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Insurance Bad Faith Questions & Answers
0 Answers | Asked in Insurance Bad Faith and Wrongful Death for North Carolina on
Q: Can I sue an insurance company for mistakingly denying my father a heart treatment then him dying 2 weeks later?

My father was supposed to have a heart procedure that was going to help his heart. We found out the day before the procedure that the hospital had a ‘scheduling issue’ that was due to the insurance company denying the request. At the ‘urgent appeal’ of his doctor, they admitted the mistake... View More

2 Answers | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: My grandma purchased from national life in 1986. She’s paid twice what the policy is worth. Should she still be paying?

She feels like she has been completely miss lead. We already filled a complaint with the department of insurance and are waiting for them to investigate.

Adam Stoddard
Adam Stoddard
answered on Nov 15, 2024

It really depends on what the insurance policy and terms say. Your grandma's relationship with National Life is contractual. If she is paying a monthly or annual premium to keep the policy active, if she stops paying, she may no longer be able to receive the benefits of the policy. You should... View More

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0 Answers | Asked in Criminal Law and Insurance Bad Faith for Indiana on
Q: I need to get a copy of a check that was illegally cashed without my mortgage company's signature. How do I do this?

The copy of this very large cashed check sent by my insurance company did not have any signatures on it. I want the copy from the bank that cashed it to see if forgery was committed. But the bank that cashed it will not release it to me since I am not the customer and I wanted to know is it... View More

0 Answers | Asked in Car Accidents and Insurance Bad Faith for Minnesota on
Q: What do I do if an insurance co is refusing to pay the value of my car that was totaled in an accident?

My son was in an accident on June 13th; the other driver ran a stop sign and was found at fault. Our car was totaled and there was a 3rd vehicle involved that was damaged as well. The driver's insurance co (The General) said they determined the value of my son's car was $4500 but... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: My homeowners mailed me a letter of non renewal. Is it just me they are dropping? My last company left NJ

It says they submitted a block nonrenewal plan to the NJ Department of Banking & Insurance. It says the dept has issued a letter acknowledging the company's plan. It also says if I believe their decision to cancel my policy is not in compliance w/NJAC 11:2-20.2 I may file a written complaint.

1 Answer | Asked in Personal Injury, Antitrust, Business Law and Insurance Bad Faith for California on
Q: Denial of Access to Recordings General Order GE N-011-00= Due Process

"Several bailiffs were called to the courtroom as a precaution. Plaintiff and Defendant's Counsel argued.

Plaintiff accused Defendant's Counsel of committing fraud and the Court of lying. The Court

reviewed Plaintiff's offered evidence- an email from... View More

James L. Arrasmith
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answered on Nov 14, 2024

Your concern about maintaining an adequate court record for appeal is valid, especially given the Jameson v. Desta precedent highlighting how crucial verbatim records are for appellate review.

If court reporters aren't being provided, you have several immediate options: First, you can...
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0 Answers | Asked in Contracts and Insurance Bad Faith for Oregon on
Q: My roofer who put on new shingles forgot some flashing and I had about $11K of water damage. My insurance won't pay out.

Their reason for not paying out is that the roofer paid for the repair. The policy states that they wil cover for this sort of event. With an auto accident the insurer pays you a fair amount - regardless of whether you decide to repair or how much you pay for the repair. Is home insurance different?

1 Answer | Asked in Insurance Bad Faith for California on
Q: Attorney claiming to have power of attorney. Need help

Attorney claiming to have power of attorney over me without any authority from me used to obtain two mortgage loans for a way of paying himself out for attorney fees he claims i owe using his financial institution and his mortgage institution not only had he used the same form to file both separate... View More

James L. Arrasmith
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answered on Nov 15, 2024

This appears to be a serious case of potential fraud and unauthorized use of power of attorney, which could constitute both civil and criminal violations in California. You should immediately gather all documentation related to these mortgage loans and any communications with this attorney.... View More

0 Answers | Asked in Insurance Bad Faith for Mississippi on
Q: My short term disability is saying I owe 3k now but in august they told me in writing there was no overpayment do I owe

Please see the attached approval letter for your Short Term Disability claim. We have approved your claim through June 22, 2024 and closed your claim. There is no open overpayment pursuit on your claim, please disregard that. We appreciate your patience. For benefit inquiries please contact... View More

0 Answers | Asked in Military Law, Banking and Insurance Bad Faith for Alabama on
Q: Im a veteran (100%) I have been a member with USAA for over 10 years. Over the last year I feel theyve done things illeg

regarding my account. I have disputed charges and was told by the vendor and by USAA they accept fault but for only half so I was deducted nearly $1000 for this. I also have a homeowners claim in which they wrote it up despite all my evidence that it was wind damage and made me pay a $10k... View More

0 Answers | Asked in Contracts, Civil Litigation, Construction Law and Insurance Bad Faith for New Mexico on
Q: I am seeking advice on what type of lawyer or attorney I need to consult.

I am seeking advice on what type of lawyer would be appropriate for a situation where my parents' home was damaged in a fire and deemed a total loss by their insurance company. The insurance company hired a company of their choosing to rebuild the house, but now the contractor is billing my... View More

0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: What type of lawyer do i need for CONTESTING an AUTO PREMIUM INCREASE & how should i most effectively go about it?

on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: What type of lawyer do i need for CONTESTING an AUTO PREMIUM INCREASE & how should i most effectively go about it?

on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More

Tim Akpinar
Tim Akpinar
answered on Nov 19, 2024

A Washington attorney could advise best, but your question remains open for two weeks. There are attorneys who handle insurance-related litigation. It sounds like you already have an attorney handling ticket-related aspects of the matter. In terms the insurance premium issues, it's worth... View More

1 Answer | Asked in Insurance Bad Faith for New York on
Q: I was rear-ended at a red light by 2 vehicles and injured badly. The claims adjuster will not give me any lost wages

This process has been dragged since the day of the accident which is July 24, 2024. I’ve received one very small payment in almost 4 months. I feel like I’m being punished for even filing

a claim… I’ve had utilities shut off, car insurance policy cancellation, phone shut off, etc.... View More

Tim Akpinar
Tim Akpinar
answered on Nov 2, 2024

I'm sorry about your accident and the upheaval that it has caused in your life. I hope you are okay and recovering from your injuries. What you describe is not uncommon. Although no-fault benefits under New York insurance law cover medical expenses and lost wages, self-employed claimants often... View More

0 Answers | Asked in Car Accidents and Insurance Bad Faith for Florida on
Q: How can i get compensation for someone damaging my car and insurance will not cover?

Someone crashed into my car while parked and their insurance wanted to total my car then decided to drop the claim through a text message. I called my insurance and they said I will be responsible the $1000 deductible and likely will impact my 0 accident history. The car is a 2023 Camry bought new... View More

0 Answers | Asked in Consumer Law and Insurance Bad Faith for New Jersey on
Q: we have 4 no fault accidents in the period of 1.5 years. 1 stone hit windshield; 2 deer hit the vehicle; is there chance

Allstate have sent a notice of non-renewal. Me and my wife have 2 vehicles. Zip code 08857. Are there chance to win this?

0 Answers | Asked in Criminal Law, Insurance Bad Faith and Insurance Defense for Florida on
Q: Can a handyman get in legal trouble for insurance fraud if a home owners uses their name/business without them knowing?

So my husband is a handyman. An insurance fraud agent has showed up on our doorstep and wants to speak with my husband and says he has some documents. So he showed up and said that my husband performed work for this client and there is a payment receipt to prove it. However he had insurance... View More

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