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Insurance Defense Questions & Answers
0 Answers | Asked in Divorce, Family Law and Insurance Defense for Kansas on
Q: My wife received a death benefit from a life insurance policy held by her former spouse. Upon notification of the

benefit, my wife provided the insurance company with copies of the Death Certificate and Divorce Decree. The insurer reviewed the documents and issued the death benefit. Her children are now threatening to sue her for the money based on the fact that Kansas Law 59-105 was passed a few months... Read more »

0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Missouri on
Q: Can an insurance company demand license number of a driver in an accident if the claim is no longer needed?

I was driving my wife's car when I got rear-ended by a semi truck. We just got married so we have separate policies still. She opened a claim with her insurance just in case. We also opened a claim with the semi truck's insurance. Their insurance company is cooperating so we prefer to... Read more »

0 Answers | Asked in Consumer Law, Products Liability, Insurance Defense and Lemon Law for Indiana on
Q: I bought a car and the engine blew after 3 weeks of ownership resulting in fire. Insurance or Warranty won't cover.

I got a loan for a used car in September bought "As Is No Warranty". I did, however, buy the dealers offered warranty plan. After exactly 3 weeks of owning the car the engine failed which resulted in a fire. I was able to extinguish the fire keeping the damage to a minimal. I called the... Read more »

0 Answers | Asked in Business Formation, Insurance Bad Faith and Insurance Defense for Iowa on
Q: If I have comercial small business/building insurance do I need an additional business insurance at same address???

I’m paying almost 5k a year on my newly possessed comercial building and it has a small mechanic shop in the garage. It’s an old gasoline station no pumps, no gas tanks just my new residence. My insurance agent made an additional charge of 1.5k for the small business shop in the back and it’s... Read more »

0 Answers | Asked in Consumer Law and Insurance Defense on
Q: Can ups demand proof of purchase to see value when they lose a package?

I shipped an expensive package through ups. It was insured and tracked.

I declared the value at $4000, and I was under the impression of that being the amount that would get sent to me incase the messed up and lost it, which they of course did.

Now they are demanding proof of... Read more »

1 Answer | Asked in Personal Injury, Wrongful Death and Insurance Defense on
Q: I am sued for personal injury, property Damage, wrongful death, but no one died. What can I do if I was at no fault?

House was being auctioned for tax Lien , branch broke by an act of god which hit power line and pulled metal pole down. The pole landed on a vehicle in which supposedly someone was struck (this did not happen on my property). The wound (which was 1cm in length) was adressed with dermabond then... Read more »

Michael Jonathan Sabbeth
Michael Jonathan Sabbeth
answered on Nov 21, 2022

I'm very sorry to hear about your predicament. The best thing you can do is to inform the insurance company that insured your house/the property at the time of the injury. Typically, they will handle the defense of the case, even hiring and paying for a lawyer to defend you. I hope this is... Read more »

0 Answers | Asked in Insurance Defense and Small Claims for Pennsylvania on
Q: Roto Rooter is overcharging me for water mitigation. What type of lawyer do I need and how much?

My insurance company has handed over payment for this case and said good luck. Roto Rooter's invoice is full of usurious claims and excessive charges. Not sure how to contest certain line items on my own.

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Idaho on
Q: Is it my right to have an actual insuranceadjuster come to the body shop and give an estimate or do I have to submit pic
Tim Akpinar
Tim Akpinar
answered on Nov 26, 2022

A Utah attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney for state-specific law, the short answer in most places is that it's up to the carrier. For minor or moderate damages, they could go by estimates of a body... Read more »

6 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on
Q: What type of lawyer would handle disputes with insurance companies over car accident involving a fatality?
Damon Miller
Damon Miller
answered on Nov 15, 2022

You should talk to a personal injury attorney in California. If you go to the "find a lawyer" section of Justia, you should be able to find someone in your area.

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6 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on
Q: What type of lawyer would handle disputes with insurance companies over car accident involving a fatality?
Dale S. Gribow
Dale S. Gribow
answered on Nov 22, 2022

a car accident lawyer, referred to as a Personal Injury Attorney.

call one local, though.

if there is an injury, and you were not at fault, most of us would accept the case on a contingency fee. That means the lawyer will only take a percentage of what he/she gets.

absent a...
Read more »

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2 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on
Q: My car insurance company asked me to get an attorney because I have a claim against me in a fatal car accident.

My insurance company had already found me 100% liable without the chp report being released

What type of lawyer handles this type of case?

Neil Anapol
Neil Anapol
answered on Nov 15, 2022

Its not clear what you are asking. Your insurance company has a duty to defend (retain a lawyer on your behalf) and indemnify you (pay any settlement or judgment up to the policy limit). If your insurance company is disputing coverage, you need an attorney who specializes in handling insurance... Read more »

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0 Answers | Asked in Insurance Defense for Kansas on
Q: Pet insurance changed my policy & says my dogs condition is preexisting (that the policy they sent me was a mistake)

After huge vet bills on his sister I got my dog insurance. After a few months they partnered with Petco and changed my policy (higher deductible, copay, & didn't cover some stuff anymore). My boy was diagnosed with allergies couple years ago but never had issues much after that. The policy... Read more »

0 Answers | Asked in Traffic Tickets, Car Accidents and Insurance Defense for Florida on
Q: What happens when you have to go to court for a lapse in car insurance during a fender bender where you were at fault?

My boyfriend & I were pulling out of a parking space (he was driving) & a car tried to squeeze past us but our tow hitch caught them & scratched up their doors. no real damage to the vehicle just cosmetic damage & no one was hurt. however, my boyfriend has a lapse in insurance bc... Read more »

1 Answer | Asked in Insurance Defense for Louisiana on
Q: I am awaiting a lump settlement from a company’s insurance carrier. Can I sue company after for the rest of damages?

Water damage resulted in mold and remediation and treatment that the company’s insurance doesn’t cover; so need to know if I can do a petition for damages against the company after settling with their insurer.

Tim Akpinar
Tim Akpinar
answered on Nov 10, 2022

A Louisiana attorney could advise best, but your question remains open for two weeks. To receive the lump sum payment, chances are fairly good that the insurance company had you sign a release. If that was the case, the release would have served to let the company off the hook for all further... Read more »

1 Answer | Asked in Insurance Defense, Car Accidents and Personal Injury for Texas on
Q: Should I accept the auto-insurance settlement or should I seek an insurance lawyer/attorney to try to gain more?

My boyfriend was driving my car and in order to avoid a car coming into our lane, my car's auto-lane assist pulled the car to the left; we then hit a stationary barrier that was protruding into the roadway (there was NO shoulder on this highway).

We are on the same auto-insurance... Read more »

John Michael Frick
John Michael Frick
answered on Oct 27, 2022

Your question lacks important information like what is the cost to repair your car and how much, if any, has the damage to your car depreciated its value even after it is repaired.

There is no way to judge the settlement offer without knowing this information.

1 Answer | Asked in Insurance Defense for California on
Q: How long does a auto lender and insurance company (GAP) have to answer and refund a customer after written request?

I have written to cancel my Gap insurance due to paying off my car loan early, resulting in an overpayment from the auto lender and a refund per contract from the GAP insurance. It's nearing a month, the auto lender keeps saying they sent the check off and the insurance company besides... Read more »

James R. Dickinson
James R. Dickinson
answered on Oct 26, 2022

Speak with a local attorney for assistance. [I litigate cases. Anything posted here must not be construed as legal advice, nor as grounds for forming an attorney-client relationship. You should seek an attorney for formal legal advice and representation.]

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on
Q: My car insurance had me complete an examination under oath.

After I completed my euo, I felt like a messed up on some of the questions but the attorney that represented my insurance company said they will mail me a transcript of the euo what does that mean and I can revise it ? Is that true ?

Dale S. Gribow
Dale S. Gribow
answered on Oct 25, 2022

the first thing you should do is make an appointment with a local PI lawyer.

you should never deal with the ins co on your own....or do you have a lawyer.

whatever you said will be typed up and you can correct what is wrong........but the ins co has the right to bring that to the...
Read more »

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Indiana on
Q: Can I sue my insurance company for false statements? Denied appeal. Civil rights law.
Tim Akpinar
Tim Akpinar
answered on Nov 1, 2022

An Indiana attorney could advise best, but your question remains open for two weeks. It could be difficult for ANY attorney to advise based on these brief facts. If you reached out to law firms, they're going to ask about the substance of the statements, the damages caused, your evidence, etc.... Read more »

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