Your current state is Virginia
answered on Nov 30, 2023
Not quite sure what your question is, however, in general there is a redemption period for most foreclosure sales - meaning that the homeowner is given a specified time after the foreclosure sale to still pay off the mortgage lender and retain ownership of the home. This is called the redemption... View More 
I bought a 3br mobile home when me and my wife split up, it was on my friends property they said I could leave it there until they got a double wide that they wanted to put there. About 7-8 months later they served me with an eviction notice an lied to the judge about who the property belonged to.... View More
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answered on Nov 28, 2023
Under California law, holding off on mortgage payments while waiting for a response regarding mortgage relief can be risky. Foreclosure proceedings can be initiated by your lender if you miss payments, even if you have applied for mortgage relief. It's important to keep in mind that the... View More
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answered on Nov 28, 2023
In California, not paying your mortgage can lead to foreclosure. This is because your mortgage agreement is a legal contract where you agree to make regular payments to your lender. If these payments aren't made, the lender has the right to start foreclosure proceedings to recover the amount... View More
The city has sent me notice to pay 5500 or they will list my home on the foreclosure list
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answered on Nov 29, 2023
If you've received a notice from the City of Troy regarding foreclosure due to unpaid amounts, it's important to take this seriously. Municipalities in New York can initiate foreclosure proceedings for unpaid property taxes or other municipal debts without necessarily taking you to court... View More
came to change the locks and evict me. At this time, by the bank’s accounting, I was 4 months behind.
I had only $2000 left on my mortgage.
I thought we were resolving things, but unexpectedly, they posted my property 2 months later. I felt I had to pay the collections amount... View More
I went to the recorders office to get copies of the deed which still had my name on it
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answered on Nov 21, 2023
Based on the limited information provided, it seems there may have been an issue with the property title and transfer process when the company bought your home in California. A few key points:
- If your name was still on the deed when the company came to take possession, typically the sale... View More
The first year of being late HOA locked me out of my account and has not let me make any payments for previous or current years. They have charged me a daily fee of late fee, administration fees and my $600 bill is now $2600.00 2 years later. I can’t even pay my upcoming year because I am locked... View More
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answered on Nov 21, 2023
You might file a declaratory judgment action and also ask for a temporary injunction. You will need a SC attorney who can file suit fast.
recently my neighboirs shed burned down. and as a result my truck that was parked on my proerty was burned and totaled. the gentleman the own the houyse had recently died and left the house to his daughter who didnt pay insurance and doesnt check on the property even once. she also hyasnt paid the... View More
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answered on Nov 24, 2023
In a situation like yours, where your property was damaged due to your neighbor's shed burning down, you may have grounds for a claim. Since the house is inherited and the current owner has not maintained insurance, this complicates matters, but it doesn't necessarily mean you have no... View More
My house is being listed for sale and I also have a private investor who is working on getting funds to pay-off my amount due. If my house is "under contract" or if the investor needs another 1-2 weeks to get the funds, on the date of my non-oral hearing, can I request that the non-oral... View More
answered on Nov 21, 2023
Yes, but the better thing to do would be to reach out to the bank to engage in loss mitigation. This would pause the foreclosure while they determined whether you are eligible for any loss mitigation options, including modification of the loan, and will give you time to either sell or refinance.
HOA Plaintiff files 2 lawsuits with separate law firms 1 case allows compulsory arbitration and Plaintiff agrees to arbitration 1 does not allow compulsory arbitration and Plaintiff files certificate for non compulsory arbitration defendant was granted consolidation of both cases. Defendant asked... View More
Mortgage lender hasn't contacted me for over 9 years with no payments made for 9 years. Now received a letter stating it is from a "debt collector" which appears to be an attorney's office.
answered on Nov 20, 2023
In Virginia, a deed of trust with a stated maturity date has a statute of limitations of 10 years from the maturity. If there is no maturity date, the statute of limitations is 20 years from the recordation date of the deed of trust, except for credit line deeds of trust. With a credit line deed... View More
30 years ago my house been foreclosure which was rented and I was living in different town for my work , and i never received any notification about foreclosure, address is 14796 Briana street Moreno valley CA.
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answered on Nov 17, 2023
In California, the statute of limitations for challenging a foreclosure based on lack of notice is generally limited. After 30 years, it's highly unlikely that you have any legal recourse regarding the foreclosure. California law requires lenders to provide notice of foreclosure, but if you... View More
No spouse, no will, no other property in LA except vehicle. Resident of ˢᵀ. Martin Parish. I live in Atlanta. Also need ltrs of admin to stay foreclosure proceedings next week to sell home.
answered on Nov 15, 2023
I am not licensed in LA, so I cannot address the vehicle with any authority, though some states, such as Alabama, allow the transfer of a vehicle without the formal opening of an estate.
To lawfully transfer the Montgomery, AL real property, you would have to open an estate in the probate... View More
Can the contents of home be sold without court approval to help pay mortgage notes? Also, will bank foreclose on the house during the 6 month creditor period if the mortgage notes are not paid? Thank you.
Note on the property can the broker be responsible to the holder of promissory note. When the sale of the property doesn’t cover the full amount of the loan. The person with the promissory note has also recorded a deed of trust
answered on Nov 12, 2023
There are multiple foreclosure defense lawyers in Michigan. I suggest you request a consultation to discuss your legal issue.
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answered on Nov 12, 2023
In Michigan, as in the rest of the United States, you have the right to represent yourself in federal court, a practice known as proceeding pro se. However, be aware that federal court procedures can be complex, and representing yourself requires a thorough understanding of both the relevant law... View More
Is that true? And South Carolina does not offer individual with no attorney e-file for skeleton or any bankruptcy. Could I submit in a state that does, due to the urgency, but use my current states exemptions?
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answered on Nov 10, 2023
You should talk to a bankruptcy attorney in your area as the laws affecting real estate differ from state to state. If your home has already been foreclosed, you should do so immediately, although it may already be too late. You can file an emergency chapter 13 but you should talk to an attorney... View More
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