Get free answers to your Insurance Defense legal questions from lawyers in your area.
Your current state is Ohio
I am seeking your advice regarding a car accident I was involved in while driving my friend's rental car, which he had rented from Hertz. My friend did not purchase the rental insurance, assuming his Discover credit card would provide coverage. Since I do not own a car, I do not have any... View More
answered on Nov 18, 2024
Unclear what your question is. Started out talking about insurance, then addressed whether you were at fault. The second question cannot be answered in an online forum. The first one, same
Our 21 lb dog bit an uber eats driver on the calf piercing his skin and he and his attorney are seeking compensation over insurance limits. Our insurance company sent us a declaration of assets, insurance and employment under penalty of perjury to complete with the policy limit settlement to send... View More
answered on Nov 18, 2024
You don't have to disclose your assets, other than insurance limits, even during litigation, unless punitive damages are sought.
No one was hurt although the minivan spun several times it had to be towed away. It was a family on vacation and the minivan belongs to a rental company. I have no information from them and don't know what do I do? Also my car is a salvage title with no insurance and no registration but I do... View More
answered on Nov 17, 2024
You're facing several serious legal issues that could result in criminal charges, including reckless driving, driving an unregistered vehicle, and operating without insurance - all of which are violations of California law.
The lack of insurance is particularly problematic since you... View More
Property damage claims in 2022 and 2024 Insurance Company, and mortgage companies have withheld in repair funds.
We need an attorney to:
1. File and pursue litigation against our insurance company and the mortgage company for breach of contract.
2. Secure the withheld funds... View More
She feels like she has been completely miss lead. We already filled a complaint with the department of insurance and are waiting for them to investigate.
answered on Nov 15, 2024
It really depends on what the insurance policy and terms say. Your grandma's relationship with National Life is contractual. If she is paying a monthly or annual premium to keep the policy active, if she stops paying, she may no longer be able to receive the benefits of the policy. You should... View More
It says they submitted a block nonrenewal plan to the NJ Department of Banking & Insurance. It says the dept has issued a letter acknowledging the company's plan. It also says if I believe their decision to cancel my policy is not in compliance w/NJAC 11:2-20.2 I may file a written complaint.
APD Officer told me the ticket is No points and I can pay the fine online. Is this true?
answered on Nov 12, 2024
No, that is not correct. That ticket is a 3-point violation. Also, if the ticket was issued as the result of an accident, even if you are be able to pay it online, Georgia law still requires you to show up for your court date.
Have brain injury from Tylenol
answered on Nov 9, 2024
I'm sorry about your brain injury. I'm not certain if this is an admiralty/maritime matter (a category chosen for the post). It looks more like product liability (injuries involving dangerous/defective products, including pharmaceutical drugs). There isn't very much detail to go by... View More
I hadn't stepped out the car, looked both ways and the car was going so fast that upon impact he kept going and screeched on brakes almost 500 feet away.
answered on Nov 6, 2024
Whether you are insured has no effect on whether you are liable. If you were negligent, you are liable. If the other driver was negligent, he is liable. However, you don't mention any injuries, so his liability, if any, appears to be limited to property damage to fix your car.
on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More
on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More
answered on Nov 19, 2024
A Washington attorney could advise best, but your question remains open for two weeks. There are attorneys who handle insurance-related litigation. It sounds like you already have an attorney handling ticket-related aspects of the matter. In terms the insurance premium issues, it's worth... View More
So my husband is a handyman. An insurance fraud agent has showed up on our doorstep and wants to speak with my husband and says he has some documents. So he showed up and said that my husband performed work for this client and there is a payment receipt to prove it. However he had insurance... View More
provide rule governing response to amended pleading
answered on Oct 25, 2024
It depends on (A) what you mean by "opposition" to an amended complaint (motion to dismiss?, answer and affirmative defenses?), and (B) which court you're in (State or Federal, and if in State, which level (small claim or a level above small claim?). I therefore suggest you post a... View More
We were rear ended and not at fault w/ other driver being issued reckless driving ticket. Both drivers and cars are NJ based.
We do not have gap insurance (have collision) and likely under water. Will at fault drivers underinsured motorist coverage pay the gap difference or are we screwed... View More
answered on Oct 23, 2024
Yes. A request for a copy of the accident report is reasonable. An insurance company can delay payment until a reasonable request for additional information from the policyholder is satisfied.
I own a cleaning business and a contractor wants me to do some work but before the give me access to properties they said I had to pay for the temporary refundable surety tax insurance. They said they wouldn't accept the business insurance I have
answered on Oct 22, 2024
It’s wise to approach this situation with caution. Temporary refundable surety tax insurance isn’t a common requirement in standard business practices. Legitimate contractors typically rely on standard insurance policies to ensure coverage and compliance.
Paying for an unfamiliar... View More
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