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answered on Mar 26, 2020
highly unlikely. Would be a giant jerk move; and, the trustees here in Northern Ohio have all been really great about accomodating things thus far.
Best of luck to you!
When filling out bankruptcy form 106E/F do I list the original creditor or the collection agency that purchased the debt?
answered on Nov 1, 2019
I usually list both, but put the debt under the original creditor.
Do I still have an obligation to pay or pay the balance due once sold
answered on Oct 17, 2019
Hi there! There are a few things of importance with your question.
1. Do you want to keep the mobile home? If yes, then you do have to pay the debt.
2. Did you reaffirm the debt in your bankruptcy? If yes, then you are obligated to pay the debt despite your bankruptcy in 2010.... View More 
Filed 10 years ago not realizing this was a secured debt and included it in chapter 7. No one ever contacted me for a reafirmation or to see what I wanted to do with it. My attorney never mentioned the lien. Is there anyway to get it removed? I thought the chapt 7 got rid of it.
answered on Oct 1, 2019
I agree with Timothy Denison below; hire an attorney to file a Motion to Reopen the Case, then a Motion to Avoid the Lien. Find a local attorney who has handled these before, as each Court is a little different on procedure, etc.
Best of Luck to you.
I feel like I'm being harassed.
answered on Oct 1, 2019
No, creditors are not supposed to try any collections actions while the automatic stay is in effect. Be aware, however, that if you are keeping the real property subject to the property taxes you speak of, you do need to get those taxes current at some point in order to keep said real property.... View More
She filed back in October 2017. She listed me as a Creditor. I told her I wanted nothing to do with her financial problems and issues. I emailed her attorney and stated so as well. I never heard anything back until today (2/16/18). Turns out they continued to list me. Is this fraudulent, and should... View More
answered on Apr 12, 2018
No, there is no harm in her listing you, it should not "hurt" you in any way, so I don't believe you have any cause of action or injury because of this.
She filed on her debts, so it won;t affect you unless she owed you money. If that is the case, seek counsel to try and... View More
answered on Apr 12, 2018
You would have a civil lawsuit you could file; to try and recover your money. Best of luck to you.
answered on Apr 12, 2018
For the most part, a bankruptcy is an "all or nothing" proposition, meaning you have to give up all your credit cards and unsecured debts in exchange for the debts being wiped out.
the case. Car was repossessed after we telephoned repo-man. Our bank is sending us Notices of their plan to sell property. They state date of auction and mention we may purchase the car that we abandoned? During our appointment with the Trustee he also mentioned that records showed car was... View More
answered on Apr 12, 2018
It very likely means that the Trustee abandoned his interest in the vehicle; ie, he is not interested in pursuing it as an asset of your estate. This doesn't mean much for you, you really just need the debt to be discharged, which it should be once your bankruptcy goes through. Best of luck... View More
answered on Apr 12, 2018
I agree with the answer above; and just wanted to add that some banks have programs for veterans that allow financing after bankruptcy within two years of your bankruptcy filing.
I plan to file Bankruptcy Chapter 7 soon. A company has filed the lawsuit against me and is not the original creditor. They bought the debt from the original creditor. Can I still add this to my bankruptcy? and if so, who do I list (the original or the purchaser or both)?
answered on Apr 12, 2018
Absolutely, and you should list all your creditors on the proper Schedules. Error on the side of listing too many than too little; add the lawyers for the creditor, the creditor, the collections place for the creditor, etc.
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