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Georgia Insurance Defense Questions & Answers
1 Answer | Asked in Personal Injury, Insurance Defense and Car Accidents for Georgia on
Q: If a car with a FL license plate gets into an accident in Georgia with a GA resident, yet the FL insured's liability

is only $10k (as per Florida's insurance statute), does the Florida's insurance then automatically comport to Georgia's, thus making the FL's liability to $25k?

Peter N. Munsing
Peter N. Munsing
answered on Aug 19, 2016

Usually it does. The Florida person should check with their company. Whoever is injured should contact an attorney who is a member of the Ga. Trial Lawyers Assn.They give free consults.

1 Answer | Asked in Traffic Tickets, Insurance Defense and Car Accidents for Georgia on
Q: I got into a car accident in someone else's car. What should I do?

I got into a car accident in someone else's car. I was potentially going to purchase the car from the owner but while test driving it I rear ended a car, which in turn rear ended another. I don't have a car, so I do t have car insurance. I do however have a license. The officer on the... View More

Peter N. Munsing
Peter N. Munsing
answered on Jul 22, 2016

You broke it you fix it. Why wouldn't you be obligated? He gave it to you to drive, not to run into the back of someone. You want his insurance involved. His rates will go up.Either you pay to fix it plus car rental for him, or your pay for the car.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for Georgia on
Q: What will happen if I don't sign a power of attorney, and the insurance already paid the lender what he owe?

z

Peter N. Munsing
Peter N. Munsing
answered on Jun 30, 2016

A court would say a deal is a deal--they acted relying on your "yes" in paying your lender. They can come after you for the money if you don't want to sign it. Focus on the case against the drunk--I assume you have an attorney; discuss it with them.If you don't, contact a... View More

1 Answer | Asked in Insurance Defense for Georgia on
Q: We hit a car that slammed on brakes in dront of us. All of my kids were not in a car seat. Can I sue the insurance compa
G. Robert Ryan, Jr.
G. Robert Ryan, Jr.
answered on Mar 18, 2014

You may have a claim against the driver of the other car. Of course, more would have to be known about the specific facts of your situation. However, the mere fact that your children were not in a car seat (although they certainly should have been) would not prevent you from making a claim... View More

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