Get free answers to your Bankruptcy legal questions from lawyers in your area.
I am located in Madison, WI
Back in March I was arrested for Federal Drug charges. I just recently got out on bail, I have about $25,000 in loan and credit card debt and another $105,000 owed on my house. Payments have not been made in 6 months because of jail, I currently have no job and... View More 
answered on Jul 26, 2018
Depends on several other factors but starting to look that way, yes.
My parents own the home and want to transfer the deed to us as an inheritance rather than gift to avoid gift tax. Could the trustee take our home in that scenario?
answered on May 16, 2018
It doesn't matter how you received ownership of the home. If you own real property and use it as your residence, you can use the available homestead exemption. However, a homestead exemption may not completely protect your property. You should speak to a local bankruptcy attorney to assess... View More
answered on May 15, 2018
Depending on the Chapter filed under, the Court could authorize it if it is a reorganization and necessary in the conducting of the regular business affairs of the church.
answered on May 7, 2018
Check with a local attorney before you take any action. That might not he the thing to do while the case is open.
answered on Jan 3, 2018
If you file bankruptcy alone, your debt for the timeshare will be discharged as against you, but your husband will probably still be responsible.
Information provided for informational purposes only and should not be taken as legal advice.
I received a job offer contingent on a comprehensive background check. I am not worried about the criminal background check. I did file bankruptcy and the debt was discharged a year ago. Two judgements were also discbarged, but show up on county records. Do I need to alert employer. JOB WAS... View More
answered on Dec 4, 2017
Pursuant to bankruptcy code section 525, a government employer cannot discriminate solely based on a prior bankruptcy filing. It will probably show up on the background check. This isn't something that needs to be disclosed.
Information provided for informational purposes only, and... View More
I lost my license and my job because I mobile security and now I really can't pay and if I do file bankruptcy will I lose my tax refund?
answered on Oct 31, 2017
Essentially isn't necessarily. First, you don't file until you have to. Second, consult a consumer attorney who handles bankruptices so you know what you'll need, what your options are.
You want to talk to an attorney about the license issue--unless you were dui it may be possible to get it back.
Will the payment and interest change for her if I do not reaffirm the loan?
answered on Aug 3, 2017
Almost certainly no, unless she fails to make the required payments as agreed. So long as she is not in default under the terms of the loan agreement, the lender should refrain from any collection activity against her or the vehicle in question.
I am full time employee as a caregiver I make 11hr but i after rent bills and my toddler boys i don't have the money to pay right up front I never did this before so I'm not sure where to start
I am homeless and living with a friend. I get food stamps and medicaid. I have been homeless for years and not working due to my health. I keep being denied by SSI/D. If i file for bankruptcy, can i get my school loans dismissed? I have already had my loans changed to income based but I cant afford... View More
answered on Jun 7, 2017
While very hard to do, sometimes you can discharge student loans in bankruptcy. Many of the facts you indicate would be factors that a bankruptcy judge would consider. See a bankruptcy lawyer in your area and let them advise you if bankruptcy would be a good option. You can look on Justia for a... View More
Both my fiancee and I need to file for bankruptcy but we don't know if filing together once we are married is a good idea or file before we are married
answered on Jun 6, 2017
If you are both going to file anyway , you can save money by filing together. One filing fee to court and most lawyers do not charge more for a married couple to file vs. a single person filing. Look on Justia for a lawyer in your area and let them review your situation and see what would be best... View More
They are expenses that I can prove
answered on Apr 26, 2017
While you have to prove same, if you can show the payments being made and a course of conduct, the Trustee may allow same. It may take a little extra time and documentation including Certifications that you could not get a car in your name due to bad credit. Otherwise, you would need to have them... View More
answered on Apr 16, 2017
No. When you file bankruptcy, the automatic stay prohibits a creditor or agent for a creditor from contacting the debtor in an attempt to collect a debt. Once the creditor is informed of the bankruptcy all collection action should stop. Contact your bankruptcy attorney and have them send notice... View More
this is from fine with the town from not complying with codes
answered on Mar 9, 2017
This is a question for a bankruptcy lawyer in your jurisdiction.
In particular if I am listed as a party for a debt to be dismissed
answered on Jan 7, 2017
Call the bankruptcy clerk of courts and ask them about the possible filings for the name of the debtor.
answered on Mar 2, 2016
The answer depends on the type of petition filed. For example, in the Eastern District of Wisconsin, the filing fee for Chapter 7 is $335 plus attorney's fees if you were to hire an attorney. The cost to file Chapter 13 bankruptcy in the Eastern District is $310 plus attorney's fees.
My brother-in-law opened a credit card under her name. She did not sign for it, but he used it and when he left her an their three children she needed to use the card for food and bills, he left them with no resource. Since than she was paying what she could, but could no longer pay credit bill due... View More
answered on Aug 20, 2015
In my opinion, she is unlikely to find an attorney to help her file bankruptcy for little or nothing.
I suggest that she file the bankruptcy Chapter 7 or 13 case herself. The required forms can be accessed at most bankruptcy court websites, and there may be a document with instructions... View More
My Chap 7 was discharged, but the clerk noticed I was 6 months short of 8 years since my previous 7 discharge. Should I convert back to a 13 and dismiss it and refile my 7? Or dismiss my 7 based on a filing error and refile immediately?
Thank you
answered on Aug 10, 2015
What you should do is get the advice of a local bankruptcy attorney.
We did a home modification with Wells Fargo and since we were never told about reaffirming our mortgage loan its not reaffirmed so what can we do now? We are making regular payments on our mortgage. Wells Fargo said its too late to reaffirm the loan now so now what?
answered on Aug 26, 2015
You were supposed to list all creditors, even the creditors that you wanted to continue paying. Most national lenders have purchased bankruptcy info from one of the three credit bureaus and the computer at the national lender downloads a list of all individuals that filed bankruptcy in the... View More
answered on Jun 24, 2015
"Better" is subjective, and only you can make that decision. One thing you may want to consider, though, is that medical bills are unsecured debt. A home equity loan, on the other hand, is secured by your home. Once unsecured debt like medical bills is converted to secured debt like a... View More
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