Get free answers to your Bankruptcy legal questions from lawyers in your area.
answered on Nov 9, 2018
In most cases, the answer is no, it does not. There are certain limited instances that it does, and I suggest you consult with a live bankruptcy counsel in your area
answered on Oct 26, 2018
Your question is very complicated.
Illinois allows certain exemptions, such as for homestead.
If you sell for under market or give away assets prior to filing, the trustee can get those items back and sell them and pay your creditors with the money.
Check with a bankruptcy... View More 
I am seeking some financial help and/or, Pro-Bono, or very low cost legal representation in a Divorce case filed against me in Lake county IL.
My husband left " for a new Job" one year ago, leaving our 11y,o daughter ( w/Autism) & me behind. It was our intention to join him... View More
answered on Oct 13, 2018
Check with legal aid and the local bar association where the case is filed. They can help you find a lawyer.
answered on Oct 12, 2018
7 or. 13 could help but you need to have a local attorney review your financial situation.
over $16,000 in debt, plus over $10,000 on car load, and a mortgage to pay.
answered on Sep 28, 2018
Check with your local bar association or legal aid society.
https://ibb.co/nqMAj9 this is basically a notice about a 10 year old debt asking for validity or being sued. The debt is apparently over $16,000+ and I don't remember anything about it.
I need these calls to stop and leave me alone. I do have a federal loan situation, so I know those... View More
answered on Sep 27, 2018
No. Either the debt is valid or it is not. Demand verification of thr debt under USC 1692. They must cease calling and contacting you until they comply.
Now atty says trustee want to settle for 15k. this sounds like extortion to me. What is going on?
answered on Sep 19, 2018
Need more info and explanation as to what the 15 k claim is for.
answered on Sep 19, 2018
If you can show where the money went I to your account and how it was used, you may be able to defend trustees claim.
answered on Sep 14, 2018
The test is inability to meet obligations in a timely manner.
For some people $5,000.00 is insurmountable debt based on current and projected earnings.
For others, $500,000.00 may not be much.
I have been paying in time my child support for my two sons. One of then recently turned 19 and I am stopping child support for him. My ex now wants me to increase the amount I pay for the second 16 year old child. I recently filed for bankruptcy and she says that since I have less debt I should be... View More
answered on Aug 15, 2018
Not so much for that. However, the child support guidelines have changed and you only have one child to support. Her income is to be taken into account now as well. Without her income info, I have no idea where u would fall...paying was or more. You need to see a lawyer if you wish to change it.
And can I send money to someone I'm owing if I receive my inheritance after filing for bankruptcy..
answered on Aug 13, 2018
If you transfer assets prior to filing bankruptcy, the trustee can get them back.
This includes repaying debts over and above normal.
answered on Aug 13, 2018
This is a complicated question which turns on how, what and when you received or will receive your inheritance.
Need more information to answer your question.
at the time I filed ch 13 I could not file ch 7 because it had not been 8 yearsso technically if I was not able to file ch 7 at the time I filed ch 13 converting would not be an option. Dismissing ch 13 and re-file?
On credit karma it say I pay 100 of the loan but on the web site for the car it saying next payment aug 20 2018 just need help to understand
answered on Aug 9, 2018
If you reaffirmed the debt, you still pay it. If you did not reaffirm the debt, you do not pay it.
because of low income. We did have to file last year due to selling rental property. how will that work? Money is now all gone trying to pay bills and doing much needed work on our own home.
all gone. Our tax guy told us several years ago we don't make enough to pay tax's so not to file, but we had to file last year do to the property sell.
We have two clients, in Florida, that have a partnership. One partner decided they wanted out of that partnership so they instigated a sale of their half of the partnership to the other partner. The framework was in place for the sale and then they decided they needed to file Chapter 7 Bankruptcy... View More
answered on Jul 31, 2018
Yes. At a minimum, it stays the sale bc it is an asset of the estate. It may possibly still go thru, but only under the watchful eye of the court.
My husband has a lot of medical debt and when we divorced I was going to file bankruptcy to avoid being held liable for his medical debt, but did not. He has since gotten remarried. By Illinois law, since I was married to him when the debt occurred, can the collectors still come after me? Or has it... View More
answered on Jul 18, 2018
A collector of medical bills incurred during a marriage can typically go after the people who were married to each other when the bills were incurred, not a later spouse. You should be able to discharge them in bankruptcy. On the other hand, which of you is supposed to pay those debts should have... View More
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