Get free answers to your Bankruptcy legal questions from lawyers in your area.
Due to losing his job and unable to find work Due to COVID. The chapter 13 included $15,000 in irs debt and we were told everything in the chapter 13 would be included in the chapter 7, we even have emails from the attorneys legal assistant indicating they were included and the judge signed off... View More 
answered on Jan 6, 2021
There's only one "kind" of Ch. 7 bankruptcy cases, and the Bankruptcy Code is a federal law, so applies equally in every state.
When a bankruptcy case is filed and the sworn Schedules are completed and filed, EVERY claim/debt must be listed, with creditor's name and... View More
March 2020 had to convert to chapter 7. Included in the chapter 13 was $15,000 of irs debt due to taxes on wages earned in 2015 and 2017, when the 13 was converted to chapter 7 we were told everything in the chapter 13 would be included in the chapter 7 he even has emails from the attorneys legal... View More
answered on Jan 6, 2021
It's because taxes are generally non dischargeable, meaning it survives the bankruptcy case. When a case is converted to chapter 7, the same debts remain in the case. The IRS not receiving notice of the discharge is irrelevant, because you could always send them a copy after (and this is sent... View More
My re-affirmation for my vehicle was approved in my chapter 7 bankruptcy. When I purchased the car, my dad co-signed for me. My car now needs repairs that are too expensive given the value of the car. I want to cancel the reaffirmation and turn over the car and purchase a new car. What happens... View More
answered on Dec 29, 2020
No. The co-signer will still be held to answer for the deficiency if you cancel the traffic.
answered on Oct 16, 2020
Yes, you can file for bankruptcy more than once in your life, but it’s a matter of timing.
Section 109 of the Bankruptcy Code provides-
(g)Notwithstanding any other provision of this section, no individual or family farmer may be a debtor under this title who has been a debtor in... View More
I want to get the title in case I get the car running again so I can trade it in or sell it
answered on Oct 5, 2020
No. They cannot. However, Louisiana is a lien state which means the lender keeps the title til the car is paid off so you are out of luck until you pay off the car.
I’m currently studying for the exam but may have to file for bankruptcy soon. Will this affect my future intentions of becoming a Notary Public in the state of Louisiana? Can this be used against me?
answered on Aug 18, 2020
Sure you can. I am sure you had it insured as required by law, so have at it. You should notify the trustee because you may need to finance the purchase to some greater or lesser extent
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answered on Aug 17, 2020
Yes. It’s not good service, but there’s no law against leaving it for notice purposes.
if i do sell it for more than its worth do i get to keep the rest?
I have no income, no credit and I have never submitted a tax return. My first semester at LSU resulted in misapplication of my federal aid which resulted in a tuition balance over $8,000. Would this qualify for Chapter 7?
I live in Winnfield, LA 71483, need an bankruptcy Attorney in the Alexandria, Louisiana area that can maybe help me with this. Could you maybe help steer me in the right direction??
answered on Jun 7, 2020
Check with your local bar association or legal aid society. They maintain lists of lawyers who handle cases for reduced fees or pro bono (free).
Not just discharge papers the form the dealership has to fill out.
Chapter 13 since October 2018, making payments on time. Trustee handles payments online and I'm wondering if I need to take any action to keep my stimulus check which has been scheduled to arrive soon. I would rather keep it for essentials versus losing the whole thing to my case/trustee.... View More
Divorced for about 3 years, settlement not included with divorce, house acquired during marriage. I have been solely paying for the house and all related upkeep. How can I get the ex off the title? He already said he won't sign a quit claim. I don't have the money to sue him over this and... View More
answered on Mar 18, 2020
Go back into the divorce case and ask the judge to remove him. The real question is why the settlement was not included in the divorce bc that is where all these type issues are handled.
I was discharged in May from a chapter 7. In September, the chapter 7 trustee decided to take some property I donated to my mother that was reported in the original filling with my interest in it. My attorney recommended I convert to a 13 to pay for the property to protect it. I just found out that... View More
answered on Feb 27, 2020
Sometimes it takes a while for disbursement. I’d wait until it comes before I did anything.
I have been in Chapter 13 for one year. I would like to buy a house but cannot qualify for a mortgage. I have found someone that wants to sell their home with bond for deed (I pay monthly and the deed doesn't transfer to my name until fully paid with balloon payment in 5 years - at which... View More
My Dad & I have a joint car loan accout, I went online to make payment & it said- Account in bankruptcy you can make payment if you choose but we aren't attempting to collect a Dept. -I have paid for this car sense 2016 & want to know what I need to do moving forward or will my can... View More
answered on Dec 20, 2019
When a bankruptcy is filed the lender usually stops accepting the payments online and you must mail them in. Sometimes they will send a payment book. Check with the bankruptcy attorney who filed the case.
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