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Insurance Bad Faith Questions & Answers
1 Answer | Asked in Contracts, Insurance Bad Faith and Insurance Defense for Missouri on
Q: i got a certified letter to do a statement under oath from my car being vandalized. the date of loss is incorrect

the letter was from the attorny that is representing my insurance company. it has all the details like policy number ,date of loss which is incorrect. they are a month off

Ronald J. Eisenberg
Ronald J. Eisenberg
answered on Jan 30, 2023

What’s your legal question? Letter from whom?

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Products Liability for California on
Q: My vehicle was vandalized I filed a claim with my insurance

I took my car to get seen a body shop. They body shop took my car and said they could start the vehicle today. The insurance company then approved it 3 days later and by the next morning they declined it and was under investigation. No one is giving me anything answers. My car is now done. I sent... Read more »

0 Answers | Asked in Contracts, Health Care Law, Insurance Bad Faith and Nursing Home Abuse for Michigan on
Q: A senior with dementia is being billed ($5K), for remaining in a residential facility, without her knowledge or approval

The senior was living in her own apartment. She was later sent to a residential facility (Kit Heaven) for physical therapy (lasting 2/3 weeks). After receiving therapy on two other different occasions, the senior was returned back to her apartment. However, On the 3rd trip, to Kit Heaven, the... Read more »

1 Answer | Asked in Car Accidents, Health Care Law and Insurance Bad Faith for California on
Q: i have paid to my union 50 thousands dollars for health and welfare got into accident n owe 40 k was coverd

Crashed a company vehicle and at the time I had worked over the years. Nearly 8 thousand hours. Nearly 50k has been payed for my health and welfare. From 2015-2018. These years I wasn't even covered. I have evidence of all this with documents. It's crazy to me that my credit has been... Read more »

William John Light
William John Light
answered on Jan 30, 2023

Unclear what you are asking about. If you were in a company vehicle, the company's auto insurance should have applied, including Medical Payments and Uninsured/Underinsured Motorist coverage (if the collision was the fault of another party). If you are asking about medical coverage, it would... Read more »

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Illinois on
Q: I filed an appeal with my past insurance, and won. They won't send me a letter or email showing the records. allowed?

I filed an appeal with my past insurance, and won. They agree to remove the misrepresented/Fraud they marked on the claim as well as remove the claim so it would not effect me getting insurance with other company's. When I asked for a letter to show proof, or a email they said they can't... Read more »

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Products Liability for Pennsylvania on
Q: I purchased a vehicle from a local auto company in Harrisburg pa. My car was vandalized and my insurance company total

The car out. I was told that I had to return the car . And I would have to come up with additional money for a down payment on a new vehicle. And my initial down payment would not be refunded . Is this even legal?

1 Answer | Asked in Insurance Bad Faith for Florida on
Q: My insurance has comprehensive coverage which covers flooded cars. My adjuster is claiming that it wasn’t flooded.

My insurance adjuster called me today asking me really detailed questions that I’ve already answered before and asking me things he should’ve been asking a mechanic. My mechanic stated that the car was a total loss due to flood after several diagnostics and my adjuster ignored him and stated he... Read more »

Charles M.  Baron
Charles M. Baron
answered on Jan 26, 2023

There are good and bad insurance companies, and the bad ones routinely deny valid claims and/or are extremely stingy because they figure their resulting higher profits will outweigh the losses caused by lawsuits. When an insurance company has no rational basis for its denial or stingy offer,... Read more »

0 Answers | Asked in Insurance Bad Faith for Alabama on
Q: My husband just died and left his entire $1,000,000 life insurance policy to his sister. We have minor children.

He told me I was beneficiary. Life insurance policy was paid for 12 years from our joint account. Married over 17 years. 2 minor children. Do I have cause to contest this?

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Alabama on
Q: My Auto Insurance (SF), and I were in agreement with the (ACV) that they would pay ($52k) but they lowered it to ($40k)

We (State Farm and me)had agreed on the payment of $52,009.08

This was in November. I would be on a call with them (insurance) and we would make a three way call with my lease holder, so (State Farm) could make the $52k payment to them, multiple times but the lease holder wouldn’t answer... Read more »

0 Answers | Asked in Insurance Bad Faith and Collections for Washington on
Q: Travel protection claim approved, insurance sent payment to a zelle account w/o verifying or notifying me- I cant access

The claim settlement was approved and the bottom of the notice said I had 4 days to set up Zelle or the money would come as a check.

However I was never asked what form of payment I preferre.

The insurance adjuster didnt even contact me to verify if the account she found was... Read more »

0 Answers | Asked in Insurance Bad Faith and Products Liability for New York on
Q: What rights do I have if a vehicle is registered and insured to me but my name isn’t on the title.

I wanted to purchase a car from my friend here in NY state. We agreed that the title stays under his name until I pay it off (payments weekly) but I can still register and insure it so I can drive it as I’m paying it off. We agreed to making payments but there was no paper being signed. This was... Read more »

0 Answers | Asked in Medical Malpractice, Collections and Insurance Bad Faith for Washington on
Q: What kind of lawyer should I work with to help me with a medical bill I have paid, but is still showing on my account?

I received a bill for medical service provided in March 2022. I paid the bill in May 2022. The medical provider has kept the bill on my account. I have called customer service multiple times, I have submitted a copy of the endorsed check that the medical provider has cashed in May 2022. The medical... Read more »

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Personal Injury for Texas on
Q: Can a insurance adjuster fill out a PIP claim for the insured without written consent?

Can the adjuster set up a claim & authorize the Release of Personal Health Information without the insureds written consent? I was advised the insurance company can create a claim & process payments without notifying the insured. Specifically, the insured is not required to complete &... Read more »

0 Answers | Asked in Estate Planning, Personal Injury, Insurance Bad Faith and Probate on
Q: Why don’tI get what’s supposed to be mine?

My dad was in a near fatal accident in 2011. During litigation and on the settlement, it stated that anything left over from my dad settlement would become mine in the event of his death. Upon his death, I found out that an annuity was not written up properly that was not caught because we were... Read more »

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arizona on
Q: what should i do if i havent made a payment towards my car insurance and my car caught fire

my card on file was on auto pay, i received a new card and didnt notice the insurance hadnt been paid. i never received any form of notice informing me the payment was declined. resulting in the cancellation of my insurance.

John Michael Frick
John Michael Frick
answered on Jan 22, 2023

If your insurance was canceled due to nonpayment of the premium, you’re going to have to pay for the repairs or buy a new car out of pocket. I wouldn’t expect insurance to cover it.

0 Answers | Asked in Consumer Law, Contracts and Insurance Bad Faith for Washington on
Q: consumer protection? renters insurance/loss mitigation vendor liable 4 fraudulent billing personal property damage/loss

Residential renters coverage, filed small fire claim. Insurance sent company of their choice to 'mitigate' loss.

Within 1 day of arriving to property, I contacted insurance adjuster and manager of mitigation company. Unprofessional conduct, negligent handling of personal property... Read more »

1 Answer | Asked in Insurance Bad Faith, Personal Injury and Car Accidents for Washington on
Q: What should I do when an insurance company keeps removing my uploaded documents on their claims website???

The insurance company continues to remove my documents that I have uploaded to their website and to which I was instructed to do so by the claims team. I have asked via text and email as to why this is happening and have not received a response. This has been happening every time I upload a... Read more »

Tim Akpinar
Tim Akpinar
answered on Jan 29, 2023

A Washington attorney could advise best, but your question remains open for two weeks. One option is to ask them if there is a technical glitch with either the site or the formatting of the documents, and if so, will they accept hard copies by certified mail. Also ask them if they are downloading... Read more »

1 Answer | Asked in Insurance Bad Faith for Delaware on
Q: I have an insurance that is refusing to pay for a benefit I was assured they would pay for before getting it.

I have screenshots and emails saying they will but still deny benefit.

Tim Akpinar
Tim Akpinar
answered on Jan 25, 2023

A Delaware attorney could advise best, but your question remains open for a week. If they issued you a denial form or a denial letter, it's possible those could outline your recourses, in terms of litigation, arbitration, etc. There aren't many details here, but one of your options is... Read more »

0 Answers | Asked in Insurance Bad Faith, Traffic Tickets, Car Accidents and Insurance Defense for Georgia on
Q: Need help fighting insurance for wreck to get my vehicle fixed.I went to court on 1/11/23 and pled not guilty.

I have court on 3/7/2023

I was in a wreck on 12/16/2022.

I got a citation for improper use of the central lane of the highway (40-6-126).

I was traveling down Flippen Road and had just crossed through the light at Hudson Bridge Road.

Traffic was heavy and the left... Read more »

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Indiana on
Q: Car insurance is not paying out for the accident. What ca be done?

My daughter's car was hit from behind on December 16 2022. Insurance company has made no movement on paying out the car. Her car has been in impound. She has been paying ride shares and walking to work. What can she do? Does the insurance have time requirement to resolve the issue?

Tim Akpinar
Tim Akpinar
answered on Jan 28, 2023

An Illinois attorney could advise best, but your question remains open for two weeks. Some of your primary options include attempting negotiation with the carrier, filing suit in small claims court or civil court, or arranging a consult with an attorney to discuss them filing suit or continuing... Read more »

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