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Oklahoma Insurance Defense Questions & Answers
1 Answer | Asked in Consumer Law, Car Accidents and Insurance Defense for Oklahoma on
Q: Does the insurance have to total a vehicle if the repair costs surpass the Total Loss Threshold? Asking in Oklahoma.

The Total Loss Threshold is 60% in Oklahoma, the repair costs are currently around $25,000, the vehicle's value is around $37,000-$39,000.

Would they legally have to total it since it is over 60%?

Tim Akpinar
Tim Akpinar answered on Apr 2, 2020

This is really a question for an Oklahoma attorney, but your post remains open for four weeks. As a general matter without regard to any state-specific considerations, this issue comes up regularly in total loss determinations. Different states may use different thresholds. But where provided for... Read more »

1 Answer | Asked in Criminal Law, Insurance Defense, Car Accidents and Insurance Bad Faith for Oklahoma on
Q: if I was convicted of a UUMV am I liable for the money the insurance company gave the owner? Car was undamaged, returned

I was given the key by the owner. I did take a drive her car for a while before being arrested, whereas the car was returned to either the insurance company or the owner. There was no damage to the car. However, they are suing me (insurance company) for a sum of money equaling 6,800 dollars... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jun 29, 2016

Presumably they have an appraisers report saying there was damage. You have to prove their wasn't. Won't be that easy.

1 Answer | Asked in Insurance Defense for Oklahoma on
Q: When an insurance fraud case has been filed.. how long does it take to go to court?
Howard Berkson
Howard Berkson answered on Dec 3, 2013

That depends on how busy the court is and how much pre-trial activity there is.

1 Answer | Asked in Insurance Defense for Oklahoma on
Q: Not divorced yet. We are separated. She doesn't work, has forgotten to pay her health insurance, am I obligated to pay?
Howard Berkson
Howard Berkson answered on Nov 20, 2013

We don't have enough information. It depends on whether the insurance is through your employer and whether insurance payments are addressed in your separate maintenance decree or agreement.

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