Get free answers to your Bankruptcy legal questions from lawyers in your area.
What is this statement in regard to and what does it include? Thank you.
answered on Sep 10, 2017
Contact a local bankruptcy attorney and schedule a consultation. Pro se chapter 13 cases have over a 90% dismissal rate. The form you asked about is a disclosure of related cases. You must disclose any related cases in the last 8 years. You can search for an attorney using the Justia "Find... View More 
answered on Sep 8, 2017
A case can be filed and the filing fee paid in installments as part of the 13 plan as you make payments to the 13 trustee in most districts. Be sure and get a lawyer to assist you. Chapter 13 cases can be very complicated and almost impossible to do without a lawyer. Hope it works out. Good luck!
I have a severe mental illness and currently taking therapy for it (and medication). Impulsiveness is a major symptom of this disorder and is the direct cause of my debt.
I am currently in both a debt settlement and a debt management program but the monthly payments are draining me... View More
answered on Sep 6, 2017
You are likely eligible to file, but only after a full evaluation of your situation by an experienced bankruptcy attorney in your area can you know for sure.
answered on Aug 2, 2017
Child Support is not dischargeable, so that is not possible. If he/she files a Chapter 13, they MUST remain current on post petition child support payments to confirm a Chapter 13 Plan. If they file a Chapter 7, it does not stop Child Support garnishments etc.
answered on Jul 13, 2017
Yes they can if they can prove it is her account as well and that she is the same person, meaning maiden name vs married name.
Is bankruptcy even an option in this situation? Defficiency is a little over $19,000
answered on Jun 19, 2017
Yes, bankruptcy is still an option and this debt is dischargeable. You should speak with a local bankruptcy attorney ASAP.
I have a voluntary payroll deduction to my credit union. The money is split between three accounts - a savings, a club, and a loan. My attorney sent me a check and letter from my Credit Union which stated they were returning the money to comply with Bankruptcy law. It's everything that's... View More
answered on Jun 14, 2017
The payments within 90 days of your filing bankruptcy would be considered a preference under section 547 of the Bankruptcy Code. You may go back and pay the credit union after your bankruptcy completes if you wish to. Discuss with your lawyer if you have further questions. This is very normal and... View More
How can this stop or can bankruptcy be declared
answered on Jun 14, 2017
Most student loans are not dischargeable so filing the bankruptcy will not assist.
my husband and i have quite a bit of debt and our accounts kepp getting overdrawn. we were thinking about filing for bankruptcy however we dont own our car we make payments on it. so will we lose it?
answered on Jun 6, 2017
You may be able to claim the car as part of your bankruptcy exemptions. In most cases, there would not be a great amount of equity in a car anyway and you stated you still owe money on the loan. The better question may be whether the car creditor will allow you to reaffirm the remaining debt on the... View More
answered on Jun 5, 2017
Yes, the account can be attached unless you can show that the funds in the account are exempt funds.
answered on May 22, 2017
I would highly recommend it. It can be technical and service can be difficult, so I would.
Will I be forced to sell my house as an asset if I file? It's probably worth enough to pay off my debts, but my family and I need a place to live.
answered on May 8, 2017
The Answer depends on the type of bankruptcy you file, and the amount of equity you have in your home. In a Chapter 7, you can exempt up to $23,675 in equity, or twice that if the home is owned jointly. In a Chapter 13 plan, you would propose a payment plan, to pay back your creditors over a 3 to 5... View More
my husband and I had a personal chapter 7 bankruptcy discharge in 2014. I own a small sole proprietorship and may possibly be sued, can I file another bankruptcy? we have no real assets except a small joint personal bank acct, can that be taken? we are in the state of pa
answered on Mar 31, 2017
No you cannot file a new bankruptcy. If the claim pre-dates your bankruptcy, you may be able to reopen the bankruptcy. You may be able to file a state receivership, a state form of bankruptcy but need to speak to local counsel. Those are usually handled by bankruptcy attorneys.
I'm currently on appeals list for disability hearing
answered on Mar 16, 2017
Not sure why but sounds like you signed for a loan and those "funding" company loans have teeth in them. You should consult a consumer attorney through legal services.
answered on Feb 15, 2017
The simple answer to your question is that you have to disclose everything, and there are a number of different exemptions available. Failing to disclose an asset can lead to major difficulties, including criminal charges. The exemptions are too complicated to explain fully in this forum. As one... View More
- will I be forced into bankruptcy too if he files on loans of jointly owned property?
answered on Dec 16, 2016
The answer depends on the type of bankruptcy he files, and what he does with regard to the joint loans. If these loans are secured by a house or car which he intends to keep, it is likely that he will have to continue to pay them. On the other hand, if he is letting the property go, and not paying,... View More
answered on Sep 18, 2016
Go to the bankruptcy court. Ask the clerks office. Or ask the lawyer that handled it for you.
If a wife has been issued a judgement for credit card debt, and everything she has is joint with her husband, what can be done?
answered on Aug 7, 2016
Generally no. If someone is harassing on collections, get in the habbit of writing down a note on each call--time, who called
what they said in as exact words as possible. But with a judgement on the loose may be a problem with bank accounts, her wages, so wife should get a consult with an... View More
answered on Oct 9, 2015
When a bankruptcy case is filed and a landlord has not yet received a judgment for possession, the automatic stay typically stops the proceedings as it does all other collection actions. However, the landlord may ask the bankruptcy court to lift the automatic stay to allow the eviction to proceed.... View More
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