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West Virginia Insurance Bad Faith Questions & Answers
1 Answer | Asked in Products Liability, Car Accidents, Insurance Bad Faith and Juvenile Law for West Virginia on
Q: If i am 17, almost 18 and i allowed a 14 year old to drive on back roads periodically, what trouble would i get into?
Peter N. Munsing
Peter N. Munsing answered on Feb 7, 2020

A citation, possibly loss of use of your vehicle. If you want to teach them do it on private property where there are no other vehicles. It's possible you could also be charged with endangering a minor, which can be a serious problem. Let an adult do the drivers ed.

1 Answer | Asked in Insurance Bad Faith for West Virginia on
Q: On December 8, 2017, my family suffered a house fire.

We immediately called to start a claim. The insurance claims adjustor said he did not need to send out a fire investigator on December 12, 2017. He asked that I make a list of lost items and send it to him, which I did on December 22, 2017. After that he claimed to be working on an estimate. On... Read more »

D. Michael Burke Esq
D. Michael Burke Esq answered on Jan 28, 2018

I suggest that you at least contact an attorney to discuss your potential case against your insurance company. You should also try to obtain a copy of the fire investigative report from the local fire department or chief, and from the State Fire Marshall's office.

1 Answer | Asked in Insurance Bad Faith, Car Accidents and Consumer Law for West Virginia on
Q: Do insurance companies have to sell you full coverage insurance if there is a lein on the car(still owe money to a bank)

Was in an accident,filed a claim only to find out the insurance company said i only have liability insurance,there is a lein on the car.i never dreamed they wouldnt sell me full coverage with a lein

Peter N. Munsing
Peter N. Munsing answered on Dec 26, 2017

The lien company may require it but the insurance agent asks what you want, you may have said "the cheapest," and that's what you have. I'm not aware of any state that requires that you have collision coverage. Your bank would normally require it, but if you ask your agent for "full coverage" they... Read more »

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