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1 Answer | Asked in Car Accidents, Traffic Tickets and Insurance Defense for Illinois on
Q: Legal Advice Needed for Rental Car Accident

I am seeking your advice regarding a car accident I was involved in while driving my friend's rental car, which he had rented from Hertz. My friend did not purchase the rental insurance, assuming his Discover credit card would provide coverage. Since I do not own a car, I do not have any... View More

Theodore J. Harvatin
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answered on Nov 18, 2024

Unclear what your question is. Started out talking about insurance, then addressed whether you were at fault. The second question cannot be answered in an online forum. The first one, same

3 Answers | Asked in Animal / Dog Law, Civil Rights, Insurance Defense and Intellectual Property for California on
Q: Declaration of Assets, Insurance & Employment under penalty of perjury from claimant's attorney

Our 21 lb dog bit an uber eats driver on the calf piercing his skin and he and his attorney are seeking compensation over insurance limits. Our insurance company sent us a declaration of assets, insurance and employment under penalty of perjury to complete with the policy limit settlement to send... View More

William John Light
William John Light
answered on Nov 18, 2024

You don't have to disclose your assets, other than insurance limits, even during litigation, unless punitive damages are sought.

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1 Answer | Asked in Car Accidents, Traffic Tickets and Insurance Defense for California on
Q: How much trouble am i in for falling asleep while diving, running a red light and causing a collision?

No one was hurt although the minivan spun several times it had to be towed away. It was a family on vacation and the minivan belongs to a rental company. I have no information from them and don't know what do I do? Also my car is a salvage title with no insurance and no registration but I do... View More

James L. Arrasmith
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answered on Nov 17, 2024

You're facing several serious legal issues that could result in criminal charges, including reckless driving, driving an unregistered vehicle, and operating without insurance - all of which are violations of California law.

The lack of insurance is particularly problematic since you...
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0 Answers | Asked in Foreclosure and Insurance Defense for Florida on
Q: Legal Representation Needed for Lawsuit Against Insurance and Mortgage Companies

Property damage claims in 2022 and 2024 Insurance Company, and mortgage companies have withheld in repair funds.

We need an attorney to:

1. File and pursue litigation against our insurance company and the mortgage company for breach of contract.

2. Secure the withheld funds... View More

2 Answers | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: My grandma purchased from national life in 1986. She’s paid twice what the policy is worth. Should she still be paying?

She feels like she has been completely miss lead. We already filled a complaint with the department of insurance and are waiting for them to investigate.

Adam Stoddard
Adam Stoddard
answered on Nov 15, 2024

It really depends on what the insurance policy and terms say. Your grandma's relationship with National Life is contractual. If she is paying a monthly or annual premium to keep the policy active, if she stops paying, she may no longer be able to receive the benefits of the policy. You should... View More

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0 Answers | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: My homeowners mailed me a letter of non renewal. Is it just me they are dropping? My last company left NJ

It says they submitted a block nonrenewal plan to the NJ Department of Banking & Insurance. It says the dept has issued a letter acknowledging the company's plan. It also says if I believe their decision to cancel my policy is not in compliance w/NJAC 11:2-20.2 I may file a written complaint.

3 Answers | Asked in Traffic Tickets, Car Accidents and Insurance Defense for Georgia on
Q: I was issued a citation for failure to yield Section 40-6-71.

APD Officer told me the ticket is No points and I can pay the fine online. Is this true?

Glenn T. Stern
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answered on Nov 12, 2024

No, that is not correct. That ticket is a 3-point violation. Also, if the ticket was issued as the result of an accident, even if you are be able to pay it online, Georgia law still requires you to show up for your court date.

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Q: Need personal injury attorney

Have brain injury from Tylenol

Tim Akpinar
Tim Akpinar
answered on Nov 9, 2024

I'm sorry about your brain injury. I'm not certain if this is an admiralty/maritime matter (a category chosen for the post). It looks more like product liability (injuries involving dangerous/defective products, including pharmaceutical drugs). There isn't very much detail to go by... View More

2 Answers | Asked in Car Accidents and Insurance Defense for California on
Q: In Los Angeles, CA my driver side car was hit while I was getting out the car, while my insurance lapsed, am I liable?

I hadn't stepped out the car, looked both ways and the car was going so fast that upon impact he kept going and screeched on brakes almost 500 feet away.

William John Light
William John Light
answered on Nov 6, 2024

Whether you are insured has no effect on whether you are liable. If you were negligent, you are liable. If the other driver was negligent, he is liable. However, you don't mention any injuries, so his liability, if any, appears to be limited to property damage to fix your car.

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0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: What type of lawyer do i need for CONTESTING an AUTO PREMIUM INCREASE & how should i most effectively go about it?

on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: What type of lawyer do i need for CONTESTING an AUTO PREMIUM INCREASE & how should i most effectively go about it?

on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More

Tim Akpinar
Tim Akpinar
answered on Nov 19, 2024

A Washington attorney could advise best, but your question remains open for two weeks. There are attorneys who handle insurance-related litigation. It sounds like you already have an attorney handling ticket-related aspects of the matter. In terms the insurance premium issues, it's worth... View More

0 Answers | Asked in Criminal Law, Insurance Bad Faith and Insurance Defense for Florida on
Q: Can a handyman get in legal trouble for insurance fraud if a home owners uses their name/business without them knowing?

So my husband is a handyman. An insurance fraud agent has showed up on our doorstep and wants to speak with my husband and says he has some documents. So he showed up and said that my husband performed work for this client and there is a payment receipt to prove it. However he had insurance... View More

2 Answers | Asked in Contracts, Insurance Bad Faith and Insurance Defense for Florida on
Q: Is a plaintiff required to respond to defendant's opposition to an amended complaint?

provide rule governing response to amended pleading

Charles M.  Baron
Charles M. Baron
answered on Oct 25, 2024

It depends on (A) what you mean by "opposition" to an amended complaint (motion to dismiss?, answer and affirmative defenses?), and (B) which court you're in (State or Federal, and if in State, which level (small claim or a level above small claim?). I therefore suggest you post a... View More

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0 Answers | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: Underinsure motorist coverage for lack of gap insurance

We were rear ended and not at fault w/ other driver being issued reckless driving ticket. Both drivers and cars are NJ based.

We do not have gap insurance (have collision) and likely under water. Will at fault drivers underinsured motorist coverage pay the gap difference or are we screwed... View More

2 Answers | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: Can my insurance company delay or deny my claim because I haven't been able to obtain a copy of the police report?
John Michael Frick
John Michael Frick
answered on Oct 23, 2024

Yes. A request for a copy of the accident report is reasonable. An insurance company can delay payment until a reasonable request for additional information from the policyholder is satisfied.

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1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Tax Law and Contracts for South Carolina on
Q: Is a temporary refundable surety tax insurance policy legit?

I own a cleaning business and a contractor wants me to do some work but before the give me access to properties they said I had to pay for the temporary refundable surety tax insurance. They said they wouldn't accept the business insurance I have

James L. Arrasmith
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answered on Oct 22, 2024

It’s wise to approach this situation with caution. Temporary refundable surety tax insurance isn’t a common requirement in standard business practices. Legitimate contractors typically rely on standard insurance policies to ensure coverage and compliance.

Paying for an unfamiliar...
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