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Insurance Defense Questions & Answers
0 Answers | Asked in Insurance Defense for Ohio on
Q: Life insurance questions. Not married but listed as spouse on life insurance. Listed as primary beneficiary but then

wanted to update beneficiaries to daughters, which on policy says does not matter.

0 Answers | Asked in Insurance Defense on
Q: Submitted insurance claim. Realised that insurance policy is fraudulent due to mistake by self. What do I do?

Insurance claim was a motor vehicle accident. I fell asleep as wheel and had head on collision. Claimed comprehensive insurance.

Realised upon looking at traffic history that I was 2 years and 7 or 8 months from having recieved a licence requirement, not the required 3 years on my previous... Read more »

0 Answers | Asked in Insurance Defense for Pennsylvania on
Q: Insurance: Small Claims PA

I filed a complaint for diminished value after an auto accident. The at fault

driver/insurer is being represented by a large law firm. Do I need a lawyer?

0 Answers | Asked in Insurance Defense for Ohio on
Q: I have a couple questions about life insurance benefits. 1. I am listed as spouse and primary beneficiary on my wife’s

Policy, although we were legally divorced 25 years ago, also on her will when she did it a couple months put in the comments “ John may have canceled policy “ and “ to be changing beneficiaries to daughters”

It is my understanding that none of that matters, that since I am listed on... Read more »

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: Is non renewal of auto insurance like this allowed in California?

I had full coverage insurance. My policy was auto renewed last October and was on auto pay. I just found out they didn't renew it in April and have been without insurance for a couple months now and was involved in a fender bender (which is how i found out it was cancelled). I called to... Read more »

0 Answers | Asked in Insurance Defense for Arizona on
Q: If i allowed the at fault drivers insurance company to pay off my title loan can i still negotiate my pay for lost wages

They paid my title loan $1200.00. Now there trying to pay me 3000.00 but what about my lost wages? By letting them pay my title loan, does that mean i accepted? Does that mean negotiations are over

0 Answers | Asked in DUI / DWI, Traffic Tickets, Civil Litigation and Insurance Defense for Missouri on
Q: suspension of my driving record due to mo dept of revenue computer error, have been paying high insurance because of it

i have a letter from mo dmv stating this was an error on their part. my insurance company says they can still see this error therefore will not lower my insurance. this error has been costing me 100.00 extra a month. what can i do

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Medical Malpractice for California on
Q: Charged months later for a covid-test which was advertised as free through medical insurance

Before traveling abroad in February, we had to get covid-tests. My girlfriend and I went to DignityHealth, they advertised free covid tests (through our medical insurance provider). We walked in and my girlfriend and I both handed the lady working the front desk our ID's and medical cards. I... Read more »

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Medical Malpractice for New York on
Q: No insurance = city hospital?

I'm severely disabled due to a botched operation that took place. (If interested I will provide more details) I went to more emergency rooms than I can count to fix me,to no avail. Then a social worker told me that I would have a better shot In a city hospital because I have no insurance. Is... Read more »

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Medical Malpractice for California on
Q: Can a medical provider in California refuse to bill secondary insurance if they are contracted with them?

A therapy platform company is contracted with my secondary insurance, but not my primary insurance. They are refusing to bill my secondary insurance and I was unexpectedly charged hundreds out of pocket. Is this legal?

0 Answers | Asked in Traffic Tickets and Insurance Defense for Tennessee on
Q: What if you where driving someone else's car and you thought they had insurance but come to find out they did not.

Can you get out of the ticket and it was an out of state car .. and is 580dollar ticket a lot for a ga no insurance

0 Answers | Asked in Health Care Law and Insurance Defense for Mississippi on
Q: Can I be sued for adding my step daughter to my health insurance?

I recently married a man who has a daughter that lives in another state with her mother (his ex wife). His ex has full custody of his daughter. His divorce papers states that he is to provide health insurance if he is able to. During my enrollment at my new school district (I’m a teacher), I... Read more »

1 Answer | Asked in Insurance Defense for Georgia on
Q: Yes, I got pulled over & arrested for no insurance and was wondering how to go about the situation in court & what to do
Tim Akpinar
Tim Akpinar
answered on May 22, 2022

A Georgia attorney could advise best, but your question remains open for two weeks. Reach out to Georgia criminal defense attorneys to discuss the arrest. That's the most pressing issue. Once that is addressed, you could figure out why the insurance lapsed - glitch in auto payment, lost bill,... Read more »

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Illinois on
Q: My 16yr old received a no insurance ticket in a vehicle that is not his. will he lose his license over this. Illinois

I presented my insurance card to the States Attorney office's and that is when i found out my insurance has lapsed. Now he is the one introuble. I have since then insured my vehicle thru a different company. What are we looking at

Theodore J. Harvatin
PREMIUM
Theodore J. Harvatin
answered on May 2, 2022

Go to court with him along with proof you have insurance now. They will give you court supervision (protecting the license), although they will require him to carry SR 22 for a period of time.

3 Answers | Asked in Insurance Defense, Family Law and Education Law for Florida on
Q: I submitted paper work to claim a life insurance that my mom left me. There is a problem with her last name.

She died in PR im in FL. They are asking for a notarized form that says that she is the same person due to different last names. Im in FL the company is in PR. What can I do? Please help. Thanks!

Terrence H Thorgaard
Terrence H Thorgaard
answered on Apr 29, 2022

I don't understand your problem. Fill out the form, sign it before a Florida notary public, and mail it to the insurance company.

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Missouri on
Q: If my landlord has replacement insurance and the house catches fire are my belongings covered if they are in the house?

I also had a motorcycle in the yard that burnt up.as well as all my tools.

Ronald J. Eisenberg
PREMIUM
Ronald J. Eisenberg
answered on May 2, 2022

Without seeing the policy, one can only guess what it covers. My hunch is that the landlord’s policy won’t cover a tenant’s belongings but that merely a guess.

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: Based on previous question, is it okay that I have served insurance co. for small claims court first vs. mitagation co.?

Letters were sent to both Insurance co. and mitagation co. about appliances (outside) being ruined and asked for replacement payment. Both denied responsibility. The mitagation co. wrote back stating that they are not responsible and turned it back to insurance co. The reason why I decided to take... Read more »

Neil Anapol
Neil Anapol
answered on Apr 22, 2022

I would have sued both of them in the same case, and if they wanted to blame each other -- let them. They are both responsible for what happened. As far as you're concerned, it does not matter how you allocate the loss.

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