Get free answers to your legal questions from lawyers in your area.
I have been in bankruptcy chapter 13 since February 2018. I pay the trustee On time and is up to date I pay my insurance homeowners on time and all my bill.so why is the mortgage company trying to lift the automatic stay
answered on Jan 3, 2019
There are many reasons. You should contact your bankruptcy attorney .
For example, because my roommate allows me to watch his TV and control it, does that constitute my ownership of his TV?
Im behind on credit card debt and Americam express filed papers with court this will i still be anle to file for chapter 7
answered on Dec 12, 2018
I would need more information to know if you qualify. But I’m a Chapter 7 lawsuits can be included when filing a chapter 7 and could be included as long as you qualify.
It is important to consult with an experienced attorney
Https://bankruptcylawnynj.com
The wife and i have an extended family of 8 in our home it has placed a burden on us financially im not sure of income limits in NJ our net after tax is around 85,ooo
answered on Dec 12, 2018
Yes you can file bankruptcy! You should speak with a bar certified attorney who can explain everything to you
Bankruptcylawnynj.com
We filed a chapter 7 bankruptcy in 2013, not including our manufactured home loan (just credit cards). And after that we were put into a charged off status with the bank for the home. We were never told by the lawyer what this means and are still unsure but have made payments every month besides... View More
answered on Dec 4, 2018
Contact an attorney. You need more information and an experienced attorney to review your situation.
The bank that I want to put it in is a bank that we had a credit card with,can they claim that money for back payment?
answered on Nov 14, 2018
No not if they were included in your previous bankruptcy filing.
Incurred in Fl - his lawyer in Ca said lien will be put on my home in NY which is my primary residency - no mortgage on property in joint tenancy. Do I have to vacate the home? I am 69 and with dystonia, high blood pressure, heart vale issue, etc. my divorce lawyer says move out he can charge me... View More
answered on Nov 11, 2018
I would need more information in order to answer this question. I advise you to speak with a bankruptcy attorney!
answered on Nov 9, 2018
Yes if you took them
Out together and one filed the other person will be liable
answered on Nov 6, 2018
she can go on Pacer or go to the court to get the information
answered on Oct 31, 2018
Credit cards are usually offered immediately after there is no time frame! You can check us out at bankruptcylawnynj.com
answered on Oct 31, 2018
No, it is not legal. They may however, contact them just to locate you. But they are not allowed to tell them about your debt there’s specific rules.
answered on Oct 26, 2018
it Depends if there is equity in it and how much and what you plan to do with that money once you sell it.
Years of court dates, depositions, and medical bills a judge awarded me a settlement . I went to the Town Clerk and Sherrifs Department, spent approximately $500 with the hopes that all the information I provided was correct. A few weeks later I find out that the person the judgement was against... View More
answered on Oct 23, 2018
Unfortunately, no. There is an automatic stay in place which means you can no longer go after them. That's assuming that he/she has the automatic stay. You can try to make a motion to lift it but it is highly unlikely that a judge would life it. Unfortunately if he gets a discharge you can no... View More
I am in chapter 13 bankruptcy and my lawyer worked out a repayment plan for my back arrears while I keep paying my mortgage. I have been in the repayment plan for a year now and haven't missed or been late with a payment. I made a list up of all my bills that I have to pay. The Lender, Trustee... View More
answered on Oct 15, 2018
You could pay your insurance outside of the plan. Are you a year behind on your car insurance?
My wife passed away and took half of our income when she passed. I filed for Chapter 13 to save my home. I found a great paying job and got back on track and have been paying my mortgage & back arrears on time for the last year. I have my credit score up to around 630. I tried to find a lender... View More
answered on Oct 13, 2018
Hello,
You will have to get permission from the Bankruptcy Court in order to refinance. This is considered a “new debt”. While in a chapter 13 your usually not allowed to take on new debt without getting permission. Talk to your bankruptcy attorney!
20,000 are on 3 different cards.
answered on Oct 13, 2018
Hello!
Filing for Bankruptcy takes about 4-6 months depending on how quick you are with getting together all of the requested information. Once the case is filed you will usually get a court date within 4-6 weeks of the filing. Keep in mind that if any issues do arise it could take longer!
answered on Oct 13, 2018
This will not have any impact on your custody arrangement. Also, if you pay child support filing for bankruptcy will not reduce or discharge any child support payments.
answered on Oct 13, 2018
This depends on the type of bankruptcy. A chapter 7 must be paid in full before the filing. However, we usually do payment plans but can’t file your case until your paid in full. On the other hand, if you are filing a chapter 13 then we usually require an upfront payment and the rest can be paid... View More
answered on Oct 13, 2018
Yes, you can still file for bankruptcy. When you file for bankruptcy the automatic stay is initiated this stops creditors from going after you. It is usually very common for people to file bankruptcy when they start getting sued!
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.