Charles Candiano's answer Indiana only requires that a formal accident reconstruction be prepared after fatal accidents. If someone died or suffered obviously life-threatening injuries, they would have taken the necessary measurements and photographs of the vehicles, gouge marks, and any other memorialization of the accident, in addition to what was reported by surviving drivers and bystanders.
Charles Candiano's answer It has nothing to do with WHETHER you were liable in the "hit and run" but a subsequent Reckless Driving will make it a heck of a lot more difficult for your attorney to negotiate a plea, in BOTH actions. Do NOT plead guilty to the speed/reckless charge. Hand it over to your attorney and SLOW DOWN.
Charles Candiano's answer The insurer is required, by statute, to let you know, in writing, that your insurance has lapsed. Most insurance companies make the advisement BEFORE the policy expires/lapses. If you were paying, monthly, there would be no opportunity to write to you before the policy lapsed or they would be sending you a letter every month. If you were paying monthly and there were insufficient funds or you simply forgot to pay, you will be understood to have Notice of the policy expiring.
Andrew L. Bennett's answer Contact your insurance company to determine if your specific policy will cover you driving the other vehicle. If it will not then likely you will be suspended for Failure to Provide Proof of Insurance, which will include a 90 day license suspension. If you cannot avoid the suspension by having your insurance cover you in the other vehicle, you should contact an attorney to file for Specialized Driving Privileges (SDP) so that you can drive during the period of suspension.
Peter Munsing's answer Contact a member of the Indiana Assn for Justice for the county where the wreck happened to see what options you have for uninsured motorist or other party liablity--they give free consults.
Peter Munsing's answer No, he's --or you--have mixed it up. You file with the other insurance if it's a rear ender. However if you were hurt, call a member of the Texas Trial Lawyers Assn--they give free consults.
Peter Munsing's answer You need to conact an attorney who handles license suspension cases. Sometimes posting a bond will do it. The other person is primarily interested in insurance, not you. First up is making sure that the cancellation was correct. Second, be prepared to pay for their car damage.Usually what triggers a suspension is person gets contaccted by the insurance company on the damage claim.
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