A judgement has been placed against me from a nursing home. The want my bank information, my car information, what I own (which I do not own any property other than my car), and what is property that is exempt. I am a full time college student and my husband is the only income we have. My dad was... Read more »
The car my daughter is currently driving is financed in her soon-to-be ex-husband's name only. At one point the vehicle was paid off and without her knowledge he refinanced both her car and his truck for purposes of generating capital. The bank has threatened to repossess the car if she does... Read more »
Arkansas is not a community property state, but that doesn't change the answer to your question. If her name is not on the car note, she cannot be held responsible for that debt unless the divorce judge makes her responsible. Even in that case, the only person the financing company can come...Read more »
I have a judgement against me from 2009, and I am in the 7th year. I'm pretty sure the debt was included in bankruptcy, but I'm not 100% sure. Is it safe for me to contact the lawyer in the original case to check the status and ask them to remove from the credit report, or should I just... Read more »
Purchased a house through owner finance with a contract for sale through the title company. I gave the owner a 5k down payment 1 year ago. No I find out she has filed bankruptcy. I'm not sure what to do. Can I get my money back or what? Please help
The Credit Card Companies would first have to sue you, then win, then record their judgment(s) in your county. The judgment would be collectible on a first come basis, after your mortgage and any other existing liens.
Based upon the period described it sounds like you are in a chapter 13. If you stop making payments, the case will be dismissed; however, you will still be obligated for the still outstanding debts, as a discharge will not be granted.
Generally, if you find that you do not have enough income coming in monthly to pay your bills, you have reduced your monthly living expenses as much as possible, and you have accumulated a lot of debt from credit cards or medical bills that you have no hope of being able to pay, then you may need...Read more »
Unless you reaffirmed the debt, you do not owe it again. If the debt was collateralized by property, then it still is, and you maybe sued to clear title (in rem), but you are not being sued personally (in personam). If they are going after you personally, and you did not reaffirm, you should...Read more »
To find the Bankruptcy sign up for PACER - a free governmental service, as long as you use less than $10 worth of services in a calendar 1/4. Once signed up, you must log on in the jurisdiction where person is located to research the issue.
Sign up for PACER at the District Court for the respective jurisdiction. This is a free governmental service, as long as you use less than $10 of services per calendar quarter. Once signed in, pull up the specific case.
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