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Foreclosure Questions & Answers
0 Answers | Asked in Contracts, Estate Planning, Foreclosure and Real Estate Law for California on
Q: When an I or ancestor of mines or family member owns a property outright but has no access to it who do I contact?

Contracting data are signed and dated. Some residents have tenants others vacant. Ownership information access via online.

0 Answers | Asked in Foreclosure and Real Estate Law for Kansas on
Q: In Kansas are HOAs required to send their letters via certified mail?

I live in a condominium complex in Kansas l I just recently started working full time again after being without a job for over a year due to illness and I'm past due on my HOA dues.

I called the property management company to see if they were thinking of putting a lien on the property... Read more »

0 Answers | Asked in Foreclosure on
Q: Question about lunch maturity date on a forgiveness loan that has both a shared appreciation and balloon note.

My parents loan got passed off to Ocwen and then PHH and New Renz. My parents ended up in what seems like a scam loan that I've never seen one like it. It was supposed to be a forgiveness loan, but it ended up being what seems like a scam. It has both a shared appreciation clause and a... Read more »

3 Answers | Asked in Foreclosure and Real Estate Law for Florida on
Q: I purchased house from county auction. It was foreclosed house. Three months later second mortgage showed up.

Second mortgage is after estate of deceased owner against his heirs (former owners of house). I talked to attorney of case, he told me he can’t discuss details with me since I am not in case. He told me they going after former owners of the house including bank who took money I paid for house.... Read more »

Jane Kim
Jane Kim PRO label
answered on Jan 25, 2023

When someone purchases a home, there are two legal remedies available to the banks for non-payment. One is foreclosure and taking possession of the home. Two, is a breach of note remedy or collection on the deficiency judgment.

Here, it sounds like you purchased and took possession of the...
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2 Answers | Asked in Criminal Law, Foreclosure, Real Estate Law and Domestic Violence for New Jersey on
Q: The ex-husband was ordered to pay the mortgage until the house is sold. He hasn't paid the mortgage and got the property

The ex-husband was ordered to pay the mortgage until the house is sold. He hasn't paid the mortgage and got the property into foreclosure. The mortgage is solely in his name. The wife owes half of the equity. Ex-husband owes ex-wife more monies than his equity is. Every time she gets the... Read more »

Richard Diamond
Richard Diamond
answered on Jan 25, 2023

There is a court order that required your ex-husband to pay for the mortgage for the marital home until the date of its sale. Ex-husband failed to pay the mortgage and ..... you did not take him back to court immediately to address his noncompliance and ... each time that a buyer has expressed an... Read more »

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2 Answers | Asked in Contracts, Foreclosure, Real Estate Law and Landlord - Tenant for Michigan on
Q: I entered into a bad land contract deal and I need help- the title company signed the deed over amongst other things

I bought my house 2/2020 and put it up for sale 10/2020 not knowing this was not allowed as I have a RD loan- I used a Realtor and she wrote a bad land contract for the sale. The buyer does not pay as agreed and I want to do a forfeiture but don't trust myself to try alone and really... Read more »

David Soble
David Soble
answered on Jan 24, 2023

The real estate agent and their broker may be responsible for writing a legal document as non -attorneys. With regards to your land contract being called due, lenders and banks usually have provisions in their mortgage that call a note due upon the conveyance of title. The issue is whether or not,... Read more »

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1 Answer | Asked in Foreclosure for Arizona on
Q: Help needed regarding house we have occupied for 3 years, with deceased owner (no heirs) going into foreclosure.

4 years ago, owner passed away (no will/heirs). We made payment to lender until 3/2021 at which time, payment was refused (we now know, due to lender selling loan). Property is now in foreclosure and due to be auctioned 3/15/23. Property is worth $150,000. Loan is $20000.

Diane L. Drain
Diane L. Drain
answered on Jan 22, 2023

I don't see a question here. From your description, you do not own the house, the payments have not been made, and the lender is foreclosing. Which they have a right to.

0 Answers | Asked in Consumer Law and Foreclosure for Missouri on
Q: Our car was in repo, we paid pass due amount to lender , the lender now saying we owe repo fees to stop the repo

the car was never picked up by repo company nor was it ever hidden we also told the lender where it was when they asked since car was not repoed ever can the charge repo fees we live in st Louis Mo,

0 Answers | Asked in Foreclosure and Civil Rights for California on
Q: Who's responsible after merger CIT Bank or First Citizens Bank?No one wants to take ownership of my serviser negligence

Since 7/1/21 Loancare LLC has been intentionally misleading me, giving me incorrect information, claiming to not received my loss Mitigation Documents. Then finally accepted a complete package after they no long could deny emailed proof. They denied my application within 4 days of it being assigned... Read more »

0 Answers | Asked in Foreclosure and Adoption for Florida on
Q: can i be re-adopted by my biological moms husband?

when i was 2 i was adopted by my biological grandparents and i am still close with my mom. i want my biological moms husband to adopt me. they are married. is this legal?

0 Answers | Asked in Foreclosure and Real Estate Law for Tennessee on
Q: Trustee sale that I won was rescinded. Do I have any recourse? I want the property

I purchased a home at the courthouse steps for a really good deal. About a week later I received a call from the Trustee saying that they are rescinding the sale. They overnighted me a check in the amount I paid for the home at the time of the auction. When I spoke to the trustee I was confused... Read more »

0 Answers | Asked in Foreclosure and Landlord - Tenant for Indiana on
Q: buying a house on a as is contract I've never missed a payment been late but I paid all late fees can I be evicted

I'm purchasing on a contract and it say I'm buying as is I've never missed a payment and if I was late always paid late fee I recently got a eviction notice saying I was being evicted for doing modifications to primises payment is up to date and everything

1 Answer | Asked in Foreclosure and Real Estate Law for Michigan on
Q: Why would my HOA refuse to accept payments?

I did not pay my HOA dues for 2 years. My fault completely. I received a foreclosure filing over $725. The filing attorney wants $2,100 for filing what should have been a small claim.

I sent an email to the HOA explaining that I would be sending 3 payments to cover the past due. They sent... Read more »

Brent T. Geers
Brent T. Geers
answered on Jan 17, 2023

You need to be in contact with your own attorney pronto. Whether it's necessary or insane isn't the question; is it legal? People lose houses for unpaid water bills and taxes that equate to a fraction of the home value. Likely, one of the remedies available for breach of contract for... Read more »

0 Answers | Asked in Foreclosure for California on
Q: I have a stipulation stating that my ex bought me out of our home in 2018. I now find out now that I am still on title

and the home is in pre-foreclosure as it is 10 months behind in mortgage payments. What should I do? Thank you

2 Answers | Asked in Foreclosure, Personal Injury, Real Estate Law and Civil Litigation for California on
Q: Which type of attorney handles cases relating to suing the city for negligence against residential inhabitants?

The city has allowed warehouses to box my house in on all four sides and for the past few years, it has been a living hell with warehouse owners, construction workers, and big rig drivers, noise, etc. My children can no longer be outside to play. I tried Personal Injury attorneys, but they said... Read more »

Patrick William Steinfeld
Patrick William Steinfeld
answered on Jan 17, 2023

This is a question for real estate and zoning attorneys. Good luck.

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1 Answer | Asked in Estate Planning, Family Law, Foreclosure and Personal Injury for Ohio on
Q: Is the surviving male child of the decedent's deceased brother's deceased daughter referred to as the Great Grand Nephew
Aaron Epling
Aaron Epling
answered on Jan 17, 2023

I'll refer you to the table of consanguinity.

1 Answer | Asked in Consumer Law and Foreclosure for New York on
Q: Attorney familiar with mortgage foreclosure, title, and mortgage servicing violations

Federal case- violations by mortgage servicer, of RESPA, QWR, NOE and more- also, lacks standing due to missing along and assignments

Carl Nelson
Carl Nelson
answered on Jan 12, 2023

You did not ask a question that can be effectively answered on this Q&A page. The attorneys on this page who answer user questions about foreclosure will all likely practice in this area. If you are searching for an attorney, you should be able to identify one here or perhaps through a Google... Read more »

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