James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 12, 2025

What you’ve described is troubling, especially if the mortgage company submitted a public court filing with personal data that was irrelevant to their legal argument. Courts generally expect parties to redact sensitive personal information like Social Security numbers, financial account details,... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 11, 2025

What you’re facing is more common than people realize, and it’s incredibly frustrating when you’ve taken care of the home and your mother. Unfortunately, reverse mortgages become due when the borrower passes away, and technically the lender has the right to demand repayment or start... View More

Once you begin probate, that will allow the heirs to establish themselves as successors in interest. As successors in interest, the heirs can pay the debt. Opening probate can also delay the foreclosure long enough to get the loan settled or brought current. Schedule a free consultation to ensure... View More

It depends on who the heirs are for the property, which usually passes outside the estate. Nothing you can really be reimbursed for from the estate unless all the heirs agree to it.

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 10, 2025

You're doing the right thing by asking questions and protecting yourself during a confusing and uncertain time. In Oregon, if a property goes through foreclosure, tenants still have rights—even if the landlord is losing ownership. As a month-to-month tenant, you are entitled to proper... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 10, 2025

It sounds like your neighbor has been placed in a stressful and unfair situation, especially given his health and financial concerns. When a manufactured home doesn’t have a title due to missing paperwork from the seller, the Nevada Manufactured Housing Division often requires a court order to... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 10, 2025

You’ve been through a rough and frustrating situation, and your concerns are valid. After a sheriff’s lockout, the bank or foreclosing entity becomes responsible for securing the property. If the bank failed to protect it or acted in a way that prevented you from safeguarding your own... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 10, 2025

You have every right to feel angry and betrayed—this situation involves both emotional loss and the very real threat of homelessness. If someone took your money with the promise of filing probate and stopping a foreclosure, and they failed to act, that could amount to breach of contract or even... View More

You can consult with a foreclosure lawyer to evaluate the evidence and sue the bank and previous lawyer (if was involved in any misconduct).

Some liens on your property can be imposed involuntarily if they are valid creditor. You need to consult with a lawyer to see if the conduct was legal or if you have had any defenses.

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 4, 2025

Eviction can proceed in state court unless you obtain an injunction, because lis pendens only clouds title—it does not automatically halt a forcible detainer action.

You should immediately answer the eviction complaint and assert affirmative defenses including pending federal litigation,... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 4, 2025

You can move in state court to set aside the sheriff’s sale by showing the lender failed to give you the required foreclosure‐advice notices and improperly proceeded while your reinstatement offer was pending.

Next, assert that the servicer engaged in dual tracking by scheduling the... View More

In most circumstances, the bank cannot initiate foreclosure until you are 120 days delinquent on the mortgage. Once that has occurred, the bank then has to initiate and complete foreclosure proceedings. This could take an additional 30 to 90 days depending on the circumstances. Even if your lender... View More

Even if your lender has previously denied you, there are many alternatives to foreclosure including a repayment plan, loan modification, and forbearance, among others. As a last resort, you can explore bankruptcy, sale of the property, or deed in lieu of foreclosure. Bankruptcy is not a perfect... View More

Even if your lender has previously denied you, there are many alternatives to foreclosure including a repayment plan, loan modification, and forbearance, among others. As a last resort, you can explore bankruptcy, sale of the property, or deed in lieu of foreclosure. Bankruptcy is not a perfect... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 5, 2025

You may have grounds to challenge the foreclosure if proper notice was not given and the mortgage company refused payments without justification. In Georgia, nonjudicial foreclosure is allowed, but strict notice requirements must be followed—including a written notice of default and intent to... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 5, 2025

To satisfy the judge’s request for proof that none of the heirs want the property, your best course is to directly serve each known heir with a written inquiry or waiver. This should state clearly that you are proceeding with a tax lien foreclosure and that, unless they wish to contest or assert... View More

You have an attorney. EVERY question MUST be directed to your attorney, and only your attorney. Nobody online knows your case, only your attorney does.

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 25, 2025

To satisfy the judge’s request for proof that none of the heirs want the property, you’ll need to take affirmative steps to contact each known heir directly. Start by sending a certified letter with return receipt requested to each heir whose address you have. In the letter, explain that you... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 6, 2025

You have every right to be frustrated, especially when you received initial approval and have complied in good faith for years. If the Board of Directors rescinded that approval without explanation and is now enforcing new standards retroactively, they may be overstepping their... View More