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Alaska Bankruptcy Questions & Answers
1 Answer | Asked in Bankruptcy, Consumer Law, Personal Injury and Civil Rights for Alaska on
Q: Our tribal corporation gets millions in federal dollars. They're going to bankrupt our private store that barely floats.

I live in a small native village in Alaska. Our native corporation gets millions of federal dollars that's supposed to help the locals. They built a big apartment complex to provide more housing for locals (which I loved at first), but they mostly rent to entities that bring in outsiders for... View More

Timothy Denison
Timothy Denison
answered on May 20, 2023

What is your question?

1 Answer | Asked in Bankruptcy for Alaska on
Q: I am filing bankruptcy. I have a partially finished house that is unlivable so I rent. Can I keep my house if I file?
Timothy Denison
Timothy Denison
answered on Mar 24, 2022

Depends on what exemptions you have available to you under federal or state law. Consult your bankruptcy attorney before you do anything.

2 Answers | Asked in Bankruptcy for Alaska on
Q: When is the right time to file for bankruptcy, Can fed student loan be included,What should I not default on/or d on 1st

I have an enormous amount of debt (school loans (federal and private), credit card, mortgage, and car loan). I had a high paying job, but had a mental breakdown. For the next year I will get disability money which is fairly high (enough to cover minimum payments on debt not pay it off), but after... View More

David Luther Woodward
David Luther Woodward
answered on Apr 24, 2020

You have question that only YOUR bankruptcy lawyer can answer, so go find a good one in your community.

Changes are coming about in the law about the discharge-ability of student loans, so you need your own lawyer for this. But it is possible.

I don't envy your situation, but...
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1 Answer | Asked in Bankruptcy for Alaska on
Q: Chapter 7 filing: I was told my gross income exceeds allowable income for Chapter 7 filing. My deductions off my gross

Mandatory deductions of my gross income are equal to or more the 50%.

Timothy Denison
Timothy Denison
answered on Mar 1, 2020

Gross income is before and deductions. Mandatory deductions or not, it is still income. Consult a local bankruptcy attorney and compare a chapter 7 v 13. That might help.

1 Answer | Asked in Bankruptcy, Estate Planning, Collections and Small Claims for Alaska on
Q: I inherited land from my mom when she passed but never got the land now it's been sold where do I stand to get my share?

The person who held the land filed bankruptcy then sold the property before giving me anything including that he was going to sell.

Timothy Denison
Timothy Denison
answered on Nov 19, 2019

If someone else other than your mother held title to the property, you don’t have anything to inherit. Assuming there was a legal basis for your claim to the property, you probably should have intervened in the bankruptcy. If you weren’t listed as a creditor, you can possibly still maintain... View More

1 Answer | Asked in Bankruptcy for Alaska on
Q: can I file a chap 7 or 13 as an individual so as not to affect my wife

I receive SS Disability at $1500/month. Have a house payment of $1040/month auto pay but am 3 months late. Am paying pay pal $2000. Credit One $2000. Credit One $7,000. A health care card about $2000. All are on auto pay except the Credit One for $7000 which a law firm has sued me for.

Timothy Denison
Timothy Denison
answered on Aug 18, 2018

Yes, so. long as she is not a joint debtor on your debts. If she is, she must be listed in your bankruptcy.

1 Answer | Asked in Bankruptcy for Alaska on
Q: I co-signed my sister's Sallie Mae student loan. She claimed bakruptcy in 2009. Was she legally obligated to tell me?

Her attorney told her the loan wouldn't be discharged or affect me but it was. She filed in Indiana. I didn't know about the bankruptcy until 9 months later when my credit cards were cancelled and the company said it was because I claimed bankruptcy. I didn't know that she claimed or... View More

Terrence H Thorgaard
Terrence H Thorgaard
answered on May 26, 2016

You write that "attorney told her the loan wouldn't be discharged", but it was anyway? That is odd; normally the debtor's attorney would have to ask that her debt be discharged. Yes, you should have been given notice of the bankruptcy, in any case. I suggest that you contact... View More

1 Answer | Asked in Bankruptcy for Alaska on
Q: Chargeback scam and paypal. Bankrupt company to avoid negative balance?

Sold 3d Printers through my webstore. Got lots of chargebacks. I now have negative balance on my Paypal account. The account is registered under a limited company but with my name, as managing director for that company.

It is a one person trading company.

I planned bankrupt the... View More

Terrence H Thorgaard
Terrence H Thorgaard
answered on Aug 11, 2015

You should review the fine print in the contract you had with Paypal. It could be that you agreed to be personally liable.

1 Answer | Asked in Bankruptcy for Alaska on
Q: How do I find if a relative filed for bankruptcy in alaska
Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents filed.

www.dont-sweat-the-debt.com

1 Answer | Asked in Bankruptcy for Alaska on
Q: How does the F.B. Court determine % of money an unsecured creditor is to receive?

What determines the percentage of an unsecured creditor is to receive in a chapter 7 B.R.? And if the unsecured creditor's initial claim was denied due to non-timely filing, Is the Trustee allowed to "back up" and allow that claim at a later date?

I have no Attorney in my... View More

Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

The amount a creditor is to receive in a chapter 13 is determined via the Plan. In a 7, it is based upon the number of Claims made.

1 Answer | Asked in Bankruptcy for Alaska on
Q: How log does a chapter 7 discharge stay as public records
Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

10 years

1 Answer | Asked in Bankruptcy for Alaska on
Q: What are my legal rights after being with my other half for 28 years, we have not been married, he had me listed as his

Wife on numerous papers. We have a child who is 18 that we adopted togeather, and we have two children in the home with both of our names on the custody papers. He has moved in and out numerous times and tries to make sure that I am broke when he leaves and the drives by, calls and make excuses to... View More

Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

This is a family law questions, not bankrupcy

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