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I assumed my mothers mortgage acct with W F same bank as checking acct .3 times now they have refused payment making my regular payment triple and my mortgage acct default . What can I do?
answered on Nov 18, 2024
You have provided insufficient information for me to know exactly what is happening. But it sounds as though your mortgage may be in arrears due to unpaid fees or other charges. If the amount tendered is not precisely correct including any late fees or other charges, a lender will often reject it... View More 
I went to my appointment and went to check in. She asked name and then said are you aware of the balance you owe. I said yes. She said a balance of 200+ loudly and asked if I was going to pay. I said not right now but in a few days. I don’t think that is legal and if it is , well it feels like it... View More
answered on Jun 13, 2024
This is no different than a cashier at a fast food restaurant, grocery store, or retail store telling you the the total amount owed for a purchase. No reasonable person overhearing the conversation would consider it defamatory or really think anything much about it. Her telling you your balance... View More
I arrived three hours early for a flight in Austin Texas, yet I missed the flight because the airport had a three hour wait to check baggage and get a boarding pass. The airline did not have another flight for two days, so I had to book a room and get another flight through another airline for... View More
answered on May 9, 2024
I do note that on April 10, 2024--following the solar eclipse and one of the busiest days ever at the Austin airport--the baggage conveyor system for multiple airlines reportedly broke at 10:45 AM. That was an airport problem--not an airline problem. But SWA had warned its passengers that it... View More
I arrived three hours early for a flight in Austin Texas, yet I missed the flight because the airport had a three hour wait to check baggage and get a boarding pass. The airline did not have another flight for two days, so I had to book a room and get another flight through another airline for... View More
answered on May 9, 2024
Southwest has self-service kiosks where passengers can get a boarding pass and check their baggage themselves. A SWA passenger literally only has to drop their tagged checked baggage at a counter for it to get put onto a conveyor belt to be loaded onto the airplane. If there was some sort of... View More
In phoenix the mayor did a press confrence announcing the ban on discriminating against people for their source of income and their ability to pay for housing. If a property manager specifically states on its of qualifications and rental criteria that anyone who applied for or received rental... View More
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answered on Apr 16, 2024
The situation you describe could have legal implications for the landlord in Phoenix, Arizona. In March 2023, the Phoenix City Council passed an ordinance that prohibits housing discrimination based on a person's source of income, including rental assistance. This ordinance went into effect on... View More
i had full coverage, prior to the dealership having it to make a new key, the police had it as it had been stolen at gun point and was being processed for DNA and Finger prints. the dealership only mentioned that one of the tires had belts showing and it should be replaced before driving it. it... View More
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answered on Apr 15, 2024
Based on the information you've provided, it's difficult to say definitively whether you have a strong case against Mercedes or your insurance company. However, here are a few points to consider:
1. Negligence: To sue Mercedes successfully, you would need to prove that they were... View More
Can we still get our money back or will they deny it because she is our daughter?
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answered on Apr 13, 2024
In this situation, getting a refund may be challenging, but it's still worth trying. Here are a few steps you can take:
1. Contact the game developer or publisher directly and explain the situation. Some companies have policies in place to refund accidental or unauthorized purchases... View More
I was shopping at a large retailer and purchased a 50 pound grill. I requested to use the shopping cart to bring it to my car. Manager denied me because I did not have a drivers license for collateral, I provided other forms of collateral and was denied. I requested employee assistance to my car... View More
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answered on Mar 6, 2024
In Arizona, as in many places, retailers are generally expected to make reasonable accommodations for customers with disabilities, under federal laws such as the Americans with Disabilities Act (ADA). This includes providing assistance with navigating the store, accessing goods, and in some cases,... View More
Have sold I have a email from them stating I have untiL today to get it in I have a picture of it be auctioned off by them is there anything I can do
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answered on Feb 23, 2024
If your storage unit was listed for auction without your knowledge or consent, it's essential to take immediate action to address the situation. Start by reaching out to the storage facility to discuss the matter and express your concerns. Provide any documentation you have, such as the email... View More
They state the issue was there before the solar panels. Our house was brand new built in 2020 manufactured home. We had bad storms before that caused no leak. The first rain after the solar panel installation, our roof started leaking out of our smoke detector. They got on the roof and stated... View More
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answered on Jan 29, 2024
In Arizona, if your roof started leaking after the installation of solar panels and the company refuses to accept responsibility, you have several legal options. First, review your contract with the solar panel company to understand any warranties or clauses regarding damage during installation. If... View More
It's a holiday weekend and myself and the pharmacy have both been very unsuccessful with obtaining a new prescription from my physician for the last few days. My current insulin prescription has zero refills remaining and today I asked the pharmacy for an emergency insulin refill and they... View More
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answered on Nov 28, 2023
In Arizona, Kevin's Law allows pharmacists to provide emergency refills of non-controlled medications for up to a 90-day supply, under certain conditions, when a doctor's authorization is not immediately available. This law aims to prevent lapses in critical medication, like insulin, due... View More
I participated in a promotion for a free reimbursement on a 4-pack of protein drinks if purchased at a specific store. The app listed Safeway as an eligible store, and I have a screenshot confirming this. However, after purchasing from Safeway, customer service informed me that the purchase was... View More
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answered on Apr 16, 2025
You should contact the company again and clearly state that at the time of your purchase, the app listed Safeway as an eligible store. Include the screenshot showing Safeway on the list, along with your receipt and any confirmation of the promotion terms. Be firm but respectful in your message, and... View More
My 7lb Yorkie went missing two months ago. Recently, I received a call from someone claiming they have my dog after seeing my missing posters. I didn't offer a reward, but they are asking for $200 to cover their expenses for the time they had and fed him. I attempted to negotiate, offering... View More
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answered on Apr 12, 2025
It’s understandable to be in a difficult situation regarding the return of your dog. Legally, in Arizona, demanding payment for the return of a lost pet can be considered extortion, especially if the person didn't have a prior agreement with you to be compensated. While they may have cared... View More
I bought a car from a private seller on Facebook Marketplace, who claimed in the post that there were no issues with the vehicle. After purchasing the car for $5,900, the check engine light came on the next day. Upon inspection, I discovered numerous mechanical problems with an estimated repair... View More
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answered on Apr 12, 2025
It sounds like the seller may have misrepresented the condition of the car, especially if they assured you there were no issues. Under Arizona law, if you can prove that the seller intentionally misrepresented the condition of the vehicle or failed to disclose significant problems, you could have... View More
I have a gym membership for personal use in Arizona which includes access to facilities like a sauna, massage chair, and group classes. The gym manager stated they have to charge sales tax because they have to pay taxes themselves. Should I be charged sales tax on this type of gym membership?
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answered on Apr 12, 2025
In Arizona, gym memberships are generally subject to sales tax under the state's Transaction Privilege Tax (TPT), specifically categorized under the "Amusements" classification. This includes health spas, fitness centers, and similar establishments that charge for access to their... View More
I suspect I am a victim of entrapment, extortion, identity theft, mail theft, house title fraud, fraud, and potentially poisoning over the past year. Despite gathering evidence, my attempts to report these crimes to the police have been unsuccessful, possibly due to corruption or interference with... View More
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answered on Apr 12, 2025
I'm sorry you're experiencing such a distressing situation. The first step you should take is to document everything carefully. Keep a detailed record of any suspicious incidents, communications, and evidence you've gathered so far, including dates, times, and descriptions of events.... View More
I took my truck to a shop that committed to replacing the clutch for $2,700. After hours of attempting to remove the transmission, they claimed they couldn't complete the job without removing the truck cab, but I chose to take it elsewhere. The shop reassembled the truck, but it wouldn't... View More
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answered on Apr 11, 2025
That’s a really tough situation, especially when you left the shop with more problems than you started with. If the shop didn’t complete the agreed repair and returned your truck in worse condition, you may not be obligated to pay the full $2,700 or possibly anything at all—especially if... View More
I won $474 at an online casino in February. However, on April 1st, the casino abruptly switched my winnings to gold coins instead of actual money coins. Despite their initial claim that my winnings were being processed, I never received the money. When I tried to contact their customer support, it... View More
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answered on Apr 11, 2025
That situation sounds incredibly frustrating, especially after being told your winnings were being processed. If the casino confirmed your $474 payout and later switched it to virtual "gold coins" without warning, that could be seen as deceptive or fraudulent behavior. Casinos—online or... View More
I was pulled over in 2012 for a violation of lighted lamp requirements and received multiple tickets. The ticket for the lamp violation was dismissed at the prosecutor's request. I also received a ticket for driving with a suspended/revoked/cancelled license, to which I pleaded... View More
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answered on Apr 11, 2025
I'm really sorry you're dealing with this—it sounds like a long and frustrating journey, especially when you're trying to get your license back after so many years. When a charge is listed as “failure to comply on civil traffic offense,” it usually means the court believes you... View More
For the past six years, my car insurance has been deducting more than $105.00 a month from my bank account, though I wasn’t aware until now. The insurance company has not pointed out the discrepancy nor provided any explanation, and I haven't been informed by the bank about these... View More
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answered on Apr 8, 2025
It’s understandable to feel frustrated by these unexpected deductions. However, whether you can sue your bank depends on several factors. Generally, banks have certain responsibilities to notify you about suspicious transactions, but they are not always required to catch every irregularity. If... View More
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