Get free answers to your Bankruptcy legal questions from lawyers in your area.
I would like to file chapter 13 but the home I own is not my primary residence. Am I able to do that? I would like to keep my home. I also have a 2nd mortgage that I wanted to strip down. Unpaid principal balance of $285k plus $100k in arrears on 1st mortgage. 2nd mortgage arrears are $120k. Home... View More 
answered on Feb 22, 2018
Chapter 13: No, if the goal is to save the home with no equity.
Strip: No, if not primary residence.
After 2/15/18
answered on Feb 22, 2018
There will be no levies until your case closes. Then the levies will start.
answered on Feb 20, 2018
Yes, you can amend to add a creditor. There is a Fee for doing same, and you can find it on the Courts Website
if they vacate the lien than my judgement becomes dischargeable, he filed in nyc.
answered on Feb 16, 2018
Yes, but it turns on the appraised value of the property. Your lien stays if the property is valuable enough to cover the lien and the homestead exemption (if applicable).
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answered on Feb 1, 2018
If you do not make the payments, the chapter 13 will be dismissed or you may have to convert it into a Chapter 7. But there are numerous other possibilities, which require an in person consultation.
Was told I needed to file form 982 with my taxes, as I was discharged in a no assets chapter 7 bankruptcy in the tax year for which I am filing. I did not receive any 1099-C forms from the creditors. The bankruptcy was filed jointly with my husband, and taxes will be filed jointly as well. I was... View More
answered on Jan 31, 2018
You use it only if you get a 1099C, to explain why the income is not taxable. No 1099s, no form needed.
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answered on Jan 22, 2018
Nothing will prevent the IRS from conducting an audit, including Bankruptcy.
debt for $13,000.00. Can the credit card company take the home away from my daughter?
answered on Dec 27, 2017
That is unusual. You can get a new lawyer, but in truth just finish your plan and get your discharge. You may really not need a lawyer for that.
Can I file in that state
answered on Dec 25, 2017
You file where you have resided the bulk of the last 180 days. Residence is determined by your legal papers, like drivers license, voter registration, address on tax returns, and where you get your wages.
answered on Dec 22, 2017
It is a difficult question to answer in the abstract. Every situation is different and you, if you own a fiscally down business, should talk with counsel.
answered on Dec 6, 2017
There's no specific waiting period. It depends on whether your credit is good enough for a bank to offer you a mortgage. Rebuilding your credit may take some time, if that's necessary.
Information provided for informational purposes only and should not be taken as legal advice.
We began work on our bankruptcy in 2016. Attorney has since closed his practice, saying he'd either refund the $1000+ we paid him, or he had a colleague willing to take on the case for the same fee (he'd transfer our records and the funds we paid to the colleague). We indicated... View More
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answered on Nov 28, 2017
Contact the Buffalo Office of Attorney Ethics today and let them know what happened to you. They may also be able to help you find a reputable attorney.
I was the only debtor. By consigning I meant that the payment was already submitted to the court (4 months ago). The amount paid is still in small claims court (pending retrieval by the plaintiff) since the case has not finished yet since the extra costs and legal fees which remained to be... View More
answered on Nov 9, 2017
Are you indicating that, in whichever Florida county the small claims case was filed, the court holds the funds paid pursuant to a stipulated agreement in settlement of the small claims case? It's possible that your Chapter 13 plan so providing might be approved by the bankruptcy judge. But... View More
I live in New York and a property near me has been vacant for many years, at least 6. I found the husband of the previous owners who has no contact with the EX wife and he said the bank ordered them to vacate and not return. The bank basically stonewalled me, but eventually told me they have no... View More
answered on Nov 1, 2017
Based on your post, the title owner is going to have to sign a deed. If title is in the name of the ex-wife alone, you are going to have to find her. Anyone can be found.
I filed in NY
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answered on Oct 25, 2017
We are not allowed to quote prices for legal services, but I can tell you about as much as a Bankruptcy cost you.
The bank has never taken over the property
answered on Oct 25, 2017
You have to make a motion to reopen your case, then make a motion to vacate the lien. Simple, but a necessary step.
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