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answered on Jul 11, 2017
Your question is not clear. Please re-word it so we understand what you are asking.
answered on Jun 21, 2017
It is unclear from your question what happened. Contact a local bankruptcy attorney and schedule a consultation. They will be able to explain what is going on. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
I am still being denied credit due to bankruptcy and don't understand why when
my credit ratings with are high in some instances.
answered on May 31, 2017
Same should only be on your credit 7-10 years from Discharge date
I have been trying to pay off one by taking advantage of another offer and so on. I had a good on time payment history for the past 7 years.
But I no longer can depend on spouse's income and couldn't keep up. All credit card debt is in my name. Do you offer pro bono?
Thank you
answered on May 15, 2017
Looks like you are in Texas. There maybe some pro bono groups down there. Up here in New Jersey the different counties set up them up.
Can pay the account early by paying outside of my ch 13 plan?
I want to refinance my mortgage, to a lower rate. It's already approved through the lender and trustee, but one of the accounts under my ch 13 plan has a lien on my property. I have to resolve the lien before closing
answered on May 10, 2017
Contact your attorney. There are limited circumstances that allow a lien to be placed on a person’s homestead in Texas. The type of lien will determine how to deal with the lien. A judgment lien will create a cloud on the title but does not attach to the homestead. If you do not have an... View More 
answered on Apr 21, 2017
Yes there are different rules and a lot depends on what type of bankruptcy you filed the first time and whether or not you obtained a discharge. There may be no "automatic stay" protection in some cases, meaning if someone were delinquent in their mortgage, the mortgage company could... View More
The debt was due to potential fraud. Had the creditor known the bankruptcy was filed, he would have contested it.
answered on Apr 21, 2017
You should meet with a bankruptcy attorney and go over the specific case details. The attorney can look at the documents filed and advise you from there. There are times when a case may be re-opened and a "forgotten" creditor added in an amended filing; however, it depends on many factors.
Divorceed in 2016, nunc pro tunc Feb 22, 2017. Amendment needed because ex filed without an attorney and accidently filed showing me with 50% of business instead (as it has alway been) 50% of income after all expenses paid.
Not wanting the "truth" to look like fraud, I have been... View More
answered on Apr 21, 2017
I'm really not clear on what your question is here as I have no idea what suits you are referring to that need to or may be delayed a year. Please rephrase your question so that it is clear what information you are seeking.
Separated 2 years, divorced in Dec. 2016. Ex purchased a home while we were separated. I have contributed nothing towards the house, down payment, closing, payments, upkeep. Divorce Decree gives him 100% ownership, but have not removed my name. Have never stayed in the home, visited one time. I... View More
answered on Apr 21, 2017
Speak with your divorce attorney about this. Generally, in my divorce cases, we draft a General Warranty Deed or Special Warranty Deed when transferring property from one spouse to another. There are times when a decree may contain language that it shall act as a transfer of property as well;... View More
Can I still file and probate will at the same time? What are my options.
answered on Apr 21, 2017
Please accept my condolences for the loss of your husband. I suggest you consult in person with an experienced bankruptcy attorney in your area as there are many factors that may change how one or other is done, i.e. assets you may inherit, etc. Don't take chances to try and save money and... View More
answered on Apr 21, 2017
First, your attorney should be able to answer this question for you as they know the specific circumstances/details involving your case.
In general, a person who never receives a discharge in a Chapter 13 and converts to a Chapter 7 needs to get a discharge of the 7 and then wait 8 years... View More
Her son makes 10 an hour and has no money. There is no will and he will not pursue the house . How can I jump in as an investor and get this house I would like to flip it and give him a little money so he can get an apartment. Since there is not a heir in the mix, should I wait until chapter... View More
answered on Mar 30, 2017
This often works. I think she did the right thing if she has regular income and afford the plan payments. If not she could only be using the file to obtain cheap rent and delay the inevitable, which could have real economic value in the short run, but not address her long term need for affordable... View More
If I move am I responsible for the car, because it is undrivable (engine problem) so i have to pay to have it moved whenever we decide to move into a new place. The bank had been saying for a year that they are coming to get it, but never has and it's just taking up space. I don't want to... View More
answered on Mar 6, 2017
You want it off your property and out of your name. The common problem is the lender will not release the lien so you can sell or scrap the car but won’t repossess it. If the lender is local, you could take it to them. If you had continued to make the payments and paid off the car the lender... View More
answered on Mar 3, 2017
Yes. If you have an eviction or two or three in your rental history finding a place will be more difficult. You may be able to change the landlord’s mind if you put down a larger deposit or first and last months rent. Good Luck finding a new place. You can search for an attorney using the... View More
answered on Feb 9, 2017
When a person files bankruptcy the automatic stay prohibits a creditor from taking any action to collect. So do NOT call, write, text or contact the debtor. This does not mean you are not entitled to be paid. Contact a local attorney who represents creditors. The debtor should continue to make... View More
answered on Jan 20, 2017
It means the Debtor has received their discharge. Creditors cannot collect discharged debts. The order means that no one may make any attempt to collect a discharged debt from the debtors personally. For example, creditors cannot sue, garnish wages, assert a deficiency, or otherwise try to... View More
This is in Texas. We are both named on a savings account that holds life insurance money from when our mother died. We are holding the money for our father for use should he get ill, have an emergency, or to pay for his funeral expenses. The money in this account is not for either my sister or my... View More
answered on Sep 28, 2016
Unless your sister is able to exempt these funds in her bankruptcy they may very well be at risk. I strongly suggest she and you speak with the attorney regarding this.
I explained to judge I was on bankruptcy and he threw my papers to me and said be out in six days. What rights do I have to get more time to move
answered on Sep 28, 2016
First - we need to know what type of bankruptcy, i.e. Chapter 7 or 13. Also need to know if this is a lease or something different. I would suggest speaking with your bankruptcy attorney as well as there may be other issues and a person more informed and familiar with your personal circumstances... View More
I live in Texas and I filed Chapter 7 yesterday. I'm also trying to fight an eviction. After I filed and sent the paperwork to the lanlords attorney I was told by their attorney "the Automatic Stay arose when you filed but there is an exception in 11 USC 362(b) which makes it inapplicable... View More
answered on May 4, 2016
I see nothing in section 362(b) pertaining to something called "Tricon". Can you be more specific as to the portion of section 362 to which the attorney was referring?
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