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My Chapter 7 bankruptcy discharge is set for early next week and I have yet to receive the reaffirmation agreement for my auto loan from my finance company. What are my options to keep my car?
![Bruce Alexander Minnick Bruce Alexander Minnick](http://justatic.com/profile-images/1483651-1575928483-sl.png)
answered on Jul 2, 2019
Who knows? Either ask your lawyer for his/her opinion or just wait and see.
So how do I remedy this without an attorny
![Bruce Alexander Minnick Bruce Alexander Minnick](http://justatic.com/profile-images/1483651-1575928483-sl.png)
answered on Jun 10, 2019
The first thing to do id to tell us what "this" is.
I’m returning to college to get my BSN.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on May 17, 2019
You need to seek permission from the trustee and the court to incur new debt.
My ex-husband recently included me in his bankruptcy for my share in our divorce settlement. I was informed by the trustees office that my ex's $170,000 Secured debts would have top priority, then my Priority debts would be paid. I would like to avoid waiting 2/3 years to receive my settlement... View More
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Apr 11, 2019
Absolutely. It cannot hurt to file and Objection. Worst that happens is it is denied. Best case...you get paid. It is a domestic support obligation so he can’t bankrupt it.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Mar 26, 2019
Go to pacer.gov, create an account and then you can look up your case and the details.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Mar 23, 2019
She should have been listed as a co-signer/creditor in your bankruptcy. Unless you are obligated to pay the co-signed debt under your property settlement agreement in your divorce, she likely doesn’t have a claim against you.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Feb 26, 2019
Yes. However, it it involves injuries resulting from s DUI, it will not be dischargeable.
My parents have a house and the joint tenant deed where if my dad dies it goes to my mom and if she dies it goes to me and my 2 brothers. I am going bankrupt and don't want them to lose their home because of me.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Feb 12, 2019
It is a future contingent interest. You should be fine but consult a lawyer in preparing your petition.
We just moved to AL from WA State. Our truck, with all of our belongings broke down the day we had to leave. We were told that it could not be repaired by the dealership because the part needed was no longer in production. I could not find a used part anywhere. Eventually we had to leave everything... View More
![Kevin M Ryan Kevin M Ryan](http://justatic.com/profile-images/1488161-1514395096-sl.jpg)
answered on Feb 7, 2019
A bankruptcy filing may be the answer. Our office would provide a free consultation as well as a payment plan for legal fees and costs. The filing of the bankruptcy case puts a Stay ( stop) Order on all of your creditors. All calls, legal actions, wage garnishments, bank attachments etc must stop... View More
I was in 13 when it happened, but before the settlement was in I had converted to 7.
![John Martin Hilla John Martin Hilla](http://justatic.com/profile-images/728539-1646743190-sl.jpeg)
answered on Feb 1, 2019
You should discuss this privately with your bankruptcy attorney. If you don't have one, you might want to seek the counsel of one in your local area as soon as possible.
2.3 Question: Income tax refunds and returns. Answer: Debtor will retain any income tax refunds received during the plan term. However, question 5.2 Question: Percentage, Base, or Pot Plan. Answer: Base Plan. this plan proposes to pay the amount to the trustee (plus any tax refunds, lawsuit... View More
![John Martin Hilla John Martin Hilla](http://justatic.com/profile-images/728539-1646743190-sl.jpeg)
answered on Jan 21, 2019
Are you trying to file your Chapter 13 without an attorney? If so, although it will sound self-serving from the standpoint of a legal professional, I don't recommend that. There is virtually no chance a Ch 13 matter will succeed without legal assistance, and, based on your questions, I can... View More
We are both married and we each have our own mobile home on the 8 acre property and the other 3 mobile homes have family members residing in them and they all pay one towards property tax and insurance and any other expenses that are for the property. Just don’t want all of us to lose our homes... View More
![John Martin Hilla John Martin Hilla](http://justatic.com/profile-images/728539-1646743190-sl.jpeg)
answered on Jan 18, 2019
If your mother files Chapter 7 bankruptcy, you will be in a legally conflicted position as regards her interests in obtaining a discharge and as regards the "bankruptcy estate" created by operation of law upon filing. A Chapter 7 Trustee will be assigned to her case who has the duty and... View More
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Dec 3, 2018
Hire a collection or family law attorney who can collect it for you. Bankruptcy does. It stay the collection norenforcement of domestic support obligations.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Oct 9, 2018
Not unless you are able to catch up the payments and get it back.
I only owe 958 on the car insurance offered 5100 will I be able to keep any of the money to purchase a new car? How long should I expect this process to take?
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Sep 30, 2018
Make a motion for permission to purchase another car and set out the circumstances. Court will likely allow you to invest proceeds in a replacement vehicle.
Filed chapter 7 4 yrs ago. Not sure when I will find another job with comparable income.
Was fired by bank who has rem
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Sep 24, 2018
Yes. You could include the balance in your Chapter 13 but the better play might have be to have your lawyer negotiate a short sale or s deed in lieu of foreclosure and you might get to walk away without paying the balance.
I recently was pulled over and issued a ticket for driving with a suspended license.i didn't receive any statements from dmv prior to this.i called asking for what reason and they said due to an at fault accident a year prior .I didn't fill out a specific document nor worked out any... View More
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Aug 23, 2018
If they have a judgment against you, they can garnish you at any time until it is paid.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Aug 21, 2018
Yes. You must list ALL your debts in your petition, including your credit card.
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