Get free answers to your Foreclosure legal questions from lawyers in your area.
house has been listed for sheriff sale 3 times, have filed 2 times, 7 1st then a 13 that was denied conformation. Now I see they are cleaning up things etc. Recorders office shows the mortgage transferred to Wilmington Trust NA, TR. It is a corporate assignment of mortgage document that looks like... View More
answered on Oct 30, 2019
Maybe. Before a Confirmation of Sale homeowners have a lot of options to save their home. Banks also often assign troubled loans, even while the foreclosure is going on.
Paperwork has been sent to myself and my brother. He claims we have 28 days to sell the real estate, an auction is set for Nov 6.
answered on Oct 30, 2019
You will not be liable as far as your credit goes, they have to provide notices to the heirs in the event you'd like to buy the house or work something else out.
I am not able to pay the mortgage due to waiting for opers benefits and for his family's attorney to get everything put into my name. i need to know what i can do before our house is taken from us. Was planning on paying off mortgage once i received his opers benefits.
answered on Aug 22, 2019
That depends, there are a few ways to delay foreclosure and hold the bank off depending on where you are in the process. It would be difficult to answer without more information.
answered on Jul 3, 2019
Hi there, this question is missing a bit of important information. If the foreclosure was just filed on June 13, get an attorney to help you defend it. If you filed for bankruptcy which was discharged then the lender can only collect against the property and not you personally. If the lender... View More
Rental home is in Forexlosure, I paid rent and deposit to move in.forclosurer has started.90 days to leave.Homeowner is trying to collect rent
answered on Jul 3, 2019
You may still have to pay rent, but you should begin looking for a new place to live. If the foreclosure just began the house likely won't sell for several months. Were you given a 90-day notice by the owner, and does that breach your lease? Either way, your lease is an independent obligation... View More
My name is the only name on the loan and it is in my previous name as well as the only name on the deed. If he doesn't sign it will foreclose. What options do I have?
answered on Jul 31, 2018
File for divorce and get an order to sell the house from the divorce court.
I've not lived there in over six years and filed bankruptcy on the loans many years ago. I have no interest in keeping it and was just waiting for it to sell in the sheriff's sale. He wants me to sign a quit claim deed and says he will take care of the rest of the process (paying the... View More
answered on Jan 3, 2018
Advice? Use the Find a Lawyer tab to retain a local real estate attorney to review the offer and advise you. It could be a scam.
She used to help me with bills. I am now two parents behind on my mortgage and do not know where to turn or what to do. Is it possible to have the garnishment stopped or lowered?
answered on Jul 7, 2017
In order to stop the garnishment you may want to consult a bankruptcy attorney about having the debt discharged. On the mortgage you can request assistance from your lender by requesting a loan modification application.
Should I respond to court within 28 days as noted even though I am in a repayment plan?
answered on Mar 8, 2017
Yes, do not ignore a summons. It's probably a mistake, but if you ignore it, the court will enter judgment against you.
Now my credit has dropped 200 points. The home is in pre-foreclosure and she has filed for bankruptcy. Will lenders come after my assets? Anything legally I need to do?
answered on Feb 13, 2017
You signed the loan, so you are legally obligated to repay it in full, or the lender can sue you, foreclose, and collect from your assets. If you do not bring the mortgage current by paying the past due amounts, then the lender can foreclose, and you will be named as a defendant. If the property... View More
I'm in Ohio - Wayne County. When my now ex husband and I bought our home, we were both on the deed but the mortgage was in his name only (my student loans were too high for us both to be on). When we divorced, he quit-claimed the deed to me.
Now he is solo on the mortgage and I am... View More
answered on Mar 1, 2016
Regardless of the ownership arrangement, the bank can start foreclosure proceedings if you do not make your payments.
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