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Rhode Island Car Accidents Questions & Answers
1 Answer | Asked in Car Accidents for Rhode Island on
Q: My insurance company is trying to deny my claim saying I used my personal vehicle for business use.

I was picking up a water heater which I gave to a friend who is hard up. My pickup is a luxury pickup clean as can be with not a single tool in it. My father ownes a Plumbing company that I help at. Any time me or anyone else picks up supplies for the company it is done with a company van or... Read more »

Peter N. Munsing
Peter N. Munsing
answered on Sep 13, 2016

You tell them it wasn't a business trip, and if they think it was they can prove it. Tell them you regret that you will have to file a complaint with the insurance commissioner. Get an affidavit from the guy you were doing the favor for that he wasn't a customer, it was an act of charity,... Read more »

2 Answers | Asked in Car Accidents for Rhode Island on
Q: Can my insurance deny my claim if I'm unemployed and was picking up a water heater for my father who runs a company?

The insurance is saying I was using vehicle for work related purposes but I'm unemployed and do not receive any paycheck. I was picking up a water heater for my father who ownes a plumbing company and was taking it home from the store. Can they deny my claim?

Neville Bedford
Neville Bedford
answered on Aug 31, 2016

This sounds like a very fact specific claim/denial. Meet with an attorney who may be able to argue on your behalf.

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1 Answer | Asked in Car Accidents for Rhode Island on
Q: Is a shop responsible for damages to my vehicle

My car was deemed a total loss after being in a accident while in a repair shop and the insurance company is only paying the book value leaving me with a balance on the car

Adam Studnicki
Adam Studnicki
answered on Aug 4, 2015

You are entitled to the fair market value of your damaged property at the time it was totaled. You might be entitled to other damages, such as rental car coverage for a period of time. A local lawyer can confirm.

Please Take Notice: I am not your lawyer unless we enter into an engagement...
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1 Answer | Asked in Car Accidents for Rhode Island on
Q: Do I have any recourse to pursue compensation for my vehicle?

My insurance expired. I was involved in an accident that was entirely the fault of the other driver. Is there an option for me to file a claim for the loss of my vehicle? It's totalled. None of the parties in my vehicle were injured.

John M DeProspo
John M DeProspo
answered on May 13, 2015

It does not matter that your insurance expired. If the other vehicle is at fault and the owner has insurance, you can make a claim with that insurance company for your property damage.

1 Answer | Asked in Car Accidents for Rhode Island on
Q: in an car accident do I have the right to know the worth of the other drivers insurance policy.
Neville Bedford
Neville Bedford
answered on Mar 27, 2015

When you have a problem like this, it is best to see a personal injury attorney and retain them to assist you. The attorney will explain the procedures and disclosures common to this type of case. Representing yourself in such a matter is not advised.

1 Answer | Asked in Car Accidents for Rhode Island on
Q: I was injured in hit and run. Insurance says must file and use collision and medical portion and not uninsured portion.

This is RI law since we don't know who driver is. Is this true?

Neville Bedford
Neville Bedford
answered on Mar 27, 2015

When you have a problem like this, it is best to see a personal injury attorney and retain them to assist you.

1 Answer | Asked in Car Accidents for Rhode Island on
Q: If you didn't have insurance at the time of an accident but was not at fault can you get fined for it? Got ins after

Got insurance a couple days after the accident, received a letter from the dmv saying they will suspend the license and trying to make my friend pay for the damages of the other persons car. When they cut across two lanes of traffic that wasn't cleared

Neville Bedford
Neville Bedford
answered on Feb 6, 2015

Insurance is not usually retroactive. There are many factors that go into determining liability for accidents. I am not sure of your friend's role but it sounds like you could benefit from the services of an attorney to advise you of your rights and responsibilities after a confidential... Read more »

1 Answer | Asked in Car Accidents for Rhode Island on
Q: What constitutes a "highway"

In regards to this law, what is the definition of a "highway" they are referring to.

Neville Bedford
Neville Bedford
answered on Feb 5, 2015

http://webserver.rilin.state.ri.us/Statutes/TITLE31/31-1/31-1-23.HTM

TITLE 31

Motor and Other vehicles

CHAPTER 31-1

Definitions and General Code Provisions

SECTION 31-1-23

§ 31-1-23 Types of roads. – (a) "Bicycle lane" means a portion...
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2 Answers | Asked in Car Accidents for Rhode Island on
Q: DO I HAVE THE RIGHT TO REFUSE ANYONE IN MY HOUSEHOLD TO DRIVE MY CAR EVEN THOUGH THE PERSON HAS DRIVEN IT IN THE PAST
Neville Bedford
Neville Bedford
answered on Feb 5, 2015

If it is your car elusively and you are the sole owner, you have the right to decide to whom you share your property with.

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1 Answer | Asked in Car Accidents for Rhode Island on
Q: hit by drunk driver with no insurance

Now what?

Neville Bedford
Neville Bedford
answered on Jul 15, 2014

I recommend you consult with an attorney to review the particulars of your situation - in private- at no cost.

1 Answer | Asked in Car Accidents for Rhode Island on
Q: How long does it take rhode island motor vehicle records to be cleared
Neville Bedford
Neville Bedford
answered on Dec 19, 2012

Rhode Island generally retains moving violation records for 3 years.

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