Lawyers, Answer Questions  & Get Points Log In
Insurance Defense Questions & Answers
1 Answer | Asked in Car Accidents, Insurance Bad Faith, Insurance Defense and Personal Injury for California on
Q: can you sue your insurance company and your lawyer after a accident if release of liability was never signed?

I was in an auto accident in 2021, I was never told if the other insurance or my insurance was covering the repairs or medical bills. i was not able to get in touch with my insurance after countless emails and phone calls, my insurance finally responded in Nov. of 2022. I was without a car and... Read more »

James L. Arrasmith
PREMIUM
James L. Arrasmith PRO label
answered on Mar 25, 2023

Whether you can sue your insurance company and your lawyer after an accident depends on the specific facts and circumstances of your case. However, if you have suffered damages as a result of the accident and believe that your insurance company and/or lawyer did not act in your best interest, you... Read more »

0 Answers | Asked in Antitrust, Business Law, Insurance Bad Faith and Insurance Defense for Utah on
Q: Is it legal for a medical services company to give gifts to insurance brokers?

The company provides telemedicine services (not insurance) and the brokers sell the company's products to employers.

0 Answers | Asked in Animal / Dog Law, Federal Crimes, Insurance Defense and Libel & Slander for New Jersey on
Q: Hello. I am hoping you may be able to give some direction. My dog was Stolen in Matawan New Jersey an entire year ago la

last February by the Breeder who disguised friendly offers to dogsit. She then forged a "surrender of ownership". (see #BringPuppyCashHome) We live in Manhattan and first reported the theft in our Neighborhood precinct. However given the theft took place in New Jersey (the breeder sent a... Read more »

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Florida on
Q: I have a settlement that was made back in November 2022 and the insurance company went into receivable so FIGA took over

And I have not received any settlement, checks up-to-date, and the lawyer can’t do nothing according to his words… what can I do to receive the settlement check please help me out

1 Answer | Asked in Car Accidents and Insurance Defense for Florida on
Q: What can my parents do protect him and themselves since the car is in their name and they provide insurance?

My little brother just got his license was already involved in a hit and run. The other driver took off before the cops were contacted and a report was never made because my brother panicked and he also left the scene of the accident. The damages are estimated to be around $2000.

Charles M.  Baron
Charles M. Baron
answered on Mar 20, 2023

[Re-posting due to typo in prior post] You need to clarify your inquiry regarding "took off before the cops were contacted". Someone called 911 and gave identifying info, and then both drivers fled? Or the police were never called? The drivers can ID each other, or not? If no one... Read more »

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Colorado on
Q: so i went to the chiropractor that was out of network with my insurance so the chiropractor submitted a claim to them af

so i went to the chiropractor that was out of network with my insurance so the chiropractor submitted a claim to them after my visit to see if they would make an exception. my insurance sent me claim documentation and they approved to cover $78 of the total meaning i would have to pay $178 out of... Read more »

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Personal Injury for Tennessee on
Q: My wife took out an insurance device in my name for a work place injury I suffered for her personal gain.

She never told me about nor never asked if I wanted it. She pocketed the money and refuses to pay it back to me. Is this legal? Does it cross into criminal?

I didn't know the policy existed until the insurance company contacted me directly to ask if i were happy with their service.

0 Answers | Asked in Insurance Defense for Florida on
Q: If I have a renters insurance policy through progressive and an E-Bike insurance policy through Velosurance and...

...something happened to the E-bikes, like theft or damage covered by both policies. Can I claim the E-bikes on both policies?

2 Answers | Asked in Car Accidents and Insurance Defense for Florida on
Q: If I’m getting sued should I pay off my car if I have the money? Car insurance won’t settle with person from accident

I rear ended someone and my insurance hasn’t settled the claim so I’m going to get sued

Terrence H Thorgaard
Terrence H Thorgaard
answered on Mar 11, 2023

If and when you actually get sued, notify the insurance carrier of the lawsuit; they are required to hire an attorney to represent you, and pay any resulting judgment (up to the policy limits).

View More Answers

0 Answers | Asked in Car Accidents and Insurance Defense for Missouri on
Q: Is Diminished value something an insurance company can refuse to pay or is it a law they have to pay it in missouri?

my Jeep was hit by a tow truck while parked in front of my house. I was not in the car so they accepted 100% at fault. So ,can I be denied that diminished value claim. My jeep had 6000.00 in damages and is being repaired. The Missouri Dept of Insurance said this and i quote " There is no... Read more »

0 Answers | Asked in Insurance Defense and Traffic Tickets for Virginia on
Q: Can I get a driving without insurance ticket in another state?

I live in New Hampshire which doesn’t require a driver to carry personal liability insurance with that in mind if I’m driving in another state such as AZ can I be ticketed as “driving without insurance” even though my state does not require it.

0 Answers | Asked in Contracts, Car Accidents and Insurance Defense for Kansas on
Q: My car was hit as i trnd into drvwy. ins said policy lapsed no pay. I've proof I paid. I ND 2 tlk,other issues also HELP

Police rpt. Didn't cite either drvr2 or My gf(listed drvr 1)She had rt signal on, other drvr said he saw it, but claimed it was left 1. She was hit36" from front on pass side.Impact tore strut assy from frame &launched my car 31' up on sidewalk. Drvr2 took off but had 2 pull over... Read more »

2 Answers | Asked in Insurance Defense for Texas on
Q: Someone working for my insurance company has used my identity for years. Who do I talked to?
John Michael Frick
John Michael Frick
answered on Mar 4, 2023

You should report it to law enforcement

View More Answers

0 Answers | Asked in Insurance Defense for Florida on
Q: Is the public adjuster representing me obligated to share with me the negotiation he is doing with the insurance co?

The public adjuster that I hired to do the negotiations with the insurance company is not sharing any information regarding the negotiations with me. He does not answer my calls, or emails. Seems like they are in active negotiations. But the insurance company does not share the information with me... Read more »

0 Answers | Asked in Health Care Law, Insurance Bad Faith and Insurance Defense for Wisconsin on
Q: Am I held liable for a health insurance I didn't agree to?

2021, father had me enrolled in a family plan with health insurance through Healthcare.gov (MarketPlace/ObamaCare insurance). 2019-2021 I had issues with losing insurance coverage due to him not paying premiums/other problems. I had my own account registered with them and managed my own account in... Read more »

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Iowa on
Q: A driver ran a red light and hit my daughter. Citation given to other driver. Can insurance try Comparative fault?

Daughter had green light. Slammed on her breaks as she saw him entering into the intersection. Insurance is trying comparative fault since she 'saw him' even though she tried to stop but couldn't entirely before he hit her. Witness said he was speeding but he wasn't cited for... Read more »

Tim Akpinar
Tim Akpinar
answered on Mar 9, 2023

An Iowa attorney could advise best, but your question remains open for two weeks. I hope everyone involved is okay. They could try, but their witness already concedes that he went through a red light. Good luck

0 Answers | Asked in Insurance Defense for Kentucky on
Q: Presented paid proof of 6 months insurance in Kentucky sentence to do to your insurance monitor cabinet in Frankfort

Shows they are suspended but I was told by the judge bring proof paid 6 months insurance or lose your license for year. What to do Frankfort told me to straighten it out with Shelby County Court Shelby County Court told me to take it up with DMV or put myself back on the docket.

1 Answer | Asked in Elder Law, Health Care Law and Insurance Defense for Kansas on
Q: How many questions can I get for $69?
Tim Akpinar
Tim Akpinar
answered on Mar 20, 2023

A Kansas attorney could advise best, but your question remains open for four weeks. There is no charge for posting questions here. But if you reach out to attorneys on this site to set up a consult, that's beyond the scope of this Q & A forum. Any terms are between you and attorneys you... Read more »

1 Answer | Asked in Car Accidents, Personal Injury, DUI / DWI and Insurance Defense for Ohio on
Q: Do I legally have to disclose my Umbrella limit after an at-fault accident? Or can a judge force me to disclose it?

Does having a higher Umbrella limit make me a target for a larger settlement after an accident? Is this a State by State Law and if so, is there a good source to check?

Tim Akpinar
Tim Akpinar
answered on Mar 5, 2023

An Ohio attorney could advise best, but your question remains open for four weeks. Until you are able to consult definitively with a local attorney, your carrier might be able to provide guidance on this. Case law on disclosure could differ by state - but carriers nationwide are attentive to the... Read more »

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.