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Questions Answered by Madhu Kalra
1 Answer | Asked in Bankruptcy for California on
Q: I DID CHAPTER 7 INCLUDED MY SECOND MORTGAGE HOME LINE EQUITY OF CREDIT .CAM THAT BE WRITTEN OFF
Madhu Kalra
Madhu Kalra
answered on Oct 14, 2013

If you intend to keep the house and continue to pay 1st mortgage, you would need chapter 13 to strip off 2nd mortgage.

2nd Mortgage lien will only be strip off, if the outstanding principal balance of 1st mortgage exceeds house value. For additional information, you can contact us at...
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1 Answer | Asked in Bankruptcy for California on
Q: My ex wife filed bankruptcy. We have a condo that I have been paying for 7 years She included this in bankruptcy

Divorce agreement was that the condo was to be sold and proceeds divide. There was not equity because of interesst only loan. The monies owe was more that the value of the condo. Will I lose the condo? I have remarried.. and I don't want to lose the condo. Imake the payments faithfully

Madhu Kalra
Madhu Kalra
answered on Oct 14, 2013

If there is no equity , bankruptcy trustee will not be interested in forcing Condominium Sale. Recommend that you contact an attorney to discuss your case to ensure there is no equity.

1 Answer | Asked in Bankruptcy for California on
Q: How long is the statue of limitation for student loans???
Madhu Kalra
Madhu Kalra
answered on Oct 14, 2013

4 years for private student loans

2 Answers | Asked in Immigration Law for California on
Q: I have a green card for 23 years. With the latest immigration law has anything changed in terms of naturalization?
Madhu Kalra
Madhu Kalra
answered on Oct 14, 2013

If you are resident of U.S. for last 5 years and have not criminal history, you can be naturalized. your question is vague and broad, I would recommend that you contact an attorney to discuss facts with more particularity.

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1 Answer | Asked in Civil Litigation for California on
Q: Who can administer an oath to witness an Affidavit in California?
Madhu Kalra
Madhu Kalra
answered on Oct 14, 2013

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