Get free answers to your Insurance Defense legal questions from lawyers in your area.
answered on Nov 1, 2022
An Indiana attorney could advise best, but your question remains open for two weeks. It could be difficult for ANY attorney to advise based on these brief facts. If you reached out to law firms, they're going to ask about the substance of the statements, the damages caused, your evidence, etc.... View More 
I am selling a house as is, the boiler went out causing the heat and plumbing pipes to burst. The homeowners ins is paying for the damage. I'm selling for less now because of the pipes. I'm keeping the ins check to cover my loss. is that insurance fraud?
answered on Mar 2, 2022
An Indiana attorney could advise best, but your question remains open for a week. Nationwide, it is usually not fraud if the check was issued for a legitimate loss and it reflected actual damages that were honestly presented for property owned outright. However, there could be other issues... View More
My husband received a ticket in February 2021 we paid the speeding ticket and the Bmv sent the sr-16 to the Bmv my husband got into an accident and hit a tree he was the only one involved in the accident in July 2021 and that’s when he found out his license had been suspended and yes I know... View More
answered on Aug 13, 2021
An insurance company has a right to refuse payment on an accident claim if the driver did not have a valid license. You admit that your husband did not have a valid license at the time of the accident. Your insurance company may well be refusing to issue a certificate of coverage but that refusal... View More
I had my hand operated on lost 30% I have a spine problem also
answered on Jan 5, 2020
There wasn't a question here, but your post remains open for two weeks. If you're wondering what your rights are or how to pursue them in a legal action (you already realize the other party is at fault), you could contact an Indiana attorney to discuss your matter. If you already have an... View More
I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... View More
answered on Jul 11, 2019
Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really... View More
answered on Sep 17, 2018
Indiana only requires that a formal accident reconstruction be prepared after fatal accidents. If someone died or suffered obviously life-threatening injuries, they would have taken the necessary measurements and photographs of the vehicles, gouge marks, and any other memorialization of the... View More
I received a citation for going 90 in a 65 on the interstate. A month prior I was charged with a hit and run that i am disputing in court, my final court date for the hit and run is april 13th. The court date for the citation is in may. Is the citation in any way going to affect the outcome or... View More
answered on Mar 26, 2018
It has nothing to do with WHETHER you were liable in the "hit and run" but a subsequent Reckless Driving will make it a heck of a lot more difficult for your attorney to negotiate a plea, in BOTH actions. Do NOT plead guilty to the speed/reckless charge. Hand it over to your attorney... View More
answered on Feb 28, 2018
The insurer is required, by statute, to let you know, in writing, that your insurance has lapsed. Most insurance companies make the advisement BEFORE the policy expires/lapses. If you were paying, monthly, there would be no opportunity to write to you before the policy lapsed or they would be... View More
I have limited liability insurance currently on my vehicle that I own. I currently have my drivers license in Indiana. It broke down and while test driving a newer uninsured privately owned vehicle, I got a speeding ticket in kosciusko county, Indiana. When the speeding ticket goes through, I,... View More
answered on Feb 12, 2018
Contact your insurance company to determine if your specific policy will cover you driving the other vehicle. If it will not then likely you will be suspended for Failure to Provide Proof of Insurance, which will include a 90 day license suspension. If you cannot avoid the suspension by having... View More
The driver is now in prison due to a parole violation (none of us knew we thought he just moved away and came back). My medical bills are coming in so I don't know what to do.
answered on Dec 19, 2017
Contact a member of the Indiana Assn for Justice for the county where the wreck happened to see what options you have for uninsured motorist or other party liablity--they give free consults.
Had a small fender bender and when I asked for a police report officers said I had to file a claim with my insurance or have my lisence revoked. is this true even if I was the person who got rear ended?
answered on Dec 19, 2017
No, he's --or you--have mixed it up. You file with the other insurance if it's a rear ender. However if you were hurt, call a member of the Texas Trial Lawyers Assn--they give free consults.
I was driving in Indiana. I am an out-of-state resident. There was a red light, and the car in front of me (Car 1) stopped. I stopped (Car 2). Moments later a third driver (Car 3) rear-ended me, and my car was pushed into the car in front. All three cars are damaged (mine in rear and front - about... View More
answered on Nov 14, 2017
The simple answer is YES, generally through his or her insurance.
Was recently in trouble for evading police reckless driving leaving seen of accident but never got charged with it. this cop chased me n unmarked Police SUV with no police uniform on made me crash and bike slid into guard rail.. I think my license wasn't valid but he didn't give me a... View More
I'm a proprietor of a home my grandma owns but I currently live in it. I pay all the mortgage insurance and taxes
answered on Feb 5, 2017
Check the homeowners policy for coverages and exclusions. That is controlled by contract. Your first call should be to the insurance agent.
I caused an accident with a motorcycle less than a week ago. Couldn't provide proof of insurance at the accident, because it had lapsed over a month prior, but I do have insurance now. I'm aware I will probably face lawsuit and be stacked with lawyer fees, his bike, and medical bills. I... View More
answered on Sep 28, 2016
You need to conact an attorney who handles license suspension cases. Sometimes posting a bond will do it. The other person is primarily interested in insurance, not you. First up is making sure that the cancellation was correct. Second, be prepared to pay for their car damage.Usually what triggers... View More
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