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Indiana Insurance Bad Faith Questions & Answers
2 Answers | Asked in Car Accidents and Insurance Bad Faith for Indiana on
Q: Need advice about getting rear ended in indiana. Not enough characters here to explain every detail. Thanks

My friend was rear ended in indiana in 2017. The distracted lady apologized because her kids distracted her causing the accident and the lady's insurance paid my friends medical and car damage. When the police questioned the at fault lady, she claimed my friend was stopped at a green light,... View More

Timothy Rowe
Timothy Rowe
answered on Feb 16, 2020

She needs to get a letter from her insurance company in writing showing she is not fault. She needs to get a copy to the BMV so her record is corrected. She also needs to keep the letter and also a copy of the police report to show she is not at fault for any new insurance company that gives her a... View More

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1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Products Liability and Car Accidents for Indiana on
Q: My insurance company wants to total my car, i was not at fault. Can i ignore this and pursue at fault party insurance?

I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... View More

Peter N. Munsing
Peter N. Munsing
answered on Jul 11, 2019

Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Indiana on
Q: I was involved in a auto accident at no fault. My Insurance is lying and putting off settling the claim.

I was entering a intersection as my light turned yellow, going straight, a girl coming from the opposite direction, in the left turning lane, turned right into me. This happened the 20th of October. We both have Geico Insurance, and they have both of us at no fault. They have 2 statements verifying... View More

Charles Candiano
Charles Candiano
answered on Nov 12, 2018

If Geico says you were not at fault and you go through your policy, your car will be replaced, immediately, less your deductible which Geico must return to you on your facts. What's the problem?

1 Answer | Asked in Contracts, Insurance Bad Faith and Car Accidents for Indiana on
Q: If I don't use the money the insurance company gave me to pay my chiropractor bill, what can they do, what could happen?

You

Hi I was in an auto accident in Ohio November 2016; had to receive chiropractic treatment until January. The insurance company just mailed the checks to me 2 weeks ago. We are going through a very tough time, as my fiancé is off work from being hurt at work ( a process currently being... View More

Peter N. Munsing
Peter N. Munsing
answered on Mar 29, 2017

Plan on paying the chiro. That's the person you are obligated to. Don't do it again.

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