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Questions Answered by Doug Goyen
3 Answers | Asked in Car Accidents and Personal Injury for Texas on
Q: If pain and suffering, injuries etc exceed the policy limit of the at fault persons insurance. What can I do?

Can I still sue the insurance company for more money?

Doug Goyen
Doug Goyen answered on Jul 24, 2021

I agree with Attorney Baumgartner. I would just add that if you are looking at a situation where the limits of the other driver's insurance are going to be exhausted, you should actually consult with a law office that handles auto accidents. There are situations where there may be other... Read more »

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1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Texas on
Q: Was in car accident not on insurance and seeking guidance

A couple of weeks ago I rolled into an intersection and got t boned. It was not my car and I'm not in the insurance. The insurance company contacted the provider and is threatening to sue for this. (This is what I gathered over the phone call I just had with them) this is the first car... Read more »

Doug Goyen
Doug Goyen answered on Jun 18, 2021

From the way you phrase the question, it sounds like you believe you caused the collision. You may want to go over the details with an attorney, just in case.

If you were driving someone else's vehicle:

Did you have permission to use the vehicle you were driving?

If...
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1 Answer | Asked in Car Accidents for Texas on
Q: Can someone sue me if my sister(she was unlicensed) was the one who caused a accident in a car/ins under my name?

I received a demand for payment letter stating that i was liable for a car accident i wasn't even involved with my sister was the one driving the car, my insurance denied the claim and now the person is coming after me for payment. can i be taken to court for this even if i wasn't even involved?

Doug Goyen
Doug Goyen answered on Jun 14, 2021

Yes, if she was unlicensed you can possibly be responsible for "negligently entrusting" your vehicle to an unlicensed driver.

1 Answer | Asked in Car Accidents for Texas on
Q: hello, my driver license is suspended by the state because of a accident that happened 11 years ago. what do i need to d
Doug Goyen
Doug Goyen answered on Jun 3, 2021

You need to contact the Texas Department of Public Safety if this is a driver's license suspension in Texas. There is a page on their website that covers what to do in the case of an auto accident suspension due to no insurance. See:... Read more »

3 Answers | Asked in Car Accidents for Texas on
Q: Lady lets man w/o license nor insurance but with criminal past drive her car. 2-car wreck results. Whom do victims sue?
Doug Goyen
Doug Goyen answered on Jun 3, 2021

I agree with Todd Kelly. There is a possible case against the woman who let the unlicensed driver have access to her car - if she knew he was unlicensed under a theory of Negligent Entrustment.

Contact a lawyer to discuss your case. Even if the other driver has no insurance, there may be...
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3 Answers | Asked in Car Accidents, Personal Injury and Small Claims for Texas on
Q: Is the vehicle owner liable instead of driver in Texas? Can the owner be sued?

Driver was not the registered owner. A claim was then filed against her insurance company after the accident. She provided her insurance information to me. Her insurance declined the claim. The Insurance do not provide liability coverage for any person for that person's liability arising... Read more »

Doug Goyen
Doug Goyen answered on Oct 22, 2020

Both the driver and owner may have different insurance - you can collect against either one. You also may have a claim under your uninsured motorist coverage if there is no insurance for the at-fault driver.

The end of your inquiry says something about the insurance company denying due...
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