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answered on Sep 14, 2018
To answer this question, more specific information is required. If you have a security clearance and could lose it, then filing for Bankruptcy would not make sense. Otherwise filing for Bankruptcy is likely to be your best solution. Of course, this is subject to much more specific information than... View More 
I filed bankruptcy last year while banking with Bank Of America. I had a checking account and a credit card with them. My bankruptcy lawyer told me BOA might try to get the money I owed them from the credit card I that I had if I stayed with them. So I took my money out of the checking account and... View More
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answered on Aug 27, 2018
There are plenty of other banks and credit unions to chose from. Many banks are national, so no matter where you go, you can access a branch or handle your needs online. Bank of America, just because you used them previously, offers you no benefits than other banks or credit unions. Bank of... View More
I want to file for Chapter 7 Bankruptcy, I do not own any assets but my mom owns a co-op in NYC and has me down as a Shareholder. If I file for Chapter 7 Bankruptcy, can the court come after my mom home?
answered on Aug 14, 2018
This is considered your asset as well. While an exact answer depends on factors that require more information, most likely yes, the trustee would come after this co-op.
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answered on Jul 30, 2018
There are too many variables to speculate on. But one thing is for certain, the non-filing spouse will be the only one liable for any and all joint debts.
I really don't know what to do, We tried to use a credit card but the funds were insufficient so the credit card wasn't charged, The contract says it's nonrefundable. Other people are charged 260 for 4 classes a week when i blindly signed and now am sopposedly charged '2 monthly... View More
answered on Jul 27, 2018
I'm not sure I see how this relates to Bankruptcy... If you're seeking to determine whether this can be discharged in a bankruptcy case, the answer is likely "yes".
Otherwise, it seems to me that you signed a contract and that you're liable for whatever obligations... View More
I have three judgements against me. Went to court to show order of cause. Clerk said they have an old address & another one didn’t even have an address. I make minimum wage part time also on Medicaid. Can they still garnish my wages? Will I have a good chance vacating them being I no longer... View More
answered on Jun 22, 2018
vacating = good chance
garnish = yes, but the amount will be capped at 10% of gross wages.
answered on Jun 18, 2018
They must continue to be made as scheduled. There is no stay.
answered on May 30, 2018
Tell and give proof to your lawyer who will amend the petition to include them. Also the attorney should send a 362 letter to them. Also give them your bankruptcy case number
What motion would i have to file to covert my chapter 7 to a chapter 13. My main purpose is to keep my car(my only secured asset).
Edit: To the attorney who stated I do not know the rules of evidence, how to handle a legal case etc, those were poor choices of words. Without disclosing too... View More
answered on May 29, 2018
You file a motion to convert, citing that a debtor has one right to convert and that you have ability to meet requirements of a chapter 13
I have filed Chapter 7 and I am trying to get my repossessed car back. I am not sure if I am missing something because the lender is not budging. They reneged on a retain and pay. What else should i be including in my mandatory filing of schedules
answered on May 29, 2018
If the repo was done already, you do not get your car back. Unless you pay. The stay prevents further action, but not reversing actions taken.
Live in Croghan ny in live in life estate home my dad held deed he has since passed, do I own home now and court woud put lien on it I'm disabled and live on 750.0 and with me paying taxes that, 150;00 the court agreed on is getting hard and for that I wonder why my lawery did not file... View More
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answered on May 11, 2018
I don’t really understand what you are asking, but I would be happy to speak to you about it for free at 914-912-1555. What I don’t understand why you filed for bankruptcy? You could’ve restructure the mortgage and consolidated any other debt, Without losing credit for 15 years. If the... View More
Will this loan be discharged as well? Do I need to worry about losing my car?
answered on May 8, 2018
If you do not know the answer to this question, you either have the most uncommunicative lawyer, or are doing something yourself you have no idea how to handle. This is a basic issue, which depends on the value of the car. If you keep the car, the loan must be paid.
Or at least get the pay from the time I was awol?
answered on May 7, 2018
Yes. Contact the trustees office and file a motion with the court and you will probably still be paid.
answered on Apr 24, 2018
It is on the court website. If you don't understand it, consider a lawyer.
I have 2 vehicles in my name that others use and pay for, I also am still on the mortgage for my ex husbands home which he live in and pays for. How would me filing bankruptcy affect them?
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answered on Apr 4, 2018
The best way to answer your questions and address your concerns would be with an in person consultation. More facts are required in order to provide precise meaningful answers.Trying to represent yourself in Bankruptcy is unwise to put it nicely. There are both Federal and Local Rules of Bankruptcy... View More
Does the amount to be payed fluctuate if my employment status changes? Please help thank you
answered on Apr 3, 2018
You can't discharge child support arrears in bankruptcy but can pay them back in a chapter 13. If you are out of work through no fault of your own and have been trying to get a job you may want to file a modification petition in family court. In general, you can't change back payments... View More
decide what I owe to whom?
answered on Mar 24, 2018
The point of bankruptcy is not to pay your creditors, so your question makes no sense.
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