I was involved in a rear-end collision while stopped at a traffic light. I visited the hospital two days later and was prescribed painkillers. The pain persisted, leading me to return to the hospital a month later. I've been in contact with the at-fault driver's insurance company. They... View More

Jan F Hoen
answered on Mar 26, 2025

Yes. It is standard to require a signed release when settling a claim. That is their incentive to offer you money.

Once you sign it, you no longer have any right to pursue their insured with a lawsuit.

You should have consulted with and retained an attorney quickly. They could have... View More

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I made ~$9000 over a 9 month period while working very part time in 2021, I did not claim this when filling in unemployment claims during this time. I have not been notified yet of a case but I believe one is coming as the money was reported to the IRS.

In a no-fault collision case in New York, my lender received payments from both the auto insurance of the guilty party and my NY Gap Insurance. However, they only applied part of these payments to my remaining loan balance and labeled it as a "rebate." They never provided an explanation,... View More

I am located in Illinois. My neighbor's dog broke into my property and killed my two dogs inside my house after breaking through my back fence. I have documented evidence, including video footage and a police report. I've contacted animal control multiple times about this dog. I tried... View More

I was injured in New Mexico while riding in an Uber when a taxi from the Albuquerque ZTrip company ran a red light, leading to a collision. I sustained six herniated disks and required five months of physical therapy, as well as eight spinal injections. The police were called, and a report was... View More

I was involved in a hit-and-run accident in the winter of 2023 in a rental car. A drunk driver in a truck hit me at a red light. Since the incident, I have suffered from severe whiplash that affects my sleep, work performance, and mental health, leading to PTSD and ongoing pain. My health care... View More

Joel Gary Selik
answered on Mar 22, 2025

All those factors are important, how much you suffered, what medical treatment you need, what medical treatment you had, what medical treatment you need in the future, and the amount of the adverse driver's insurance, and your under-insured motorist insurance. It also depends on the attorney,... View More

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I added my son's name to the deed of my home in Gastonia, NC, with the provision that he inherits it upon my death. The house is fully paid off, with no liens or claims. My son is now purchasing a new home in another state, and his real estate agent requested a declaration of insurance for my... View More

In Morrow County, Oregon, my friend's large Chevy with dual tires was towed upon police request after he was pulled over for not completely stopping at a stop sign. The officer stated that the towing was meant as a punishment due to my friend having no license and no insurance. I'd like... View More

I've been involved in a car accident where there were no bodily injuries, only vehicle damage. At the time, I was using my cell phone and didn't mention it to the police. The only witnesses were myself and the other driver. I have not yet spoken to my insurance company, but the other... View More

Scott Richard Kaufman
answered on Mar 21, 2025

NEVER ever speak to the insurance company/agent from the other side...

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I was involved in a car accident in South Carolina where an unknown driver was driving my car. I was in the car at the time, the driver had my permission, and fortunately, there was no damage to my vehicle. I've submitted an FR10 form and provided photos of my vehicle showing no damage. What... View More

In my original lease, the renter's insurance required was $100,000 per year. My landlord has sent a letter stating that before I can renew my lease, I need to increase my renter's insurance to $300,000 per year. They mentioned this is to make sure I'm covered in case I do something... View More

I reported my car stolen to the police, but they delayed taking the report until February. I located my car on Facebook Marketplace, and the police impounded it. The car lot owner claims to have modified my car without my authorization, and the police are in the process of returning parts to the... View More

My ex-boyfriend, who is the cosigner on my car, borrowed it because his was broken down and ended up getting drunk and totaling the vehicle in Pennsylvania. The insurance company has deemed the car a total loss and towed it. I still owe $22,000 on the loan and am waiting to hear back from the bank.... View More

I received a non-renewal letter from Shelter Insurance, citing two claims supposedly made in 2022 and 2023 on my insured property at 445 Chaudet. I have not filed any claims during those years on this policy, as confirmed by the insurance portal, which has no claims information. Furthermore, I did... View More

I was involved in a minor incident in New Jersey where I backed out of a parking space and exchanged names with the other driver as we both noticed no damage and did not file a police report. Recently, I received an inquiry letter from the other driver’s insurance company stating that they filed... View More

My dad allowed his friend to borrow his vehicle under his permissive use insurance, and the friend got into an accident. The insurance company issued a check for the repairs, but the friend spent the money on themselves instead of paying the body shop. The vehicle is now fixed but held by the shop... View More

I had my car stolen, and although it was insured, the claim was initially closed because the car was found before a payout. The police impounded the car, took parts out, and returned them to the car lot owner where the car was found. Now, my car is reportedly in pieces, and I've had no access... View More

My 90-year-old father-in-law's home in California was damaged years ago when a car crashed into it. The insurance company initially repaired the house, but cracks reappeared a year later, revealing only cosmetic fixes. Despite ongoing communication and documentation with the insurance agent,... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 20, 2025

It sounds like you’re in a frustrating situation, and it’s understandable to want clarity on whether the insurance company is still responsible for these structural issues. Generally, insurance policies cover sudden and accidental damage, but they do not typically extend coverage for long-term... View More

I received a "driving too fast for conditions" citation after my car slid on a snowy day while I was making a right turn into a driveway and crashed into a car stopped at a stop sign. No one was injured, and this is my first driving infraction. The police were called, a report was filed,... View More

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Theodore J. Harvatin Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 19, 2025

Other driver probably will not show up and the ticket will be dismissed. Otherwise ask for court supervision.

I was accidentally CC'd on several emails between my homeowner's insurance agent and my lender. The lender instructed the agent to change his lien placement from second position to first, and she complied, citing the addition of force-placed insurance as justification. When I originally... View More