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Minnesota Insurance Defense Questions & Answers
1 Answer | Asked in Insurance Defense for Minnesota on
Q: Hi My insurance company told me July 1, 2023 that I need to paint my house by 12-3-2023 or they will cancel my policy.

I am in Minnesota and I have been unable to find a painter that is not booked out until the end of our season. I do have a letter from a painter who said he can paint my house first in the spring.

Tim Akpinar
Tim Akpinar
answered on Aug 15, 2023

A Minnesota attorney could advise best, but your question remains open for three weeks. You could reach out to attorneys, but as a practical matter, your options also include continuing to seek a painter or another insurance carrier. Good luck

1 Answer | Asked in Banking and Insurance Defense for Minnesota on
Q: What if a financial insurance accidentally wired you ,$500,000 can you keep it
Tim Akpinar
Tim Akpinar
answered on Apr 21, 2022

A Minnesota attorney could answer best, but your question remains open for two weeks. Until you have a meaningful consult with a local attorney based on all the details of the matter, nationwide, insurance carriers will usually come back to recover their funds upon discovering bookkeeping errors.... View More

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Minnesota on
Q: Pulled over for speeding. Written a ticket for no insurance. Showed him my insurance. Told to send it in and fight it.

The officer took my ID and returned to his car while I looked up my insurance info. He returned with a ticket for speeding and no proof of insurance. I showed him proof of insurance. He said he couldn't remove the ticket because it would be more work and I needed to send the proof in.... View More

Jonathan Matthew Holson
Jonathan Matthew Holson
answered on Apr 7, 2022

No, it does not de-legitimize the speeding ticket. The two issues are completely unrelated. There may be a legal issue with the speeding ticket, but this is not that issue.

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Minnesota on
Q: How much is seen by insurances on speeding ticket? For example, are officer comments seen/looked at?

A few months back I was pulled over for speeding. The officer asked if I had been drinking and I told him that I had a few drinks earlier in the night. I performed some Field Sobriety Tests and was asked to use a breathalyzer. The breathalyzer showed a blood alcohol content of .079. Being that the... View More

Jonathan Matthew Holson
Jonathan Matthew Holson
answered on Oct 17, 2021

The ticket is public information and the insurance company can certainly access it if they want to. The bigger question is whether the company will seek it out.

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1 Answer | Asked in Insurance Defense for Minnesota on
Q: I recently got reinstated after failure to send in my insurance information I got revoked. I thought everything was good

Then I get pulled over and find out I am suspended for no insurance. It was supposed to go to court and then Court got cancelled and I was never informed of any date they rescheduled it for so now I am suspended after being reinstated after revocation. Can I fight this somehow. ???

William Bailey
William Bailey
answered on Aug 11, 2020

There are certainly ways to fight this. I recently helped a client in a similar situation and we were able to have cases dismissed and avoid convictions on the others due to the confusion. It would be wise to have a lawyer help you with this.

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Minnesota on
Q: receive no insurance ticket in Minnesota, on probation for dui currently should I fight it?
William Bailey
William Bailey
answered on Feb 1, 2020

A common condition of probation for a DWI is that you not have any driver’s license or insurance violations. This ticket could result in a probation violation. I recommend having an attorney assist you to minimize the consequences of this ticket.

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1 Answer | Asked in Car Accidents and Insurance Defense for Minnesota on
Q: I was involved in an accident in which I was at fault, while driving someone else's car. How can I take responsibility?

The owner of the car was not present during the accident. I was driving. The owner's rates have gone up because of this and I have now heard that she is at risk of being sued. I want to do the right thing and take the responsibility away from her and on to myself.

Peter N. Munsing
Peter N. Munsing
answered on Nov 22, 2016

The insurance of the car you were in automatically covers the case, so nothing you can do there. They will provide her with defense if she is sued. Normally you would be sued. She is only at fault if she knew in advance you weren't a good driver.

So she is not personally liable. She...
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1 Answer | Asked in Insurance Defense for Minnesota on
Q: Do i have to pay half of my daughter's health insurance if she is over 18 and not enrolled in college?

She had graduated from high school, and not enrolled in a post secondary school at this time.

Kristen Bullock
Kristen Bullock
answered on Jul 10, 2014

Parents are not obligated to support their children (not including adult, disabled children) after they turn 18.

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