What I cannot understand from your post is whether you are on the mortgage or not. You could be named as a tenant, in which case you can ignore it. But if you are obligated on the mortgage debt, then you need to get involved.

Have your mother-in-law talk to an attorney. Attorneys cannot tell someone to tell someone else how to practice law. If you and she like you can be on the call.

According to the factual description you presented, although a foreclosure judgment was entered the actual sale has not taken place and is instead scheduled for May 2019. Until the property is sold at auction, the owner named in the foreclosure action would remain entitled to collect rents from... View More

Let me clear up a few issues. A "statute of limitations" refers to the time to commence a suit. Your case is commenced, so this no longer applies. Once commenced, there is no amount of time in which a case must be completed. Many cases remain open for years.

Your question is unclear. Surplus is claimed after the sale. You say you are about to lose your home. Creditors with judgments are named in the foreclosure as the judgment liens impair title. These entities can claim the surplus too.

You owe it, or there will be a tax foreclosure. The bank might pay it, but if they have not yet, the bank is not likely to do so in the future. The tax foreclosure goes like a regular foreclosure.

No, not generally, but sometimes a Judge will grant some *limited* timeline (a few weeks, maybe) for you to vacate the property.

For what it's worth, and with all due respect, this is almost definitely not the first notice you've received. If you want to protect your children,... View More

The initial mailing is fine, if the address was proper to begin with. You are affirming the mailing, not what happened to it.

No, you cannot get all information on this site. Call the court clerk for the Supreme Court in your county, and ask.

Sure. But it is still subject to the mortgage.

Not really. The military protections consist largely of making sure that those serving on active duty are not foreclosed upon in absentia. With that said, there are loan modifications available through the VA and/or Ginnie Mae that are specifically designed to give those associated with the... View More

It depends on the proprietary lease. In theory, yes.

It doesn't sound like the co-op sale was wrongful, so much as you might not have had a fair opportunity to combat it (due to alleged attorney failure).

Consider reaching out to new counsel in an effort to rescind the sale. If necessary, the filing of a Chapter 13 Bankruptcy could allow... View More

If you were my client, I'd advise you to start over with the new mortgage servicer. I'm not certain what there is to "litigate" with respect to your case, but most decisions favorable to borrowers are overturned by an appellate court. Thus, it would likely behoove you to... View More

More details are required, including the actual contract. But it sounds like it is not binding.

A judicial foreclosure is a Court-Ordered repossession of real property by a secured lender. New York is a judicial foreclosure State, meaning that banks must obtain Court Orders prior to physically foreclosing/repossessing real property.

Hiring an attorney that knows how to defend a foreclosure lawsuit and all of the other options available will normally get you more time than if someone files an answer themselves.

If you want to go over all of your options or have an attorney review your case, you need to reach out to an... View More

It is a divorce question, not a real estate question. Your decree governs and remedies are in that case.

They are doing it to accelerate the timeline, especially in counties that are very slow. Diversity jurisdiction allows them to do it.

Either one. Just follow up with a writing to both.