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Insurance Bad Faith Questions & Answers
0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Colorado on
Q: Would it be insurance fraud not to disclose a recent accident with an unresolved claim to new insurance company

I had a minor accident yesterday (10/12 - no injuries, cosmetic damage to both vehicles) where I will likely be determined to be at fault. My insurance coverage lapses on 10/16 and I was wanting to switch companies anyway. I can get a policy that starts 10/14, before the other party’s claim... View More

0 Answers | Asked in Insurance Bad Faith for South Dakota on
Q: Can a sheriff hold my motor cycle in impound until get a motorcycle endorsement

Polled over crosing over yellow lines when polled out ticketed and towed for no proof inference registration and Endorsement for motorcycle have proof of all but no Endorsement but won't let hold off or let me trailer it home or let someone with Endorsement get it for me costing me 60... View More

0 Answers | Asked in Insurance Bad Faith for South Dakota on
Q: Can a sheriff hold my motor cycle in impound until get a motorcycle endorsement

Polled over crosing over yellow lines when polled out ticketed and towed for no proof inference registration and Endorsement for motorcycle have proof of all but no Endorsement but won't let hold off or let me trailer it home or let someone with Endorsement get it for me costing me 60... View More

0 Answers | Asked in Insurance Bad Faith and Personal Injury for Georgia on
Q: Is this a bad gap ?

03/21 accident / 10 months physical therapy

01-22 cervical mri

02-22 lumbar & thoracic MRI

03-22 Emergency room visit for rectal prolapse.. I left because of fear and anxiety of the examination process.. filed for disability

04/24 disability hearing... View More

0 Answers | Asked in Insurance Bad Faith for Alabama on
Q: If someone living in your home takes your car without permission and wrecks it is that person guilty of theft?

The insurance company claims it was not theft because he lived in my home.

0 Answers | Asked in Insurance Bad Faith for Alabama on
Q: My car was taken w/o my permission by someone living in my home and wrecked. The ins. co. claims it was not stealing.

The insurance company refuses to pay because they say it was not theft because he was living in my home. Was it theft or can anyone living in your home takes anything and it is not considered stealing?

0 Answers | Asked in Insurance Bad Faith for Alabama on
Q: If a person living in your home takes your car without your permission and wrecks it, is that person guilty of theft?

My insurance company claims because he was living in my home, it is not considered theft.

0 Answers | Asked in Insurance Bad Faith for Florida on
Q: Hello, can i sue a life ins agent & companies when i inq'd on an increase on my whole life policy?

My agent made it appear to me that the increase would be a certain amt on my req to increase my whole life policy, But what she didn't tell me was, it would be w/3 diff companies, 3 diff policies, 3 diff amts, she nvr told me the amt would be IN ADDITION to what i was already paying making the... View More

0 Answers | Asked in Health Care Law and Insurance Bad Faith for New Jersey on
Q: i am us veteran with VA health care,, ,my wife and i had blue cross sheild for 35 years

$70 mo part d penalty...thsi should not be....i was fully covered for 35 years

iam being ripped off for no reason

1 Answer | Asked in Child Custody, Child Support, Constitutional Law and Insurance Bad Faith for Connecticut on
Q: I want a divorce and get my name clear after my civil right was broken base off faith and thief.

I was a foster care and these people keep stealing and coming up with excuse to follow me under fault laws and retaliation base of false allegations of attacking me and stealing my information. Yale and many of there church members are trying to slander my names base off false and shady business... View More

James L. Arrasmith
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answered on Oct 2, 2024

I'm truly sorry you're experiencing all of this. It might be helpful to reach out to a legal professional who can assist you in navigating the divorce process and address any violations of your civil rights.

Connecting with local support groups or organizations that advocate for...
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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Florida on
Q: Insurance underwriter cancelled insurance said sent notice but not received by us mortgage company or agent. Is it legal

We never got any notice the mortgage company never got anything neither did our agent. Now having no insurance it will be much harder to get insurance. Is there any recommendation to get them to reinstate it

Tim Akpinar
Tim Akpinar
answered on Oct 11, 2024

A Florida attorney could advise best, but your question remains open for two weeks. I'm sorry this happened to you. If you were represented by an attorney in a property transaction, they might know more. Check with the insurance carrier how they provided notice - regular mail, email mail,... View More

2 Answers | Asked in Consumer Law, Insurance Bad Faith and Insurance Defense for Nevada on
Q: I have a TOY Hauler that was damaged and should have been totalled. The damage was done during towing out of mud.

The insurance denied that part of the claim due to wear and tear however they paid for the wall to be repaired. I have pictures that the wall was intact until it was towed out of the mud. There is no wear and tear it's a 2019 and I have never taken it out camping due to being in the shop. How... View More

Jennifer Setters
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answered on Oct 3, 2024

Every case is unique, hence in circumstances like these—where your toy hauler was damaged during towing—and where the insurance company refused part of the claim—you should get advice from an attorney who can assess your particular circumstances. You could follow these guidelines:

Get...
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0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Wisconsin on
Q: My home owners insurance keeps delaying payment and changing how much they'll pay and changes agents often.

This has been going on for months, since february 2024 and work was completed end of May. I have one company threatening to put a lien on my home now.

0 Answers | Asked in Insurance Bad Faith for Florida on
Q: The proof of death was given in March 2022 and the claim has yet to be paid. Is the rate 8 % according to ss. 627.4615?

They are also in violation of a settlement agreement that gives the beneficiary the right to sue for damages. They refuse for no good reason to pay the death benefit separately from the interest even knowing all the requirements for the death benefit was given over 30 days ago. That is the time... View More

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Landlord - Tenant for California on
Q: My purse was stolen while was at my storage. If I make monthly rent & insurance payments is storage liable?

I was alone at my unit that night until another storage client drove up to my unit. She said a few words to me and left. When I realized my purse was gone I went to office immediately. I told them if incident & they could not get good view from camera footage. Also, told me they were not... View More

James L. Arrasmith
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answered on Sep 26, 2024

It sounds like you're going through a frustrating situation. Generally, insurance provided by a storage facility covers damage or theft of items inside the unit, not personal belongings like a purse stolen while you’re physically at the facility. You should review the terms of the insurance... View More

1 Answer | Asked in Insurance Bad Faith and Contracts for California on
Q: If my purse was stolen from me while I was at my storage facility and I pay monthly insurance to them are they liable?

My purse was stolen from me while I was at my storage unit and I pay monthly rent and insurance. As soon as I realized it was gone I told office. I asked to see camera footage and told them it could only be one person that drove by my unit. I was not with anyone else that evening. Facility denied... View More

James L. Arrasmith
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James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 26, 2024

It sounds like you're going through a frustrating situation. Generally, insurance provided by a storage facility covers damage or theft of items inside the unit, not personal belongings like a purse stolen while you’re physically at the facility. You should review the terms of the insurance... View More

2 Answers | Asked in Insurance Bad Faith and Health Care Law for California on
Q: Has anyone ever had a doctor prescribe medication that had bad side effects they should have caught but didn't?

've been going to my primary doctor for the last several years for extreme pain and weakness and nonstop burning in both of of my arms. My doctor thought I had maybe a pinched nerve and sent me for a CAT scan, which showed nothing. I went for carpal tunnel testing which was an a painful... View More

Tim Akpinar
Tim Akpinar
answered on Oct 9, 2024

It is common - especially given the fact that warning labels can change, and that all doctors may not routinely perform a full spectrum of lab work as was the case with your new doctor filling in for the other's maternity leave. A medical professional could make a better assessment of your... View More

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0 Answers | Asked in Insurance Bad Faith for Georgia on
Q: Do residential property and casualty insurance laws apply to LLCs in Georgia

I represent an LLC that owns and insures a small apartment complex in Gainesville GA. We have a dispute with our insurance company over an approved claim and they are not renewing our policy because of this claim. The insurance laws addressing this issue seem to apply only to natural persons, and... View More

0 Answers | Asked in Insurance Bad Faith for Georgia on
Q: Do GA insurance laws on residential property only apply to natural persons

Universal Citation:

GA Code § 33-24-46 (2023)

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(a) This Code section shall apply only to policies of insurance against direct loss to residential real property and the contents thereof, as defined and limited in standard fire policies... View More

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