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Insurance Defense Questions & Answers
0 Answers | Asked in Insurance Defense for Virginia on
Q: Who responsible(my insurance policy or neighbor insuranc policy)for replacement of my house siding damage by next home

My next house catch on fire and that damage one side of my house.

I file claim With my insurance company and They are checking my coverage and Providing claim amount based on my policy coverage. As per my understanding, since this is not my fault.They should go with neighbors insurance... View More

0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arizona on
Q: how and or when are the revised statues to be implemented in a situation?

i was recently in a car accident in az . ended up running through a red light and the other guy was making a left hand turn at the same time. although i believe if i didnt have to slam on the breaks i would have made the light even though i should have probably slowed down and stopped i am not... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: Insurance denied my claim the doctor was in-network and the website and provider stated that should only be a $40 copay

United Healthcare website has the provider as in network with a $40 copay I got a referral got confirmation from a doctor that they are in network but insurance denied the claim and wants to charge me over $400 dollars for it when I called to resolve it I was left on hold until they hang up on me... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: My dental insurance didn't pay the provider now the provider is charging me for services that should be 0 copay.

I confirmed with the insurance that there should be 0 copays but they only mailed a $10 dollars check to the provider when asking for a solution I was left on hold for hours and they just hung up on me in the end. how to get it resolved?

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Maine on
Q: A U-Haul rear ended my husband’s vehicle, and the driver’s auto insurance policy will not cover it. What do we do?

The driver’s auto insurance carrier refuses to cover the damage, since apparently that isn’t a part of his coverage. The driver had previously opted to not get the $15 U-Haul insurance with his rental, so apparently we have to pay our own insurance deductible to have our own policy cover the... View More

0 Answers | Asked in Insurance Defense and Real Estate Law on
Q: Hi have had a water leak at the house I rent. My contents insurance say they won’t cover as is my landlord.

The incident occurred 12/11/2023; Whilst I was at sea. With limited means and acting to mitigate any further damage I arranged for a flood extraction company to get the water out. The landlord has no emergency line so I was acting in good faith to prevent further damage.

I paid £2400... View More

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Arizona on
Q: I got a ticket in Pinal County for no insurance and did not go to court. I asked for a new court date and a payment…

Arrangement and they denied both. The fines are $2400 which is outrageous. I don’t have a record at all for anything ever and I don’t understand how to go about this process. How am I supposed to pay this without payment arrangements and a new court date being denied? My license is suspended... View More

0 Answers | Asked in Insurance Defense for Wisconsin on
Q: How do I sue my homeowners insurance company, American Family Insurance?

2007-2008 we put an addition on our home. We had (and still have) American Family insurance. Both the building inspector and American Family inspected the property, including the roof and signed off on it. Now 16-17 years later, our roof is collapsing, we think from the severe weather and heavy... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: Is there any way to cover the remaining principle owed on my totaled vehicle if I do not have gap insurance?

I was rear-ended in an accident with a driver who was on her phone, and she hit my car hard enough to cause serious frame damage. My car was totaled and she was found at fault, but I do not have gap insurance and I owe 8,000 more than the insurance company is willing to pay based on the value of my... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Arkansas on
Q: Can you take someone to small claims court for insurance deductible that you had to pay due to them not having ins ?

In jan a lady hit my parked car with her horse trailer. We tried to get in touch with her insurance for weeks and they keep saying it is waiting for processing in otheir system. Talked with out insurance and was told we needed to file it under outs with uninsured motorist. We are out 500 for our... View More

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Municipal Law for Georgia on
Q: I was not given the chance in court to show the proof (a video from the owner showing the VIN numbers) insurance.

I went to my second court date for a no insurance citation in lake park Georgia. I was not even given the opportunity to show the video of the vehicle that I was cited in to have the proper insurance. They didn't go by the date I was pulled over to find valid insurance records. I am not the... View More

0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arkansas on
Q: my car was hit in a parking lot and had to file it on my insurance, can I sue her for our deductible that I had to pay

in Jan my parked car was hit, her insurnace would never get back with us or our insurance company. Finally had to file it on ours because no one would get back with us, but we had to pay our deductible and rental car. Can I take the lady that hit me to small claims and get our money back ? She was... View More

0 Answers | Asked in Civil Litigation, Insurance Bad Faith and Insurance Defense for Georgia on
Q: Bail bondsman released my bond check without my signature what can I do.

Bond check had my name on it and it was released by The bails bondsman and cashed. The bails bondsman will not give me a copy of the back of the check. What can I do?

0 Answers | Asked in Insurance Defense and Legal Malpractice for North Carolina on
Q: We purchased a home cash the closing attorney missed a lien. Title insurance denied claim

Cost was close to 70k out of pocket. We don't know how to recover our losses. 36k was cash the other was lost in home sale. Title insurance took 1.5yrs to complete the issue, which we had to hire outside them to get completed as the were incompetent.

0 Answers | Asked in Insurance Defense on
Q: Purpose of a secondary/contingent beneficiary when the first beneficiary is deceased. What is the second beneficiary's

Deceased son's beneficiary(mother) died. The second beneficiary on the policy is the sister (same father and mother). Is the same sister now deemed the beneficiary?

1 Answer | Asked in Traffic Tickets and Insurance Defense for Tennessee on
Q: I got pulled over for no insurance and my seat belt ticket. I showed up to court and showed proof that I had insurance

Now and paid my fine. But 2 months later I get pulled over and they say my license are suspended. Why did they get suspended for?

Anthony M. Avery
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answered on Apr 12, 2024

You apparently were found guilty of lack of financial responsibility since you paid a fine. Why did you not hire an attorney? It might be possible to set aside the Sessions Judgment, but very doubtful. Contact DOS and see what it takes for reinstatement. Also hire a competent attorney.

1 Answer | Asked in Personal Injury, Traffic Tickets, Car Accidents and Insurance Defense for Arizona on
Q: If a car ahead of me runs out of gas and shuts off in the process of pulling over to the only spot that's not going to

Block traffic and their hazard lights are on, and I crash into them t-boning them, who's fault is it. 3 Lane road with a break in the median she's in the 3rd lane and I'm in the 1st lane the only safe place to pull over is in the median break. Her hazard lights were on as soon as she... View More

Tim Akpinar
Tim Akpinar
answered on Apr 10, 2024

An Arizona attorney could advise best, but your question remains open for a week. It's possible liability could be apportioned between both of you, depending on how the accident is evaluated by the insurance company investigator. If they didn't have insurance, check the terms of your UM... View More

2 Answers | Asked in Car Accidents and Insurance Defense for Colorado on
Q: I was in a roll over accident not remembering if it was my fault or if I was driving or someone else woke up 8 hrs later

I was in the dirt the last message was at 930 they issues a ticket but was dropped but the insurance company did nothing even just liability I explained that but still nothing was 4 years ago broke my femur pelvis 2 spots 5 vertebrae collapsed my lung and split my spleen I don't remember what... View More

Joel Gary Selik
Joel Gary Selik
answered on Apr 1, 2024

There are methods to determine fault in car crash including the retention of an expert accident reconstructionist.

An experienced personal injury attorney can evaluate the information you do have to determine potential next steps.

View More Answers

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: Good morning, I am trying to find a pro bono lawyer that can help me with an insurance case.

My son is 5 and he was diagnosed with Autism around 2 yrs old. We have had him enrolled in an ABA facility for therapy in which he was going 40 hrs a week, as directed by his physician . Recently my insurance company cut his hours in half. We appealed this and had a new assessment done and sent it... View More

Tim Akpinar
Tim Akpinar
answered on Apr 3, 2024

A Texas attorney could advise best, but your question remains open for a week. If you're seeking a pro bono attorney, one option would be to start with legal aid organizations about information and resources they might have. State and local bar associations might be another source of guidance.... View More

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