I'm in Ohio and need to find out how money from a specific account was spent. I have the necessary legal documents and authorization to access this information. Could you advise me on the process for obtaining detailed financial records, including how much money was spent, when, and where?

I am currently unemployed and struggling with significant debt. I am interested in obtaining a personal loan and would like general advice on the options available for someone in my position in New Jersey. What should I consider or prepare for when applying for a personal loan given my current... View More

I recently entered into a loan agreement where the payment options were outlined as $206 per month. Initially, I was told that after making one payment over the phone, the company would unlock my account on the app to make further payments there. However, they are now refusing to unlock my account... View More

I took out a loan for my brother with him as the co-signer, and I'm the primary borrower. I have a written agreement outlining his responsibilities, but he has not made payments on his car insurance, affecting my license validity. There's also been a lack of communication about car... View More

I am currently building a house in Arkansas, and there was an issue with the lender overpaying the builder by $18,000. This overpayment exceeded the agreed draw amount stipulated in our signed contract. We've reached out to the lender via email regarding this overpayment, but aside from an... View More

I am in New Hampshire, and my car was repossessed without any prior notification or warning. I recently discovered that my last month's payment was unintentionally short by $190, but I was not notified of this shortfall. There was no prior contact from the lender before the repossession. What... View More

I am currently located in California and I have a loan with Itria Ventures LLC that I couldn't keep up with due to onerous weekly payment terms, despite them offering new terms. I have signed a contract for these loan terms. I received written communication threatening a lawsuit against me for... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 11, 2026

The lawsuit you read about is most likely a separate case brought by specific parties or a government office, and individuals usually cannot simply add themselves to someone else's suit. Unless it is a class action that is sending out notices inviting affected borrowers to participate, there... View More

I was involved in a car accident in Massachusetts where another vehicle hit my car. A nearby bank has video footage of the incident. I've already contacted the bank and sent a letter requesting they preserve the evidence. My girlfriend was in the car with me, and she has written a statement... View More

I have some CDs at a credit union, and I was told to use the Tennessee Uniform Transfers to Minors Act (UTMA) wording when listing my grandchildren as Transfer on Death (TOD) beneficiaries. Can I specify that these funds be held until they reach age 25 instead of the default age of 21? I forgot to... View More

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Nina Whitehurst Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 10, 2026

Yes, the beneficiary designation for the UTMA account can specify a later age of termination up to age 25.

Kamiya Brown-Siscoe is trying to determine if there is a federal case against her involving M&T Bank in Annapolis, Maryland. How can she find out if such a case exists?

I am in New Mexico, and I have concerns regarding a loan from a private investor on my home, which is part of a family trust. At the time of the loan, it was my second home, and the documents stated "for commercial and business use only," even though the funds were used to pay off a... View More

I live in Florida and was recently scammed by someone who I believe is in Virginia. I was contacted through [method of contact] by someone claiming to represent Publishers Clearing House. They convinced me to open a bank account where they promised to deposit $21 million but instead, they only... View More

My fiancée's bank account in California has been frozen for about a month. The account was dormant for a year before a large sum was direct deposited from her work. After making two transactions within half an hour, the bank froze the account due to security alerts. One transaction cleared,... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 8, 2026

The single most important step is to verify exactly who you are dealing with, because a legitimate bank does not charge a fee like the $1,200 you describe simply to release a customer's own funds. A demand to pay to unlock an account is a common feature of fraud, so before paying anything she... View More

I experienced multiple unauthorized electronic transactions between March and April 2026. When I disputed them, the Bank of Hawaiʻi refused to open a Regulation E claim. I submitted written complaints on April 29 and May 12 to the bank’s Risk & Compliance Division and the Chief... View More

I transferred money from my bank account, which is solely under my name, to my father before my divorce proceedings began. Now, do I need to transfer that money back to my bank account to pay for the lawyer's fees in the divorce case, or can I pay my lawyer's fee using my father's... View More

In a Hawaii divorce case, can Automatic Temporary Restraining Orders actually freeze my bank account to the extent that I'm unable to pay my bills and transfer money? What are the implications for managing my finances during this process?

I recently wrote a check for $98 to a financial company in Tennessee, knowing that my Social Security deposit would be in my account by midnight to cover it. Unfortunately, they deposited the check late Friday, before the funds were available, causing the check to bounce. I'm concerned about... View More

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Anthony M. Avery Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 6, 2026

Go to the finance company and work it out. Use cash and get a receipt.

Can my husband's daughter, who holds Durable Power of Attorney (DPOA) for him, legally withdraw all the funds from our joint bank account and transfer them to another account I cannot access, without my consent? My Social Security income and pension have been deposited into this account for... View More

I recently won a civil case in California where the defendants did not debate the facts. I am exploring options for securing a loan now that the case has been won. What steps should I consider next, and are there lenders experienced in providing loans based on case outcomes?

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 5, 2026

Congratulations on the win, though it helps to know that a judgment in your favor and money in hand are two different stages. What you likely have now is a judgment, and the practical question is collecting on it, since the defendant doesn't automatically pay just because you... View More

I paid off my business loan with Citizens Bank in Rhode Island a couple of months ago, yet I keep getting billed for overdue payments. Despite bank assurances that all was settled, the issue persists. What actions can I take to resolve this frustrating situation?