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Questions Answered by Michael Jay Berger
3 Answers | Asked in Banking and Bankruptcy for California on
Q: I'm high I live in California I want to know what's the steps for filing bankruptcy

I got married last and I want to be able to since the

owe debts between $20,000 to $35, 000 and I have no income only my husband said he cannot afford to pay that

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Oct 10, 2022

Call me. That's it. I will explain the rest to you.

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4 Answers | Asked in Bankruptcy and Collections for California on
Q: I'm 64 years old w/around $70k CC debt (mostly due to losing my job in March 2020. I need legal advice on how to get

a "judgment proof" (write off the debt) as I'm no longer in the country and have no means to return. I still use a friend's address in Walnut Creek for my social security and IRS. My wife was sick with an autoimmune disease so we had to live off CCs for the last two years). My... View More

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Jun 7, 2022

If you no longer live in America, filing bankruptcy in California is not an option for you.

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7 Answers | Asked in Bankruptcy for California on
Q: Would it be hard for me to file my own bankruptcy without a an attorneys help? I would be filing a chapter 13
Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Dec 10, 2020

Yes, too hard! Almost all Chapter 13 cases filed by non attorneys fail. My advice: Hire a certified specialist in bankruptcy law to represent you. Doing so my save your home and save you many thousands of dollars.

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5 Answers | Asked in Bankruptcy and Tax Law for California on
Q: Can I do a Bankruptcy for Property Taxes if paying it will cause Financial Burden to family and get a fresh start?

Five years behind waited because I didnt know what to do and pay for it but I understand to pay now but its like cant get a loan due to bad credit not working due to Covid.

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Aug 10, 2020

Careful! When you are 5 years behind on your property taxes, your real property can be sold at a tax sale. You don't want to lose your property. Any bankruptcy filing will temporarily stop a tax sale of your property, but the property taxes will NOT be wiped out in bankruptcy. They will... View More

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5 Answers | Asked in Banking and Bankruptcy for California on
Q: Bankruptcy and keep home?

Can we file bankruptcy and keep home?

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Feb 27, 2020

That depends on many factors, including how much equity you have in your home, whether or not you live in your home, how old you are, who lives with you, whether or not you are current on the payments on your home, what your income and other assets are,and how much your debts are.

Call me...
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3 Answers | Asked in Bankruptcy and Legal Malpractice for California on
Q: If a private person without a corporation is coerced into filing Chapter 11 bankruptcy, when it's not even necessary,

My friend was sued, paid $10,000.,got an attorney who then passed the case over to another attorney friend, who told my friend she needed to file Chapter 11 bankruptcy and ask for $35,000. retainer. My friend didn't want bankruptcy, has no corporation, but has assets in real estate. June... View More

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Jan 10, 2020

Have your friend call me 310-271-6223.

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6 Answers | Asked in Bankruptcy for California on
Q: Can you advise me with a senior bankruptcy issue?

I have outstanding, very high credit card debts it is unlikely I can ever satisfy. Is bankruptcy the answer?

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Nov 15, 2019

It takes more information to decide whether or not bankruptcy is right for you. I need detailed information regarding your assets, debts, income and expenses. Please call me to set up a free consultation. 310-271-6223.

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3 Answers | Asked in Bankruptcy for California on
Q: Hello, my name is Raz, i dont know i am on right place or but i need some legal advice. My home is about to foreclose

Can i file chapter 13 to avoide forclose and make a payment plan whats the impact of my credit report and how soon i can get stay order because its less then 10 days left.

And can you help me out for filling bankruptcy

I need your reply as soo. As u can.

I previously filed... View More

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Jul 3, 2019

Dear Raz:

Yes, filing Ch 13 will stop a foreclosure and allow you to set up a payment plan. I can help you to determine if Ch 13 is right for you. Call me @ 310-271-6223.

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4 Answers | Asked in Bankruptcy for California on
Q: I filed bankruptcy in Pro per, I now need to find a attorney to help me as I now have a adversarial filing within case

In searching for an attorney I am being turned down because the advasary has consulted with so far 8 out of 10 I have contacted. Is this legal?!? I find this crazy that I am having this much trouble finding and attorney!?

Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Jul 12, 2018

It is legal to consult with attorneys and it is legal for an attorney to refuse to take a case. If your case was filed in the Central District of California, feel free to call me for a free consultation. 310-271-6223. My typical retainer for defense of an adversary proceeding is $10,000.00.

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4 Answers | Asked in Bankruptcy for California on
Q: If I filed for bankruptcy on my own does that give the creditors the right to still call me?
Michael Jay Berger
PREMIUM
Michael Jay Berger
answered on Jul 10, 2018

The automatic stay 11 US.C. Section 362 prevents all creditors from taking any action to collect a claim against you.

If a creditor calls you, inform the creditor of the bankruptcy filing, give the creditor the case number, and tell the creditor to never call you again.

The only...
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