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Idaho Insurance Bad Faith Questions & Answers
1 Answer | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for Idaho on
Q: I have an unusual case involving geico car insurance company. Would like to sue geico for damages.

May be too long ago but here it is. 3 yrs ago someone filed a traffic accident report stating I had rear ended them. They had my registration and insurance proof. Anyway my truck or myself was not in the accident nor was I in the same town. My license was suspended Yada yada the people file for an... View More

Tim Akpinar
Tim Akpinar
answered on Dec 17, 2022

An Idaho attorney could advise best, but your question remains open for two weeks. You could ask them to investigate through the SIU (Special Investigations Unit). This will require thorough investigation, and three years elapsing doesn't help in terms of gathering evidence. A local attorney... View More

1 Answer | Asked in Insurance Bad Faith for Idaho on
Q: Is it my right to have an adjuster on site for auto claims or can they make me submit photos instead.

I dropped my car off at the body shop and it’s waiting for an estimate from the insurance but the insurance is refusing to send an adjuster on site. They are only requesting photos of the damages.

Tim Akpinar
Tim Akpinar
answered on Nov 28, 2022

An Idaho attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney who could advise on state-specific law, nationwide it's usually up to the carrier and the PD adjuster's judgment with most claims today. Good luck

1 Answer | Asked in Consumer Law, Contracts, Real Estate Law and Insurance Bad Faith for Idaho on
Q: It’s been nine months since I filed a homeowners insurance claim for 2 partial loss home fires. They sent an adjuster ov

Over nine months ago. Now I guess my adjuster quit and they closed my file even though my contractor was communicating back and forth with the adjuster that quit and they want to start over from square one and send a new adjuster over to evaluate the damage. Isn’t there a time limit on how long... View More

Kevin M Rogers
Kevin M Rogers
answered on Oct 24, 2022

"Bad faith," 2 words that lawyers enjoy bantering about and insurance companies loathe hearing. But, in Idaho, to show "bad faith," you must show that the insurance company's payment or treatment was "intentional" or based on gross negligence. Courts are fair... View More

1 Answer | Asked in Insurance Bad Faith for Idaho on
Q: I believe they have been ripping me off and they changed my home owner insurance with out my knowledge

They changed my home owner insurance no one let me know. They also let my police lapse every year for 2 months. They paid my taxes late every year but up my payment to pay for the late fees. Now i am under insured and my home burnt up. I paid more than my payment and always said the payment and the... View More

Kevin M Rogers
Kevin M Rogers
answered on Jul 6, 2021

If you read the closing documents VERY CAREFULLY, you will see that the mortgager put a clause in your papers explaining that your loan is part of a bundle of negotiable instruments in the financial market. Your "loan" is part of commerce. Buyers of "loans" buy your loan and... View More

1 Answer | Asked in Consumer Law and Insurance Bad Faith for Idaho on
Q: Guild mortgage refusing to pay contractor building burned residence. Holding Insurance money.

Licensed contractor has a signed contract with Guild Mortgage. is there a cause of action?

Kevin M Rogers
Kevin M Rogers
answered on Mar 27, 2020

There’s ALWAYS a cause of action. Question is, which party are you? Are you the builder? Contractor? Guild Mortgage? So many questions have I.

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