Ask a Question

Get free answers to your Consumer Law legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Arizona Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law for Arizona on
Q: if i lend my friend a computer and they break it, who is responsible for fixing it?

no documentation of the lending. but have receipts that i purchesed it and own it

Adam Studnicki
Adam Studnicki
answered on Oct 11, 2015

It depends on the agreement between the two of you and how the property was damaged.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation....
View More

1 Answer | Asked in Consumer Law for Arizona on
Q: What constitutes an unauthorized driver for commercial vehicle insurance coverage?

Performed services related to a commercial vehicle that caught fire, fully engulfed, total loss. After some time coverage was confirmed with claim numbers being assigned and adjuster being sent. Next came a letter of reservation without details other than lack of information being received from... View More

Adam Studnicki
Adam Studnicki
answered on Aug 28, 2015

The nature of your claim (injury, payment for services, other) isn't clear, so more information is needed to answer.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It...
View More

1 Answer | Asked in Consumer Law and Lemon Law for Arizona on
Q: paid 5,000 cash for a used f250 ford truck and finance 5,000 2 days after driving home truck broke down had to get towed

a week after that same thing broke down had to get towed and the same thing after that I have now spent over 7,000 in repairs and I haven't even made my first payment yet the truck is only worth 8,000 dollars blue book and I cant get the car dealer to answer my phone calls or emails. do I have... View More

Adam Studnicki
Adam Studnicki
answered on Aug 25, 2015

More information is needed to advise. Ask a local lemon law or consumer protections lawyer to review and advise.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not...
View More

1 Answer | Asked in Collections and Consumer Law for Arizona on
Q: i am faced with two problems.A bill collection from 95 has frozen my bank account. I never lived at given address.

Yesterday i discovered there was a freeze/hold on my bank account. When i called my bank they gave a number to call. It was the number of a constable in NJ. i have lived in AZ 16 years. The constable gave me the number to the credit collection agency. When i called they informed me it was an old... View More

Adam Studnicki
Adam Studnicki
answered on Aug 19, 2015

A consumer protection of debt collection lawyer should be able to assist. You should try to determine if the debt is even still valid. The collection agency is required to comply with the Fair Debt Collection Practice Act.

Please Take Notice: I am not your lawyer unless we enter into an...
View More

2 Answers | Asked in Collections and Consumer Law for Arizona on
Q: I believe my identity has been used. I now have a freeze on my bank account and have no idea on how to prove residency

More detail

Yesterday i found out there is a freeze/hold on a joint account i use. The funds in this account belong to father of my kids. It can be verified threw direct deposit pay stubs. As I am understanding it someone opened a Verizon phone account in 95 in NJ. The address provided i am... View More

Adam Studnicki
Adam Studnicki
answered on Aug 19, 2015

A consumer protection of debt collection lawyer should be able to assist. The collection agency is required to comply with the Fair Debt Collection Practice Act.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information...
View More

View More Answers

1 Answer | Asked in Collections and Consumer Law for Arizona on
Q: Q: Can i sue a creditor for giving me a credit card (w/o a co-signer) when i was 17 years old?

I received a solicitation from a bank and was given a credit card without a co-signer. A 3rd party debt collector sued me for the debt years later, and I lost. I represented myself for this case because I couldn't access ANY of my funds to pay an attorney (bank froze my accounts). I still feel... View More

Adam Studnicki
Adam Studnicki
answered on Aug 17, 2015

Contracts entered into by minors may be voidable in certain situation, and it may be too late here. Talk to a local consumer protection or debt collection lawyer about your rights and options.

1 Answer | Asked in Consumer Law for Arizona on
Q: There was a dispute I had in Az in 2010 with a cable-phone provider; my credit report shows unpaid of $400-what todo?

They lied to us; we cancelled.

Adam Studnicki
Adam Studnicki
answered on Aug 5, 2015

More information is needed to assess. Talk to a local consumer protection lawyer.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and it may not...
View More

1 Answer | Asked in Consumer Law for Arizona on
Q: Does the state of AZ have a grace period before they repo your vehicle? Remind you the was set on the side of the road

We had so many problems this this truck. It's unsafe

Adam Studnicki
Adam Studnicki
answered on Aug 1, 2015

Not sure what the question is.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and it may not work for your specific situation. It is impossible to...
View More

1 Answer | Asked in Consumer Law for Arizona on
Q: Can a car loan not give a payoff amount or out of a $207 payment only $35 goes toward the car and the balance to finance

I am paying an outrageous amount of finance charges with no payoff amount. The finance company says they don't do that.

Adam Studnicki
Adam Studnicki
answered on Jul 18, 2015

Start by reviewing the terms of your financing agreement(s). Depending on what the documents say, options might include: calculating the payoff yourself, asking for a supervisor, complaining to the Attorney General's office, complaining to the Arizona Department of Financial Institutions,... View More

1 Answer | Asked in Consumer Law for Arizona on
Q: Signed loan documents at tile company lender never funded the loan

Obtained loan approval, signed docs at title company loan never funded are we obligated to make payments, happened in Arizona

Adam Studnicki
Adam Studnicki
answered on Jun 1, 2015

It depends on the language of the agreements you signed. A local real estate lawyer can review.

1 Answer | Asked in Consumer Law for Arizona on
Q: do I need to pay labor again after paying the shop for new tranny they purchased and labor if the tranny break down?

the auto shop was the one who purchased the new tranny for my car.

Adam Studnicki
Adam Studnicki
answered on May 29, 2015

Sometimes the manufacturer will cover the labor to replace if the original part is defective. Sometimes shops have warranties on their labor which could apply.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.