Inspection for what purpose? Have you received a notice or letter of some sort that requests an inspection for something?

In case you are new to Florida, vehicles do not require an annual safety inspection in the state.

Well if you can prove its damage they caused, you might be able to get them to pay. Lawsuits are costly and time consuming so you should start by pleading your case directly to the contractor, first.

Good luck.

I'm sorry to hear of your troubles. Yes, situations as you describe are not uncommon. You should gather up your documentation and see an attorney in your area who specializes in consumer law.

Good luck to you.

Your best option would likely be to contact the attorney (their office) directly and discuss a payment plan. They will ask you about your finances and will tell you if there is anything that you can do to make monthly payments.

Regarding your court situation, you should continue to read... View More

The exact things that could have happened before bankruptcy. Repossession, and then a potential deficiency lawsuit except now you wont have bankruptcy as an option to discharge the debt. If you had an attorney in your chapter 7, the condition and state of your vehicle should have been reviewed... View More

You might be referring to the Florida Consumer Collections Practices Act (FCCPA). Its Floirda's corollary law to the FDCPA (Fair debt collections practices act).

You can find the FCCPA at 559.55-559.785 Fla. Stat.

This will depend on some specific facts regarding representation made by the employee to the ad company. Apparent authority is the concept that allows companies to rely on the representations of an employee of a company regarding business dealings.

It is less important that you know it was... View More

There are many competent bankruptcy attorneys in the Orlando area. You can google them, contact the Florida bar, or ask for a referral if you know any other attorneys.

Whether you can successfully defend their claims is something no one can tell you without a thorough review of your case. Be prepared for them to request bank statements of yours going back years if you claim the account isnt yours.

Also, if the address on the account statements is an... View More

I second Mr. Denison's answer. There are no real damages here. If its an issue that is material, it can likely be amended. Discuss the error with your attorney.

You should contact a consumer debt lawyer right away. You are calling this situation a repo, but it seems likely that it is a property levy being executed to satisfy a civil judgment. I have information on my website about this process if you care to have a look.

Although you tried to... View More

I agree with Mr. Thorgaard.

I would caution you to be careful in handling your situation at this point. You would be wise to seek out an attorney who is experienced in wage and bank garnishment in Florida as you have important rights which can and will be waived if you attempt to handle... View More

"joint owners" isnt specific enough. What is going to matter here is WHO owns WHAT. Issues regarding payment sources generally take 2nd seat to outright legal ownership of property in FL.

You don't want to do anything. There is the possibility of whats known as a deficiency judgment. You can reach out to a local legal aid if you are low income, but try to not just ignore the situation.

Letters of this type are not uncommon in collections. What seems to me to be uncommon is for a collection company to ask an individual collector to respond to a letter. In my experience, responses to those types of demands are handled by employees other than collectors but again there isnt really... View More

This is a question more appropriately posed in the criminal law section.

What you use the money for in this instance is of no consequence. You are free to use money that you have as you see fit. If a creditor believes that they have a method of getting to that money, they will likely let you know about it.

If a judgment has been entered against you and they... View More

It depends on when the debt was actually incurred and depends on how it is reported. A general answer is 7 years from the delinquency date, however, there are variances to that general rule.

This will depend on a multitude of factors related to you and your particular situation. Only an attorney who has reviewed your entire situation could possibly provide you with any meaningful advice regarding your question.

Ideally, once. You should have an attorney review your situation so that you are certain what you are dealing with. I have seen many cases where someone did in fact owe multiple dents of a similar amount. I have also seen many cases where a debt collector illegally attempted to collect on the same... View More