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Oklahoma Banking Questions & Answers
1 Answer | Asked in Banking and Consumer Law for Oklahoma on
Q: I have a bank my mother helped me get. Her name is on the account. I got a loan she did not cosign can they go after her

I signed for the loan not her, she says because she opened the account they will make her pay it, but this isn't an account were talking about its a loan....I can't afford it I need bankruptcy if I pay them a dime I won't be able to do the bankruptcy cuz I'm broke bad...she... View More

David Humphreys
David Humphreys
answered on Jan 22, 2018

your mom is only liable to the extent she puts any of her money in the account. The bank can definitely drain the joint account to pay down the loan.

1 Answer | Asked in Family Law, Banking and Small Claims for Oklahoma on
Q: I am still on a car loan with an ex, and he won't work with me to resolve it. What can I do? It's on MY credit report.

We were an engaged couple who lived together for 2.5 years and have not been a couple since October 28, 2014. He is now married to someone new and living in California. I signed the title over to him in August 2017 so that he could trade it in, but he has yet to do so. The loan is in both of our... View More

Gary Johnston Dean
Gary Johnston Dean
answered on Dec 15, 2017

Sorry, but this happens when 2 parties are on a loan. You can however put a statement explaining it in your credit file with all 3 national credit bureaus. Visit their websites for information.

Please visit my website www.garyjdean.com and Subscribe for updates on Oklahoma Law.

1 Answer | Asked in Banking, Civil Litigation and Family Law for Oklahoma on
Q: my uncle just got married yesterday, does his wife have access to his banking and other accounts

may father and uncle have joint banking accounts does my uncle's new wife have access to them

Jason Perkins
Jason Perkins
answered on Nov 10, 2017

There are a few questions here that are left unanswered. You really should sit down with an attorney and discuss. However, it really depends on your uncle and what he gives her access to. If he gives her the credit card to the account then theoretically yes she has access. If he does not however... View More

1 Answer | Asked in Banking, Civil Litigation, Estate Planning and Family Law for Oklahoma on
Q: my uncle just got married yesterday, my father and uncle share banks accounts how will this affect my father and family

my father and uncle have a shared bank account, my uncle just bought a new house from his new wife's ex-husband, how will this new marriage affect my father's shared assets and how might my uncle's mortgage effect my father and how might my uncle's new marriage effect my... View More

Jason Perkins
Jason Perkins
answered on Nov 10, 2017

There are quite a few unanswered questions here. I would recommend siting down with an attorney to answer a lot of the intricacies that this question could entail. Essentially though the new wife would only be entitled to an equitable division of the assets that the uncle owns. If the uncle owns... View More

1 Answer | Asked in Banking, Child Support and Divorce for Oklahoma on
Q: Joint banking account debt mid divorce

My girlfriends ex's child support came out of their account before the divorce was final and she could take her name off of the account and it is negative over a thousand dollars. He is incarcerated and his mother doesn't have power of attorney yet (their attorney is dragging her feet and... View More

Gary Johnston Dean
Gary Johnston Dean
answered on Jul 19, 2017

The bank overdraft is the JOINT Responsibilty of both parties. The divorce could order him to pay, or hold her harmless, but if he is long term incarcerated, the bank may come after her.

Nothing prevents opening a new account now. She should have her own attorney in the divorce. She...
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1 Answer | Asked in Small Claims, Banking and Criminal Law for Oklahoma on
Q: Can you send someone a bad check on purpose to put them in debt?

The check clears the bank but the person who sent it tells you that you need to send money from that check to another individual to complete the process.

Josh Davis
Josh Davis
answered on Apr 24, 2017

Yea, that's what we call a scam.

1 Answer | Asked in Banking and Criminal Law for Oklahoma on
Q: Is there a Statute of Limitations for a misdemeanor worthless check in the state of Oklahoma?

Ive been accused of issuing a worthless check in 2004 in OK. Ive asked to see the check or to be given the name of the merchant as I dont recall writing any bad checks for $17. I left the state in '04 due to military PCS and was never informed about this check until a week ago. The DA offered... View More

Josh Davis
Josh Davis
answered on Apr 24, 2017

Depends on when they filed the case against you. Generally if it's filed within a couplw years of the check they are good without looking at the statute. However, you might have grounds to file a Motion to Dismiss for Failure to Prosecute due to the length of time it's taken them to apprehend you.

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