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We had no time to look into our other options. At 24/hr, the premium is $900/month for a family, and it would only cover 50% and the deductible was insanely high. My husband filled it all out because he didn't want us to be without coverage. We searched around and found options for my daughter... View More 
answered on Oct 31, 2015
More facts are needed, as well as a full discussion with an attorney who handles medical malpractice cases.
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