Get free answers to your Bankruptcy legal questions from lawyers in your area.
I just learned that my grandma's house is in foreclosure and scheduled for auction in about a week and a half on 6/20/19 due to an unpaid loan. If she were to file for bankruptcy, would it take the house off the auction block?
I do own the vehicle outright, no liens. It is worth approximately $12k and I have approximately $32k of debt . I have been using this vehicle as my primary source of income through Uber and Lyft for over two years. Will the fact that I use this vehicle for work have any bearing on whether or not... View More 
answered on May 7, 2019
In Oregon a debtor can use federal exemptions. You have a certain amount of vehicle exemption and then additional wildcard exemption. If you are not using a homestead exemption (because you rent your residence) then you likely have plenty to cover $12K of equity in a car. You can use the 4K... View More
basically a credit company has "bought" my tickets from years ago and they want over 3 times the original amount. since its a credit company can I declare bankruptcy on them?
answered on May 2, 2019
I've never come across this question in my practice but I do see your point. Basically has the dischargable nature of the debt changes due to the assignment of a non-government agency. So I don't know the answer but it does raise some issues. First you would need to get all the... View More
we have filed a Chapter 13 as of last Tuesday the sale dates for my most important properties have come up come to find out I did not personally guarantee anything or personally sign anything it was all under the business entity which means a Chapter 13 does not cover it by bankruptcy I've... View More
answered on Apr 11, 2019
You need to discuss this with your bankruptcy lawyer. That is the only person with enough knowledge of your personal situation and legal training to advise you. It may turn out that you still need the Chapter 13 for your personal liabilities but you need to revise your filings to accurately... View More
the vehicle however it is not being reported to the credit agencies can i turn in said vehicle without repercussions thank you Todd
answered on Feb 23, 2019
If you signed a reaffirmation agreement on the Dodge, the lender can still pursue a judgment post bankruptcy for which you would be liable. If you did not sign a traffic, you can simply turn it over to the lender and walk away. Check with your bankruptcy attorney as to what your signed and your... View More
need surgery. Aprox. June 2018 forced into bankruptcy loss of job. Aprox. September 2018 bankruptcy chapter 7 is discharged. In November 2018 I reinjured hernia and given 30 lb. weight limit. and reopened workers comp case from almost 4 years ago. If I take a lump sum settlement can the trustee... View More
answered on Dec 30, 2018
No. If the injury was post petition and the reopening was post petition, the award belongs to you.
I have been sick for over two years now and am unable to work. Am applying for disability. I have issues on my credit. I have just filed my 2013-2017 taxes after contacting the IRS and recovering the information needed. Was told to file all 1040ez. Have done as was told. They sent letters... View More
answered on Dec 13, 2018
Legal aid will help you draft your bankruptcy petition, but will not actually represent you. This is not the kind of legal work that attorneys will do pro bono. If you have no income or assets then you're essentially judgment proof anyway, so bankruptcy is not urgent and you can wait until you... View More
I was incarcerated in sc for 9 months in 2004ish and I owed the bank $100,000.00. My home was almost built and was worth at the time $400,000.00 but when I got out it was gone. Was that legal or was it most likely sold for what I owed and someone just got a awesome deal or was there a way that the... View More
answered on Oct 17, 2018
You need to have an attorney look into this ASAP. There are many obstacles that must be satisfied, plus additional ones if you were in jail, to foreclose in property. If you were not notified, you may have a claim.
answered on Aug 19, 2018
You’re going to need to add a lot more facts about how a previous debtor is involved at all to answer this question.
Considering BK, but unsure if I can include mortgage for home in Texas that my ex-husband hasn't removed me from (it's been 7 years). Wondering if I can include it in a BK with other debts.
My husband and I are divorcing as soon as our Ch 7 BK discharges and closes next month. He granted me the interest in our primary residence before the BK filing, but I did not record it. Will I run into issues with the trustee after the BK is closed regarding the date he signed over the property... View More
answered on Jul 16, 2018
No. It’s perfectly fine. As soon as the bk is final. Record the quitclaim deed before filing for divorce.
The creditor appeared out of no where after 8 years with out any collection effort. Added in compounded interest and is in the process of trying to foreclose on my property. He received a decision that said he could sale my portion.
answered on Jun 21, 2018
That is really an Oregon collections uestion rather than bankruptcy question. Consult a local attorneywho can properly advise you.
creditors able to come after me alone after she files?
answered on May 31, 2018
Yes, although you may have recourse against your ex in your divorce action depending on who was supposed to pay those debts.
answered on Jan 14, 2018
Filing bankruptcy is a legally permitted act that was designed by Congress to help people in debt get out of debt and get a fresh start in life. The mere act of filing Bankruptcy should have nothing to do with your fitness to practice law. (Apparently you can file bankruptcy several times and get... View More
We cannot afford bankruptcy at the moment. Would just like to know if we should avoid depositing money into those accounts until we can file?
answered on Dec 6, 2017
A marshal is able to reach any asset (i.e., bank account) that has your wife's name on it (even if it's a joint account).
Information provided for informational purposes only and should not be taken as legal advice.
answered on Sep 11, 2017
I am not sure what you mean. When you file bankruptcy you have to list all your debts and all your debts will be discharged. So if you only have medical debts, sure, you can file bankruptcy to get rid of just those debts. You don't have to have other debts.
If you have other debts... View More
answered on May 11, 2017
Bankruptcy is not a good DIY project. The forms are very complicated and very few people are able to file their on case and obtain a discharge. Check in your area for a bankruptcy lawyer and shop around. Bankruptcy does not really cost that much and you can save yourself a lot of problems. Hope it... View More
What do I do once I receive the summons? Do I need a lawyer? I want to take care of this debt and pay the balance that I owe. But I do not want my wages garnished. What can I do?
answered on May 4, 2017
I would contact a lawyer, preferably one that deals with bankruptcy and debt issues. I know you want to take care of this debt but before you do pay it, you might want to know if bankruptcy is a better option which it might be if you have a lot of other debts. I see people struggle to pay one debt... View More
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