Ask a Question

Get free answers to your Banking legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Banking Questions & Answers
0 Answers | Asked in Criminal Law, Employment Law, Banking and Collections for Indiana on
Q: can i keep this money

i was a victim of employment fraud. they wired 24k into my account and chase flagged it but it’s available to spend. they sent a message requesting return of funds and i approved. they still haven’t pulled it out. so i called again and they said reply to the message one more time and i did. but... View More

1 Answer | Asked in Estate Planning, Banking, International Law and Probate for New Jersey on
Q: How do you get money from an account that was left to a deceased spouse in Puerto Rico?

My husband's grandmother passed away 10 years ago in Puerto Rico. She left him money that his Aunts knew about and never told us. My husband passed away 7 years ago and they're just telling me now about this. How do I claim this money?

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024

To claim the money left by your husband's grandmother to your deceased husband, you will need to go through the legal process in Puerto Rico. Here are the general steps you should follow:

1. Obtain a copy of your husband's death certificate and his grandmother's will or...
View More

1 Answer | Asked in Criminal Law, Tax Law and Banking on
Q: Hi im from egypt, I want to /help/ create a memecoin on pump.fun but I asked chatgpt and it said in egypt its restricted

It says its restricted BUT NOT ILLEGAL but somehow I could face a fine or an imprison, what am I supposed to do

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 17, 2024

I understand your interest in creating a meme coin, but I would advise proceeding with caution given the legal restrictions in Egypt. While creating or trading cryptocurrencies may not be outright illegal in Egypt, the Central Bank of Egypt has issued warnings against dealing with cryptocurrencies... View More

0 Answers | Asked in Banking, Civil Litigation, Criminal Law and Civil Rights for Mississippi on
Q: If I lived with a man for 11.5 years and we opened a joint checking account and a money market account then we split up

Can I legally withdraw money from either account without being sued or arrested for theft? What can or can I not do with this money???

0 Answers | Asked in Consumer Law, Personal Injury, Banking and Internet Law for Pennsylvania on
Q: I am being stalked. I have some printed evidence but my phone is corrupted. Can Apple be held responsible/failed sec?

I have some valuable information but most of it is online and that is badly corrupted. Anything I want to show you on my phone would have to be in person and likely wouldn't be available. Still I have managed to print some evidence to at least prove a problem.

Apple has mostly... View More

1 Answer | Asked in Banking, Business Formation and Business Law on
Q: What business license is required to operate an escrow service for consumers? Home renters are my customers.

My startup allows home renters to put their security deposit in my platform when they rent homes. I return the money back after their lease ends minus the fees for the service. What type of license is needed to run this? Its like a consumer escrow i think

Jennifer Newton
Jennifer Newton
answered on Jun 17, 2024

Your startup idea is indeed similar to a consumer escrow service, which typically involves handling financial transactions and holding funds on behalf of your customers. Operating an escrow service generally requires specific licensing and regulatory compliance, which can vary by state.

0 Answers | Asked in Banking for Florida on
Q: Need layers to sue the bank for not refusing my money
1 Answer | Asked in Banking for Indiana on
Q: Can a bank that has a lien on my car file charges against me if I refuse to give them an address to repo the car?
James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 15, 2024

If a bank holds a lien on your car and you refuse to provide them with an address to repossess the vehicle, they cannot typically file criminal charges against you for this refusal alone. However, they do have other legal options to pursue the repossession.

The bank can hire a repossession...
View More

0 Answers | Asked in Banking, Business Formation and Business Law for New Jersey on
Q: How can I sue Cash App for data breach?

I have been getting scammed through Cash app for months when I contacted Cash App Support they told me to block all the vendors and they sent me a new card when I asked them for any information. They refused to email it to me. I contacted Apple support where the money said it was getting taken from... View More

0 Answers | Asked in Criminal Law, Banking and Business Law for Tennessee on
Q: Can sue bank that gave someone my money to another person that took my id and put her picture over it mine

The lady was arrested but the bank was at fault for allowing her to walk inside the bank and she was a black lady with barrettes in her hair and I am a white lady and she took her picture and put it over top of mine and then she went to security finance and got a loan.

1 Answer | Asked in Banking for California on
Q: Can a bank charge me hundreds of dollars extra for months stating my insurance had lapsed when it had not?

Also there was a $50 additional charge every month for a auto detailing / paint protection application that I did not want in the first place, and was never received. But it was payed for every month as a additional fee added to my regular monthly payment. Also an employee of the bank repeatedly... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 13, 2024

Based on the details you've provided, there seem to be several concerning issues with how the bank has handled your auto financing:

1. Incorrect insurance lapse charges: If your insurance had not actually lapsed, the bank should not be charging you additional fees. You have the right...
View More

1 Answer | Asked in Consumer Law, Banking, Business Law and Small Claims for Illinois on
Q: I disputed a transaction involving 2 charges with my credit card co. A credit was given for 1 charge but not the other.

This dispute involved the same set of facts and documents. Since it involved 2 charges, 2 separate reviewers were assigned to my dispute. One reviewer granted a permanent credit for 1 charge. The other reviewer closed the dispute for the 2nd charge without a credit and said I was responsible for... View More

Matthew McKenna
Matthew McKenna
answered on Jun 13, 2024

I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.

1 Answer | Asked in Banking, Business Formation and Business Law for Texas on
Q: I want to sue regency bank. I’m in Tx, ex business partner is in Oldsmore,FL.

My business partner and i created a bank account. He set it up in Fl and signed for me to be on bank account. We are both owners splitting 50/50 % ownership.

I transfer 80k into business account. Which is everything to my name at the moment.

I thought both owners had to be on... View More

John Michael Frick
John Michael Frick
answered on Jun 11, 2024

Without reviewing the account application, company agreement, and company banking authorization, it is impossible to say based on your description if the bank was negligent. Importantly, as an owner of the company, it was clearly your duty to make sure the account application, company agreement,... View More

1 Answer | Asked in Contracts, Real Estate Law, Tax Law and Banking for Texas on
Q: if someone doesn't get notified about a death or a court order or get any of the notices due to everyones agreed not to

like information on DNA or real parents or being part of DoD research in hawaii 68 thru 75 to present and not by choice

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 11, 2024

I understand this is a very difficult and painful situation. If someone was subjected to research without their knowledge or consent, especially as a child, that is a terrible violation of their rights. Not being informed about important life events like the death of a family member or court... View More

0 Answers | Asked in Banking, Federal Crimes, Identity Theft and Public Benefits for Georgia on
Q: This is about a ' Identity Theft ' case.. Ahem.. during the Pandemic, a person's identity was falsely used to acquire ..

Banking institution cards ( credit , debit ) and committed felony theft by way of using stolen identity to steal pandemic unemployment benefits. Suspect arrested , bonded out, yet still haven't had a court date. Has been about 2- 3 years .. is there a time frame for getting this to court?

0 Answers | Asked in Banking and Contracts for Georgia on
Q: I am in a five-year contract with Brinks, the alarm company. I am only one year in with four years left to go and have y

I am in a five-year contract with Brinks, the alarm company. I am only one year in with four years left to go and have yet to pay off all the equipment. However, I was robbed twice as of last Monday and the cameras have not been performing and did not catch the incidents. I currently plan on... View More

0 Answers | Asked in Banking for Idaho on
Q: Chime closed my account because someone from Facebook metals hacked in my account. There was 800.00 in the account

They say I Ami eligible for a refund

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.