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Questions Answered by Benjamin "Tom" T.D. Pugh
2 Answers | Asked in Traffic Tickets for Kentucky on
Q: Community Service for "Drivers License Not On Person"?? Do I need this expunged? Is this a serious charge?

I was pulled over and did not have my drivers license with me. Unknown to me, my license had also expired 5 days earlier. (Kentucky stopped sending notices for license renewal, I simply had not noticed mine expired). I was told all I needed to do was go to court and show I had a license. I... Read more »

Benjamin "Tom" T.D. Pugh
Benjamin "Tom" T.D. Pugh answered on Nov 15, 2019

So, if your charges are indeed dismissed, you have the option to have the charge expunged 60 days after dismissal. You can pay a lawyer to do it, or you can try to do it yourself. You'll need to get a KSP certification first, that the charge is eligible for expungement. Her is a link for that:... Read more »

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1 Answer | Asked in Car Accidents for Kentucky on
Q: Was passenger in full coverage vehicle covered by farm burea ins. Hit by coal truck ins. by another ins. Both KY vehi

Coal truck @ fault. I don't own a vehicle. Recieved questionare from ins. adjuster. ? have I filed a written refusal to consent to limitations of my tort rights & liabilities as provided in KRS 340.39. No I have not. Should I?

Benjamin "Tom" T.D. Pugh
Benjamin "Tom" T.D. Pugh answered on May 5, 2015

It sounds like you have what is called a PIP application. The car you were traveling in is covered by Personal Injury Protection (PIP) insurance, which covers the first $10,000 of medical bills, and a small portion of any lost wages. If you have injuries, I would speak with a personal injury... Read more »

1 Answer | Asked in Car Accidents for Kentucky on
Q: My wife had a person run a stop sign and pull out in front of her causing my wife to hit her car. How does this all work

What insurance will fix or replace our car. I know my daughter was in a wreck and the insurance company had to settle with her. Is there a settlement involved when you have a wreck and it is the other party that is at fault. We have never had to deal with anything like this before.

Benjamin "Tom" T.D. Pugh
Benjamin "Tom" T.D. Pugh answered on May 5, 2015

If the other party is at fault, then you must submit a claim to the other party's insurance carrier. The insurance company will then either fix your car or "total" it out and pay you the fair market value. If you have full coverage insurance, you can submit the claim to your... Read more »

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