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Questions Answered by Michael Hollins Sr.
4 Answers | Asked in Bankruptcy, Foreclosure and Real Estate Law for Michigan on
Q: I was garnish after a court proceed but during court thats not what was discussed or supposed to happen how do I stop it

I was scammed on a house I was paying someone who acted as the landlord later I found out it's the banks house so they came after me for the rent I already payed an have been taking it from me through taxes for years

Michael Hollins Sr.
Michael Hollins Sr.
answered on Mar 21, 2022

Bankruptcy can stop a garnishment, with a few exceptions, which makes it a viable solution to your problem. You should contact a Michigan bankruptcy attorney to gain further insight.

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4 Answers | Asked in Bankruptcy for Tennessee on
Q: Is it possible to keep a vehicle that is not in your name, but you have been making all the payments and insurance?

the person whose name it is in is filing bankruptcy and us keeping their car and i cant refinance until the amount is lower. I am in Tennessee but the original owner is in another state.

Michael Hollins Sr.
Michael Hollins Sr.
answered on Aug 27, 2021

If your name is not on the vehicle title, then you are at the mercy of the bankruptcy debtor who it appears has control of the asset, and can make decisions on what happens with it. You should consider speaking with the debtor to determine if they are willing to make decisions that will keep the... View More

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5 Answers | Asked in Bankruptcy for Ohio on
Q: I have filed chapter 7 pro se and the trustee is about to take action to sell my inherited property

I thought chapter 7 protected the property but the trustee says he will use the finance from the sale to pay my debts. The will was not put through probate court in 2016 when I received the wills. Based on this information, what remedy do I have?

Michael Hollins Sr.
Michael Hollins Sr.
answered on Jun 28, 2021

It is not advisable to file a bankruptcy petition without using a qualified, licensed attorney who could make sure that all of your assets are covered, or in the alternative, choose to file a different type of bankruptcy petition. Without reviewing your petition to see exactly how your exemptions... View More

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1 Answer | Asked in Divorce for Tennessee on
Q: I’ve been trying to get a divorce from my husband. We been separated to 10 years. And right I can’t afford to pay lawyer
Michael Hollins Sr.
Michael Hollins Sr.
answered on Jun 8, 2021

While it is always advisable to hire a licensed attorney to complete your divorce, here are legal aid options in most counties that can provide guidance for pro bono divorces.

1 Answer | Asked in Divorce, Family Law and Child Custody for Tennessee on
Q: How To Respond To A Motion For Scheduling Order?

My mother is in the process of appealing a dependent and neglect petition and divorce, and she received a "Motion For Scheduling Order" in the mail pertaining to her case that she has been involved in for almost a year or so now. She briefly had an attorney, but is no longer able to... View More

Michael Hollins Sr.
Michael Hollins Sr.
answered on May 27, 2021

Your question is complexed and will need to be reviewed from the start of the case to know what to do moving forward. I would advise your mom to speak with a pro-bono attorney at Tennessee Legal Aid, or another qualified attorney with responding to this motion.

3 Answers | Asked in Bankruptcy for Michigan on
Q: Disabilty wages, unsecured debt, home in my name and spouse. Seperate bank accounts, Can creditor put lien on my home?
Michael Hollins Sr.
Michael Hollins Sr.
answered on May 27, 2021

The short answer is yes. However, there are remedies within bankruptcy that can protect your home from lien's and even strip them from off of your house, in some cases.

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2 Answers | Asked in Bankruptcy, Foreclosure, Real Estate Law and Business Law for Michigan on
Q: Ref: CHAP13;indivdual;only one case. What is the length of CHAP 13 "automatic" stay ? Is it minimum 60 days ?
Michael Hollins Sr.
Michael Hollins Sr.
answered on Mar 27, 2021

Typically the stay lasts for 30 days unless you, your case trustee, the U.S. trustee, or your creditor request that the stay remains in effect.

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1 Answer | Asked in Divorce for Tennessee on
Q: Where can I find a form template to file a motion for a post divorce modification of alimony with no children

The husband now has an infant son and cannot support both an ex and a son on one income

Michael Hollins Sr.
Michael Hollins Sr.
answered on Mar 26, 2021

It depends on which county you are filing your divorce in. Most county court websites hold some divorce documents. I would start my search there. However, you may want to consult an experienced licensed divorce attorney to ensure that you are headed in the right direction.

2 Answers | Asked in Bankruptcy for Tennessee on
Q: I'm in Chapter 13 Bankruptcy, Tennessee. Just wondering if I have to turn my third stimulus payment over to the trustee

Knoxville area little town called maryville

Michael Hollins Sr.
Michael Hollins Sr.
answered on Mar 14, 2021

Chances are, your Chapter 13 plan does not address receiving a stimulus payment. That said, I would recommend that you make your attorney and the trustee aware of these additional monies and expect a response in that fashion. If you are not in touch with the original filing attorney, I would seek... View More

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1 Answer | Asked in Bankruptcy for Tennessee on
Q: How much does it cost to file bankruptcy? In Tennessee you have to pay back what ever you owe?
Michael Hollins Sr.
Michael Hollins Sr.
answered on Dec 12, 2020

There are multiple fees when filing bankruptcy. The first is the bankrutpcy court's filing fee. This fee is the same for everyone. Currenlty, a chapter 7 filing fee is $338. The remaining fees are subject to change based on your specific case and the attorney you choose. These fees... View More

2 Answers | Asked in Bankruptcy and Collections for Tennessee on
Q: Would a judgement proof letter help or hurt us Creditors are calling we haven’t paid in a year or so

We both draw ssdi And have some medical debt and just can’t make these payments can’t file bankruptcy til 2023

Michael Hollins Sr.
Michael Hollins Sr.
answered on Jul 3, 2020

If you are indeed judgment proof, I believe that should be enough to dissuade debt collectors from harassing you, but if not, get a lawyer and allow them to take the steps necessary to stop the creditors from harrasing you.

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4 Answers | Asked in Bankruptcy for Tennessee on
Q: Can I get a secured credit card while in chapter 13 bankruptcy to help build my credit back up?
Michael Hollins Sr.
Michael Hollins Sr.
answered on Apr 19, 2020

With the the trustees approval, you can. However, that is the shirt answer. I have more questions that may lend to a better one.

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2 Answers | Asked in Bankruptcy for Tennessee on
Q: A few years ago i became part of a class action lawsuit due to asbestos exposure. I filed a 13 in September.

When I filed I had forgotten to tell the attorney I receive small checks at different times, but so few over time. Will the trustee take these checks in the future? The attorney said she would have to file an ammendment, The asbestos lawyer will not release any funds until she says ok. I cant ever... View More

Michael Hollins Sr.
Michael Hollins Sr.
answered on Apr 14, 2020

You should disclose this settlement income to the court when you learn of it -- you do this by amending your Chapter 13 schedules. If you don't, you could later lose your right to any damages from the claim. The next step would be to exempt these funds as much as possible, where the law allows.

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