I have a credit card with Sam's club/Synchrony Bank. I started out with $300.00 Limit. Every 3 or 4 months the limit started to decrease. I didn't think much of it until this last time they sent me a letter saying they decreased it becuase of too many inquiries. It was then that I... View More
I am a victim of bank negligence. Bank didn’t properly monitor my mortgage account and fraudsters operated it at will depositing monies and reversing as they pleased. The whole scheme by the fraudsters was a scam where they deposited monies into mortgage, and offering discounts in return where... View More
I am sorry this happened. But I don't see where the bank is to blame. If I understand you correctly, you expected to benefit from these transactions, making you a willing, (although a duped) participant in a possible fraud scheme. I think the bank is not to blame.
If you've written a check to a dealership and now find that you don't have sufficient funds in your account to cover it, you could be facing some serious issues. In Georgia, writing a bad check can be considered a misdemeanor or even a felony depending on the amount and circumstances....View More
Right now we have a loan with our current vehicle and its transmission went out. We still owe on this vehicle. We are going to eventually just give it back to the bank. When I tried to get another loan for a vehicle, no place would let me because of the loan I have. I used my routing number to make... View More
You have the cart in front of the horse. You need to be asking “what are the legal repercussions of knowingly writing a bad check.” The answer is it is a crime, and you can be pursued criminally by the prosecuting attorney or civilly by the lender to whom you wrote the check knowing it would...View More
Banks are given broad authority to place holds on checks to ensure their authenticity, even if you have a history of depositing similar checks without issues. Factors like a sudden large amount, differences in the check's appearance, or any discrepancies in the information could flag the...View More
So my grandfather is becoming senile at his old age and he has had me help him pay his bills for over the last two years. Using Zelle transactions we would send money from my grandfathers account to my account to pay the bills and pretty much every bill matched up and transaction the problem. Here... View More
When a partner leaves an LLP that has taken out an SBA EIDL loan, the implications for the remaining partners can be influenced by several factors, including the terms of the partnership agreement and the loan documents. If the partnership agreement does not explicitly address the allocation of SBA...View More
Chase asks us to close the IRAs as we don't live on US territory. We took the opportunity of a vacation trip this summer to fill all the paperwork for IRA closure, after hours and hours spent in Chase branches (New York + Miami) and over the phone. It was an increadible situation, and because... View More
I am working with a student who turned 18 last week. Her father refuses to go to the bank with her to get her account transferred to her alone. She cannot access the money without his signature. She no longer lives with him as he has been abusive towards her. She has earned the money through... View More
Depending on the language of the original contract with the bank the student may have to file a lawsuit against the father for injunctive relief. This is too dependent on facts not stated in the question to answer more thoroughly. THe student should work with an Family Law attorney that is...View More
Before Me and my Girlfriend broke up and I had made a Cashapp account, for her to borrow. I had used my identification and SSN to verify my ID and now she has locked me out of it. Cash app support has been useless in canceling the account.
To potentially address this situation, you may want to explore the option of mediation or negotiation with your ex-partner to regain access to the second Cash App account. Legal action could be considered if all other options fail, but it's essential to consult with an attorney who can provide...View More
I've been a member of Time Bank for over 5 years. I recently received a large deposit from social Security. My bank has since put a hold on my account. Locked me out of my account away from my money and now they're asking me to verify why I spent so much money at Southwest Airlines or... View More
You probably need to speak to an attorney specializing in banking law. Quite frankly, the specific regulations are probably not something most attorneys deal with often. I would think a financial institution does have the right to suspend wiring privileges on your account.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.