foreclosure for Colorado on
Q: Lawyer misspelled my town on an electronic filing. On the address of house location they have Pittsburgh, not Pittsburg

Documents is the starting process for a foreclosure. House location is Pittsburg, Kansas. The typo is Pittsburgh. With a h.

0 Answers | Asked in Civil Rights, Constitutional Law, Foreclosure and Real Estate Law for North Carolina on
Q: I believe I current been the victim of violation of civil rights and current per past and mortgage companies/banks.

Can I speak with legal advocate about possible probono representation.I am financially exhausted and need help.

1 Answer | Asked in Foreclosure for Texas on
Q: I was left property in my mother's will. I was paying the mortgage 2 years.

Bank and mortgage company were notified of her passing, and were accepting payment from me. Then property was foreclosed and sold with no notification, until after the sale...

John Cucci Jr.
John Cucci Jr.
answered on Sep 10, 2022

If you still have possession of the house/property, you can file in court for an injunction and stop the foreclosure. If you have left, you would have a very hard time getting back possession. Notice is a key part of any foreclosure. This would also be helped if you had the property put through... Read more »

0 Answers | Asked in Divorce, Foreclosure and Banking for Massachusetts on
Q: A friend of mine was trying to help me and he deposited a check into my account I didn't know it was a fraudulent check

My social security check will enter the bank now they won't let my check go and the check the fraudulent one was not cashed they just closed my account and they're still holding my money can they do that it's been 9 days

1 Answer | Asked in Estate Planning and Foreclosure for New York on
Q: Need help with getting my name added to a deed

I am the administrator of my father's estate. My stepmother who is predeceased my dad took out a mortgage in her name only several years before she died. My dad never had the mortgage changed to his name neither did he add it to any paperwork he just paid it when it was due. Since his death... Read more »

Michael David Siegel
Michael David Siegel
answered on Sep 9, 2022

You are getting bad information. If you are administrator, you are entitled to information. If a foreclosure has not started you have time. However, you will have to reinstate the mortgage by paying all arrears to avoid foreclosure. The bank will not take partial payment. Hire a lawyer to deal... Read more »

1 Answer | Asked in Estate Planning, Real Estate Law and Foreclosure for Virginia on
Q: What legal actions can my aunt, brother, sister and myself take since we were the heirs to my grandfathers estate in Tx.

We were all served paperwork stating that the property would be auctioned off to pay what's owed and we would receive the difference. A couple weeks after the auction date I contacted the law office in charge of the sale to see how much the property sold for. I was told it didnt go to auction... Read more »

Richard Sternberg
Richard Sternberg
answered on Sep 8, 2022

Wow. You probably did a very stupid thing by not stepping in. In a foreclosure, the secured and foreclosing party will bid as much but not more than what is called the upset price. That is the amount they are owed after fees and expenses. In a very hot market, especially with all the many varieties... Read more »

1 Answer | Asked in Landlord - Tenant and Foreclosure for Virginia on
Q: In Arlington VA I need to evict previouse owner from a foreclosed home. Is this a 3 or 5 days notice? I need assistance

In Arlington VA , I need to evict previouse owner from a foreclosed home. Is this a 3 or 5 days notice? advice ?

I need REASONABLE professional assistance.

James H. Wilson Jr.
James H. Wilson Jr.
answered on Sep 8, 2022

A former owner of real estate that was sold at a foreclosure auction becomes a tenant at sufferance after delivery of a deed from the substitute trustee. A tenant at sufferance is one who enters into possession of real property lawfully, but remains in possession unlawfully. After title to the... Read more »

0 Answers | Asked in Foreclosure and Real Estate Law for Illinois on
Q: I found a release recorded from a mortgagor but then years later there is an assignment for the same mortgage. How ?

I am interested in purchasing this condo at a foreclosure auction but don’t understand the events recorded and if the other mortgage was ever actually released.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.